Our Philosophy: "To provide our policyholders with as near perfect protection,as near perfect service, as is humanly possible, and to do so at the lowest possible cost." We are a full-service, independent agency. Call us today at 804-746-0950 to quote your personal or business insurance needs.

Sags Joint Venture, LLC in Charleston, SC, stands out as a prominent insurance broker, operating from a larger office that serves the local and regional employer community. With a notable portfolio, they exhibit a robust track record in catering to diverse industries, showcasing expertise in offices of physicians, nondepository credit intermediation, and professional and commercial equipment and supplies merchant wholesalers. This broker's extensive experience with self-funded clients is reflected in their successful partnerships with midsize and small employers. Their proficiency is evident in collaborations with industry leaders like Sea Hunt Boat Manufacturing Company, a motor vehicle dealer with 210+ participants, Deer Oaks - A Behavioral Health Organization, an office of physicians in TX boasting 60+ participants, and Fr Flow Control Valves Us Bidco, a professional and commercial equipment and supplies merchant wholesaler in TX with 390+ participants. As a key player in the local brokerage scene, Sags Joint Venture, LLC, is well-versed in tailoring insurance solutions to meet the unique needs of their clients. This office has consistently demonstrated its commitment to delivering comprehensive services, making them a valuable choice for employers seeking a reliable partner in navigating the complexities of employee benefits.

Beckham Insurance Group, a local insurance broker headquartered in Mount Pleasant, South Carolina, is a trusted partner in providing comprehensive insurance solutions. With a focus on serving clients of all sizes, including large, midsize, and small employers, Beckham Insurance Group has established a strong reputation in the industry. One notable example of their expertise is their collaboration with First Reliance Bank, a leading employer in the depository credit intermediation industry with 130 members. Working closely with the HR and finance team, Beckham Insurance Group designed and implemented a tailored PBM and drug plan to meet the unique needs of First Reliance Bank's members. The Mount Pleasant office of Beckham Insurance Group serves a diverse range of clients across Kentucky and Arkansas, including esteemed organizations such as BoomTown, Canal Wood LLC, Charleston GI, and Clark's Termite & Pest Control. Their extensive experience and expertise across client sizes and industries have earned them a good M Score, reflecting their commitment to delivering exceptional service. Beckham Insurance Group excels in understanding the needs of their clients, providing personalized customer service and expert guidance. Their strong expertise extends to industries such as offices of physicians, specialty trade contractors, and sawmills and wood preservation. Client reviews consistently highlight Beckham Insurance Group's exceptional customer service and expertise, further solidifying their reputation as a top-rated insurance broker. With a focus on delivering tailored insurance solutions and a commitment to client satisfaction, Beckham Insurance Group is a trusted partner for businesses seeking comprehensive coverage and outstanding support.

Surety Marketing & Consulting Services LLC is a trusted local insurance broker, headquartered in Mount Pleasant, South Carolina. Recognized for their extensive experience and expertise, they cater to clients of all sizes, including large, midsize, and small employers. This office of Surety Marketing & Consulting Services LLC specifically serves clients across Arkansas, providing them with top-notch insurance solutions. A notable example of their success in this location is their collaboration with CraneWorks, a prominent employer in the commercial and industrial machinery and equipment rental and leasing industry. Working closely with CraneWorks' HR and finance team, Surety Marketing & Consulting Services LLC devised a comprehensive insurance package that incorporated a self-funding arrangement, PPO plan, PBM, and drug plan, all meticulously tailored to address the unique needs of their 170 members. Surety Marketing & Consulting Services LLC boasts a diverse portfolio of employer clients at their Mount Pleasant office. Long-Lewis of the Shoals, Quality Restaurant Concepts, Cory Watson Attorneys, and CraneWorks are just a few examples of the companies that entrust Surety Marketing & Consulting Services LLC with their insurance requirements. With their vast experience across different industries, Surety Marketing & Consulting Services LLC possesses strong expertise in areas such as automobile dealerships, eating places, and miscellaneous manufacturing. Their deep understanding of the specific risks and challenges faced by businesses in these industries allows them to deliver targeted and effective insurance solutions. Surety Marketing & Consulting Services LLC has earned a stellar reputation, reflected in their exceptional M Score. With their wide-ranging experience, expertise across various client sizes and industries, and proficiency in working with PPOs and pharmacy providers, Surety Marketing & Consulting Services LLC is well-equipped to meet the insurance needs of their clients and provide top-tier service.

Fredericksburg Benefits is a nationwide employee benefits brokerage firm with a Fredericksburg, VA office. The company provide employer benefits and group health insurance to all sizes of employers in the Fredericksburg-Stafford, VA Metro Area. Having highly rated employee benefits is a key factor in attracting top talent to your organization. There are over 3,500 large employers in Fredericksburg-Stafford, VA who provide comprehensive group health, medical and other employee benefits. their goal at Fredericksburg Benefits is to help you understand the latest trends in workforce management and ensure that your company's investment in benefits helps protect your bottom line. Founded in 1921, NFP is highly rooted in their values and beliefs. The company believes in honesty and integrity and always strive to the best of their ability to protect their client's interests. NFP's Charleston office has an M score of 5 which is the highest M Score possible based on wide experience with business clients and positive customer feedback. your insurance broker should help guide your company through steps like open enrollment and with any challenging claims. NFP is a leading insurance broker and consultant providing specialized property and casualty, corporate benefits, retirement, and individual solutions through its licensed subsidiaries and affiliates. Their office in Charleston offers top rated carriers such as Blue Cross Blue Shield of South Carolina, Colonial Life, Guardian.

Creative Worksite Solutions is a highly regarded local insurance consultant located in Mount Pleasant, South Carolina. With a strong focus on serving large, midsize, and small employers, they possess extensive experience and expertise in providing tailored insurance solutions. Situated in Mount Pleasant, Creative Worksite Solutions is well-positioned to serve businesses in the area and beyond. Their exceptional work with Charlotte Pipe & Foundry, a leading employer in the plastics product manufacturing industry, showcases their ability to customize insurance plans to meet the specific needs of their clients. Through close collaboration with the HR and finance team at Charlotte Pipe & Foundry, Creative Worksite Solutions successfully implemented self-funding arrangements, HMO and PPO plans, as well as PBM and drug plans that catered to the unique requirements of their members. Creative Worksite Solutions boasts a diverse portfolio of employer clients, including 1st Franklin Financial, Carolina Restaurant Group, CFSC Shared Services LLC, and Charlotte Pipe & Foundry. This demonstrates their ability to cater to the needs of clients across multiple industries, ranging from finance to food services and manufacturing. With an impressive track record, Creative Worksite Solutions has earned high praise from clients for their exemplary customer service and industry expertise. Their commitment to providing exceptional support and tailored solutions has resulted in positive reviews and high ratings. Creative Worksite Solutions operates across various states, including North Carolina, South Carolina, Florida, Georgia, Tennessee, Michigan, and Missouri, showcasing their reach and ability to serve clients in multiple locations. Their extensive experience and expertise across industries such as ship and boat building and nondepository credit intermediation further solidify their reputation as a reliable insurance consultant. For employers seeking a trusted insurance partner with a strong focus on customer service and expertise, Creative Worksite Solutions is a top choice. Their high M Score, reflecting their broad range of experience and expertise, positions them as a valuable partner for businesses of all sizes and industries.

Benefit Concepts, based in Charleston, South Carolina, stands out as a leading healthcare insurance agency in the region. Their commitment to understanding and meeting the needs of local and regional employers, particularly in providing medical and ancillary benefits, is evident in their work. They have garnered expertise in serving various industries, notably in services to buildings and dwellings. One of their prominent clients is Abm Industries, based in New York, with a participant base exceeding 4250 individuals. This local brokerage firm has demonstrated experience in dealing with large employers, showcasing their ability to cater to diverse organizational sizes and requirements. They specialize in a range of health insurance services, including group health benefits for employees, affordable individual and family health insurance, Medicare insurance for seniors, and health insurance benefits for small businesses. Additionally, they offer group dental insurance plans, emphasizing their commitment to comprehensive coverage. Benefit Concepts takes pride in simplifying the complexities of health insurance. Their knowledgeable staff strives to provide transparent and straightforward guidance, making health insurance understandable and accessible to their clients. They also assist with Individual Coverage Health Reimbursement Arrangements (ICHRA), further demonstrating their adaptability to various insurance needs. The expertise of the Benefit Concepts team spans a wide range, with deep industry knowledge and extensive experience. This collective expertise enables them to offer innovative solutions tailored to their clients' specific needs and budgets. As a result, Benefit Concepts has established itself as a reliable and insightful partner for employers in Charleston seeking effective health insurance solutions for their employees.

W3 Insurance, located in Charleston, SC, stands out as a trusted insurance broker with a strong focus on serving local and regional employers in the medical and ancillary benefits realm. Boasting considerable expertise, this office has successfully partnered with prominent businesses in various industries, demonstrating their versatile capabilities. Among their notable clients, W3 Insurance has effectively catered to Suncoast Skin Solutions, a key player in the offices of physicians industry based in FL, with an impressive participant count of 180+. Additionally, they have provided comprehensive benefits solutions to Tse Industries, a leading entity in the plastics product manufacturing sector located in FL, boasting an employee base exceeding 300 participants. W3 Insurance excels in navigating the intricate landscapes of both plastics product manufacturing and offices of physicians industries. As a vital part of a local brokerage firm, this office brings a localized approach to insurance solutions. Their commitment to understanding the unique needs of businesses in the Charleston region makes them a valuable ally for employers seeking tailored and effective benefits packages. With a proven track record and a keen understanding of the intricacies of employee benefits, W3 Insurance in Charleston, SC, emerges as a strategic partner for businesses aiming to enhance their overall employee well-being.

Advanced Benefit Systems, located in Charleston, SC, stands out as a highly capable insurance broker, particularly skilled in catering to a diverse range of employer sizes. Their office, described as very large, is a testament to their substantial presence in the industry. With a deep-rooted understanding of self-funded clients, they offer invaluable insights into stop loss and limits, pharmacy costs, and broader HR consulting services. This expertise is pivotal for employers navigating the complexities of employee benefits. Their proficiency spans various sectors, with notable experience in nursing and residential care facilities, automobile dealers, and depository credit intermediation industries. This breadth of knowledge underlines their ability to tailor services to specific industry needs. Advanced Benefit Systems showcases a remarkable track record of working with both small and large employers, highlighting their adaptability and understanding of different organizational dynamics. The firm's client portfolio is impressive, including esteemed names like Allsouth Federal Credit Union in the depository credit intermediation sector, with over 60 participants. Additionally, they serve Amick Farms from the animal slaughtering and processing industry, catering to more than 310 participants, and Ard Trucking Company in the general freight trucking industry, supporting over 110 participants. These collaborations reflect their ability to manage and deliver complex benefit solutions across various industries and employer sizes. As a local brokerage firm, Advanced Benefit Systems maintains a strong community presence, further enriched by their substantial experience and broad sector expertise. This makes them a reliable and knowledgeable partner for employers seeking comprehensive and customized insurance brokerage services.