Health Cost Solutions (HCS) is a Tennessee-based third party administrator with an innovative approach to delivering a cost-controlling health benefits program for employer groups. With over 30 years of experience, HCS provides a suite of services, including: self-funded medical plans, pharmacy benefit management, reinsurance/stop-loss coverage, COBRA administration, and more. For more information, visit hcsbenefits.com.

Insurance Group of America is a highly regarded insurance broker, specializing in serving midsize employers. With their office situated in Franklin, Tennessee, they have built a strong reputation for their exceptional customer service and expertise. The company has garnered excellent reviews from clients who value their commitment to providing top-notch insurance solutions. In particular, Insurance Group of America's Franklin office has made significant strides in the heavy and civil engineering construction industry. Notably, they have partnered with Jarrett Paving, an esteemed employer with a workforce of 190 individuals. Collaborating closely with the HR and finance team at Jarrett Paving, Insurance Group of America has successfully tailored insurance plans to meet the specific needs of the company and its employees. The Franklin location of Insurance Group of America has established itself as a trusted advisor and insurance provider across multiple states. Their expertise spans across various industries, with a notable focus on heavy and civil engineering construction. They have served clients in Florida, Georgia, California, Missouri, New York, New Jersey, Texas, Maine, Minnesota, and Maryland. Insurance Group of America's success can be attributed to their unwavering commitment to client satisfaction, providing tailored insurance solutions, and delivering exceptional customer service. Their expertise and dedication make them an invaluable partner for midsize employers seeking comprehensive and reliable insurance coverage.

AssuredPartners, a national insurance broker, proudly operates an office in Franklin, Tennessee, catering to clients across multiple states including Ohio, Pennsylvania, Wisconsin, Alabama, Kentucky, California, Texas, Florida, and Georgia. Their dedicated team in Franklin specializes in assisting large and midsize employers with their insurance needs. With a wealth of experience working with self-funded employers, AssuredPartners excels in crafting tailored solutions for organizations seeking innovative insurance arrangements. One standout achievement of the Franklin office is their collaboration with Capital Toyota, an esteemed 140-member employer in the automobile dealers industry. AssuredPartners partnered closely with Capital Toyota's HR and finance team to establish a comprehensive self-funding arrangement. They diligently developed a customized pharmacy benefit management (PBM) and drug plan that perfectly aligned with the unique needs of Capital Toyota's members. This successful collaboration exemplifies the office's ability to provide exceptional service and cater to the specific requirements of their clients. AssuredPartners' Franklin office boasts a diverse portfolio of clients, ranging from prominent employers like Hospice of Chattanooga to the thriving automobile dealers industry. Their strong expertise in home health care services and automobile dealers industries positions them as a trusted partner for organizations seeking reliable insurance solutions. With a client-centric approach and extensive knowledge in their specialized fields, AssuredPartners in Franklin, Tennessee, is dedicated to delivering exceptional insurance services to their valued clients throughout their expansive service area

HUB International is a national insurance broker with a strong presence in Knoxville, Tennessee. Their office in Knoxville has established a solid reputation by successfully partnering with various clients, including University Physicians' Association, Inc. (UPA), a prominent employer in the offices of physicians industry. HUB International's collaboration with UPA involved working closely with their HR and finance teams to implement a customized self-funding arrangement, as well as a specialized pharmacy benefit management (PBM) and drug plan tailored to the unique needs of UPA's 890 members. With a wealth of experience in serving self-funded employers, HUB International excels in delivering comprehensive insurance solutions. Their expertise extends to working with clients across various industries, including large employers like Emerald Healthcare LLC and University Physicians' Association, Inc. (UPA). This specific office of HUB International caters to clients throughout Tennessee, providing exceptional service and tailored insurance packages. While HUB International is recognized for its expertise in offices of physicians and home health care services industries, it's worth noting that some customers have expressed dissatisfaction through lower reviews. As you evaluate potential partners, it is advisable to consider these reviews and further investigate the concerns raised to ensure a suitable fit for your insurance needs. HUB International remains committed to delivering high-quality insurance services and is continually improving to meet the evolving demands of their clients.

We’re LBMC Employment Partners — for over 20 years we have been providing top-to-bottom employee benefits brokering, human resources consulting and PEO services to businesses of all sizes. We have offices in Nashville (Brentwood), Knoxville, and Chattanooga, TN. LBMC Employment Partners is the only Tennessee-based PEO to receive the Certified Professional Employment Organization (CPEO) designation.

Founded in 1978, Martin & Zerfoss has grown abundantly and, as a staple in the community, has never waivered on our focus of enriching the client-service experience. With almost 40 years of developing policy solutions and a professional, hands-on team, you will have confidence Martin & Zerfoss has your assets protected. Boasting a variety of carriers, and specializing in all areas of Personal, Commercial, Bonds, Affluent Lines, Benefits, and Professional Liability Insurance, Martin & Zerfoss has built a foundation of trust embodying our Agents, Carriers and Clients, to which no other agency in the industry offers. Martin & Zerfoss is constantly exploring new ideas to both inform and protect our clients. Our exclusive relationship with our carriers gives them the sense of security they need to enjoy life.