JRW Associates knows that the best companies have the best employees. And YOUR employees should have the best benefits. We anticipate your needs, negotiate competitive pricing and develop custom benefit solutions for your employees. As an owner firm of United Benefit Advisors, we offer you the leverage which can be achieved with our position as the second-largest benefit advisory firm in the U.S. covering over 10 million members.The impact of that breadth is seen in the competitive pricing we negotiate on your behalf, the benefit products we have access to, and the tools which help you successfully implement and manage your benefits. In addition, through our international affiliates, we offer services outside of North America for your offices globally. We know that the business world and employee benefits are rapidly evolving. Your employee benefits are key to your business strategy, and they require significant expertise to manage. JRW Associates is here to provide the highest quality HR and Financial support for your employees.

Eben Concepts, located in Clinton, NC, is a highly regarded insurance broker specializing in employer benefits. With a strong emphasis on serving local and regional employers, this office location boasts a wealth of expertise in the realm of medical and ancillary benefits. Their commitment to providing tailored solutions to businesses in various industries is exemplified by their impressive portfolio of clients. Among their top customers, Eben Concepts proudly serves Dubose Strapping, a key player in the steel product manufacturing industry, with over 170 participants. Additionally, they cater to Hog Slat, a leader in the miscellaneous manufacturing sector, with more than 770 participants, and Stanley Total Living Center, a renowned name in the nursing and residential care facilities industry, boasting over 100 participants. This diverse clientele underscores their versatility and proficiency in addressing the unique needs of different business domains. Eben Concepts' extensive experience spans across industries such as steel product manufacturing from purchased steel and nursing and residential care facilities, making them a go-to choice for a wide range of employers. As a part of a local brokerage firm, their commitment to the community and their understanding of the local business landscape further enhance their ability to provide effective, localized solutions. In conclusion, Eben Concepts in Clinton, NC, is a trusted insurance broker with a track record of delivering tailored employer benefits solutions to a diverse client base. Their deep industry knowledge and dedication to local businesses make them a valuable partner for any employer seeking comprehensive benefits packages.

IBSI is a leading regional insurance consultant with an office situated in Winston Salem, North Carolina. With an extensive portfolio of clients, they cater to large, midsize, and small employers across various industries. Renowned for their expertise in working with self-funded clients, IBSI offers invaluable insights and solutions to meet their specific needs. Their strong experience in collaborating with clients and Preferred Provider Organizations (PPOs) ensures optimal member satisfaction. Additionally, they possess in-depth knowledge of Pharmacy Benefit Managers (PBMs) and other specialized pharmacy providers, enabling them to deliver comprehensive coverage. The Winston Salem office of IBSI exemplifies their exceptional capabilities through their partnership with Direct ChassisLink, Inc., a prominent 350-member employer. By closely collaborating with the HR and finance teams, IBSI successfully established a tailored self-funding arrangement, HMO plan, PPO plan, PBM, and drug plan to meet the unique requirements of Direct ChassisLink's members. With their outstanding track record and wide-ranging expertise, IBSI is recognized as one of the top brokerages in the competitive Winston Salem, NC market. Their exceptional M Scores, a measure of proficiency, reflect their vast experience and ability to navigate diverse client sizes, industries, and insurance products. IBSI specializes in serving clients across North Carolina, South Carolina, New Jersey, Wisconsin, and Texas. Among their notable clients are Ashe Memorial Hospital, Berkeley Electric Cooperative, Bethany Medical at Lindsay Street, and Cannon School. IBSI's comprehensive knowledge extends to industries such as depository credit intermediation and miscellaneous manufacturing, further enhancing their ability to provide tailored insurance solutions to a diverse clientele.

The Hilb Group's Winston, NC office stands as a reliable insurance broker, offering tailored solutions for employer benefits with a focus on both local and regional businesses. With substantial experience working with self-funded clients, this office has proven expertise in supporting the nuanced needs of employers in the Winston area. Their success stories include collaborations with notable clients such as Allegacy Federal Credit Union in the depository credit intermediation industry, Caldwell Hospice and Palliative Care DBA Amorem in the offices of health practitioners sector, and Carolina Carports in the building material and supplies dealers industry. Managing benefits for over 310, 120, and 100+ participants, respectively, in these diverse industries underscores The Hilb Group's ability to customize programs that align with the unique demands of each sector. The office's broad expertise extends across depository credit intermediation and building material and supplies dealers industries, showcasing their versatility in tailoring solutions. As part of a regional insurance broker firm, The Hilb Group in Winston combines local insight with the strength of a larger organization, offering employers strategic guidance and tailored solutions. With demonstrated experience in serving midsize employers, this office is a trustworthy partner for businesses seeking effective and personalized employer benefit solutions.

Marsh McLennan Agency (MMA) provides business insurance, employee health & benefits, retirement, and private client insurance solutions to organizations and individuals seeking limitless possibilities. With over 9,000 colleagues and 160 offices across the United States and Canada, MMA combines the personalized service model of a local consultant with the global resources and expertise of the world’s leading professional services firm, Marsh McLennan (NYSE: MMC). MMA generates more than $2 billion in annualized revenue, making it one of the largest brokerage operations in North America.

At WTW (NASDAQ: WTW), we provide data-driven, insight-led solutions in the areas of people, risk and capital. Leveraging the global view and local expertise of our colleagues serving 140 countries and markets, we help you sharpen your strategy, enhance organizational resilience, motivate your workforce and maximize performance.

eBen is a privately owned consulting and brokerage firm established in 1999. We have spent the last decade establishing ourselves as the “we do the work” company for simplified employee benefit administration and human resources compliance. We have offices throughout the United States including, South Carolina, Maryland, Colorado, Florida, two offices in Georgia, three offices in Virginia, five offices in Tennessee, two offices in Texas, and twenty eight offices in North Carolina including our headquarters in Fayetteville, NC. We have used our vast experience in the employee benefit industry to become leading experts in what works and what doesn’t in today’s ever-changing environment of human resources compliance, employee benefit management and payroll administration. Over the years, we have learned that businesses are looking for solutions. They look for someone to help them to increase efficiency, improve employee satisfaction, but also realize decreased costs. Collaboration with our clients is what makes the difference in developing effective and innovative best business practices and employee benefit strategies.

The Sorin Group, a local insurance broker located in Raleigh, North Carolina, is renowned for its exceptional customer service and expertise. With a focus on large and midsize employers, they have established themselves as a trusted partner in the insurance industry. One notable example of their work in the Raleigh office is their collaboration with Sears Contract Inc, an employer in the building finishing contractors industry with a workforce of 190 members. The Sorin Group worked closely with Sears Contract Inc's HR and finance team to develop tailored insurance solutions, including a self-funding arrangement, PPO plan, PBM, and drug plan designed specifically to address the unique needs of their members. Their expertise in working with self-funded employers, along with their strong experience in PPO plans and partnerships with PBMs and specific pharmacy providers, allows them to deliver comprehensive insurance solutions. In addition to Sears Contract Inc, The Sorin Group serves other esteemed employer clients in the Raleigh area, including McConnell Golf, Zink Holdings LLC, and C+A Global. Their expertise spans across various industries, with a focus on building finishing contractors and miscellaneous manufacturing. With a strong M Score resulting from their extensive experience and wide-ranging expertise across different client sizes and industries, The Sorin Group has earned high ratings and reviews from their satisfied clients. Their commitment to delivering exceptional customer service and tailored insurance solutions has solidified their reputation as a reliable and trustworthy insurance broker. Operating across North Carolina and Massachusetts, The Sorin Group provides comprehensive insurance services to their clients. Through their personalized approach and deep industry knowledge, they continue to uphold their commitment to customer satisfaction and expertise in the insurance field.

HUB International's office in Greensboro, North Carolina, is a leading insurance broker serving clients across North Carolina, Minnesota, and California. With a strong reputation in the industry, they have established themselves as a go-to consultant for employers of all sizes. Their extensive experience and expertise allow them to cater to the diverse needs of clients in various industries. One notable client of this office is Rescue Agency, a prominent employer in the advertising, public relations, and related services industry. HUB International collaborated closely with their HR and finance team to design a tailored self-funding arrangement, HMO plan, and PPO plan, specifically tailored to meet the unique requirements of Rescue Agency's 150 members. In addition to Rescue Agency, this HUB International location serves esteemed employer clients such as Buhler Inc, Eagle Physicians, Hawthorne Residential Partners, and Phoenix Senior Living. The office's deep understanding of the Greensboro, NC market and its extensive experience across client sizes, industries, and products have earned them a distinguished position among the top brokerages. HUB International's expertise extends to the healthcare sector, with a strong focus on offices of physicians, healthcare, and social assistance industries. They boast a high level of proficiency in working with self-funded clients, ensuring comprehensive coverage and cost-effective solutions. Their track record includes successful collaborations with PPOs to meet the unique needs of members and partnering with pharmacy benefit managers (PBMs) and other specialized pharmacy providers. Clients can rely on HUB International's Greensboro office to provide strategic insurance consulting, tailored solutions, and exceptional service. With their unwavering commitment to excellence and vast industry knowledge, they are a trusted partner for insurance needs across the region.