Torgersen Causey is a trusted local insurance broker based in Pensacola, Florida, with a strong reputation for providing exceptional service and expertise. With a focus on serving large and midsize employers, they have successfully collaborated with a diverse range of clients. Their office in Pensacola has worked closely with Gulf Winds Credit Union, a leading employer in the depository credit intermediation industry. Torgersen Causey partnered with the HR and finance team at Gulf Winds Credit Union to develop a comprehensive insurance plan tailored to their 210 members' unique needs. This included setting up a self-funding arrangement, as well as HMO, PPO, and PBM plans to ensure optimal coverage and benefits. Torgersen Causey boasts extensive experience and expertise in working with HMOs and clients to address their specific requirements effectively. They have also excelled in serving clients with PPOs, tailoring plans to meet members' needs. Their partnerships with reputable pharmacy providers and PBMs have further enhanced their ability to deliver comprehensive and personalized insurance solutions. With a wide range of experience across industries and client sizes, Torgersen Causey has developed a strong M Score, indicating their high level of competence and expertise. Clients have consistently praised them for their excellent customer service and deep industry knowledge, further solidifying their reputation as a top-notch insurance broker. Operating in the competitive market of Pensacola, Torgersen Causey has established themselves as a reliable and trusted partner for businesses seeking tailored insurance solutions. Their strong expertise in the offices of physicians and depository credit intermediation industries allows them to address the unique insurance needs of these sectors effectively.

Foundation Risk Partners is one of the fastest growing insurance brokerage and consulting firms in the United States. Through acquisition and organic growth, we continue to expand throughout all regions with a specific growth strategy that ensures a complimentary mix of industry expertise, coverage, specialized services, location, values and cultural fit. The team at Foundation Risk Partners is driven to seek new levels of success for our partners, while providing superior results for our clients.

csONE Benefit Solutions. It's what we do. At csONE Benefit Solutions, we specialize in customizing solutions for our producers and their clients. Trusted Insurance Carrier Partnerships csONE Benefit Solutions has an extensive portfolio of Carrier Relationships with highly respected reputations and recognizable names. They are known for their dental, life & disability products. Benefit Communication & Enrollment Support csONE Benefit Solutions offers a unique approach to the benefits education and enrollment process. Our materials are custom designed to ensure employees understand the benefits they currently have, the benefits available to them, and their specific cost. The csONE Team meets one-to-one with each employee to educate, discuss options, and offer guidance through the enrollment process. This is what we do: • Customized Announcement Letters • Personalized Summaries of Benefit Options • Group Education Meeting Presentations. • One-to-One Benefit Consultations • Ongoing Service is part of our solution Client Focused Customer Service We provide real customer service whether you need to talk to an actual person or prefer digital technology through our website or mobile app. Each group is assigned an analyst who stays with the group from implementation, onboarding, education to enrollment. After enrollment, we remain committed to ongoing service.

FBBINSURANCE provides innovative, comprehensive and appropriate insurance and risk management strategies for businesses and individuals. Our team of credentialed and experienced specialists focuses on each client’s specific needs and offers strategies tailored to help meet the goals of our clients. We also offer advice on loss prevention, claims management, compliance with state and federal regulations, and a host of other topics. FBBINSURANCE is a nationally-recognized industry leader and one of the largest bank-owned insurance agencies in the US. With over 190 associates in offices in Alabama, Florida, Mississippi and Tennessee, we consistently deliver exceptional service. Our philosophy is to continuously evaluate our clients’ insurance and risk management needs throughout the year, not just at key times such as renewal, as needs and situations often change, and new opportunities arise. To learn more about our products, services and team of specialists, visit fbbins.com. Fisher Brown Bottrell Insurance, Inc. is a subsidiary of Trustmark National Bank. Insurance products are not deposits or other obligations of, guaranteed by, or insured by Trustmark National Bank or any of its affiliates; are not insured by the FDIC or any other agency of the United States, except in the case of Federal Flood Insurance or Federal Crop Insurance, and may be subject to investment risk, including the possible loss of value.

Currin Insurance and Investments Inc. is a local insurance broker serving the greater Pensacola region.

As an American Indian-owned firm, our mission has been to ensure each tribe’s financial strength through independent and unbiased advice. Since founding the company in 2005, FSA has grown to become the largest financial advisory firm dedicated to serving Indian Country with over 25 team members located in offices in Alabama, Florida, Seattle, and California. Over the years, FSA has established a family of companies and teams dedicated to providing these services and expertise. Our goal is to provide solutions that ensure financial prosperity for future generations by developing fully integrated, customized solutions specific to each tribe’s needs and goals. FSA ADVISORY GROUP, LLC FSA Advisory Group provides financial advisory services in Indian Country, including project development and financing services for capital projects, tribal government consulting and ongoing financial advisory services with the goal of creating generational wealth for tribes. - Financing and Project Development - Financial Advising - Tribal Administrative Consulting FSA INVESTMENT GROUP, LLC FSA Investment Group provides sound, independent advice to tribes and high-net-worth individuals. Our team understands that tribes are a distinct class of institutional investors, driven by their mission to provide for future generations. Services: - Tribal Trust and Endowment Funds - Tribal Operating & Enterprise Funds - Tribal Sovereign Wealth Funds - Individual and High-Net-Worth Services FSA TPA, LLC FSA TPA works with our tribal clients to develop original and creative solutions in order to meet their member/citizen benefit needs. FSA offers the capability to create custom enrollment and application processes, communications, benefit plan designs, and audit and substantiation procedures. Services: - General Welfare Benefits - Healthcare Benefits - Utility Benefits - Nutrition Benefits - Elder Benefits - Minor Benefits

Combined Insurance Services, located in Pensacola, Florida, is a reputable insurance broker serving clients throughout Wisconsin. Their exceptional customer service and industry expertise have earned them high ratings from satisfied clients. Notably, they have worked closely with Landrum Professional Employer Services Inci, a prominent employer in the employment services industry with 3140 members. This collaboration involved establishing a tailored self-funding arrangement, along with a comprehensive range of healthcare plans including HMO, PPO, PBM, and drug plans, specifically designed to meet the unique needs of Landrum's members. Combined Insurance Services caters to a diverse clientele, including Baptist Hospital, Lakeview Center Inc, Landrum Professional Employer Services Inci, and Nhe, Inc. With a strong presence in the Pensacola, FL market, they rank among the top brokerages in terms of experience and expertise. Their impressive M Score reflects their wide-ranging proficiency and vast experience working with clients of various sizes and across industries. Specializing in healthcare and social assistance, as well as offices of real estate agents and brokers, and offices of physicians, Combined Insurance Services possesses in-depth knowledge and a track record of success within these sectors. They excel in assisting self-funded employers, utilizing their extensive industry experience to provide tailored insurance solutions. Combined Insurance Services is a trusted local insurance broker, recognized for their commitment to exceptional service and comprehensive expertise. With their office located in Pensacola, they continue to establish themselves as a leading insurance brokerage in the region, providing outstanding support to clients of large and midsize employers alike.

OneDigital delivers strategic advisory consulting and technology-forward solutions to more than 85,000 employers across the nation. As employee health care, wellness and workplace benefits continue to converge, businesses of all sizes have relied on OneDigital’s exceptional advisory teams for counsel in employee benefits, wellbeing, human resources, pharmacy consulting, property and casualty solutions, as well as the retirement and wealth management services provided through OneDigital Investment Advisors. OneDigital’s commitment to technology and innovation enables its 3,000 advisors to deliver the most modern and intuitive customer experience anywhere in the industry. OneDigital has been named as a Best Place to Work in Insurance by Business Insurance. For more information, visit onedigital.com.

As one of the top insurance agencies in the Southeastern US, our team knows about the risks that face our communities. As one of the fastest growing agencies, Acentria Insurance provides all our clients with the utmost service and the latest in products and programs. We recognize that everyone is unique in their insurance needs, so we take the time to get to know you. Whether it be car insurance, home insurance, or business insurance, our team of professionals will meet with you to analyze your specific needs and customize a plan to fit your unique situation. We are a full service independent insurance agency, so we always work for you. Serving the needs of our clients and their satisfaction is our #1 priority. We are proud of our heritage and the many satisfied clients we serve across the United States. With over 50 locations throughout the Southeastern US, we are your dedicated resource for ALL things insurance. Acentria Insurance is a Foundation Risk Partners Company.