FNA is a full service general agent and employee benefit consultant, currently providing a network of over 5,000 retail agents and brokers with comprehensive employer group insurance consulting, compliance, and billing/administrative services through their five affiliate divisions. Founded in 1974, FNA has 40 years of experience in assisting the Northeast broker community in analyzing their clients’ employee benefit needs and working with carriers to obtain the optimal health and specialty benefits plans available in the marketplace.

Premier Consulting Associates offers medical insurance, voluntary benefits and other services for small to mid size employers in the Buffalo-Cheektowaga-Niagara Falls, NY Metro Area. Employees depend on group health benefits for their well being and the well being of their families. The job market in Buffalo-Cheektowaga-Niagara Falls, NY is growing increasingly competitive. Strong employee benefits plans are an important option for job seekers. Premier Consulting Associates Buffalo office has a M Score of 4 out of 5, representing a wide range of experiences. Premier Consulting Associates Buffalo is a local insurance broker serving the greater Buffalo region. Premier Consulting Associates is based in Amherst, NY. Premier is a leading health care benefits consulting firm. Premier Consulting Associates, a professional consulting firm in both the public and private sectors for over fifty years, is committed to providing clients with practical strategies that help them enhance performance. Premier's services include litigation support, strategic planning, training and development, compensation and benefits advise, succession planning advise, performance management system design, productivity enhancement tools implementation. Premier relies on an outstanding team of professionals with broad expertise in law, engineering and human resources.

FitzGibbons Agency specializes in Auto/Car Insurance, Homeowners Insurance, and Business/Commercial Insurance. FitzGibbons Agency has provided the Oswego and Onondaga county communities with quality services for more than 90 years. In 1922, George FitzGibbons became a licensed insurance agent. His office was at 8 West Bridge Street in Oswego, NY. Now in its third generation of ownership, broker John FitzGibbons, licensed personal lines agent Emily Lukowski and licensed commercial lines agent Dawn Dashnaw have the same dedication to the communities that they serve and the people who live there. Our team has the experience and expertise to work closely with customers in matters of personal insurance (home, auto, renters, etc.) or commercial insurance (business owners, liability, worker’s compensation, etc.). Our licensed Agent and Group Health Administrator, Tara FitzGibbons, provides direction and guidance on all facets of group health insurance including guidelines introduced by the Affordable Care Act legislation. Located in the heart of downtown Oswego, FitzGibbons Agency is a short drive off of route 481. We are confident in our ability to serve your insurance needs. Any questions? Just ask Fitz!

Council Services Plus, a local insurance broker based in Albany, New York, specializes in providing insurance solutions to midsize employers across a range of industries. With a strong focus on meeting the unique needs of their clients, Council Services Plus has developed a reputation for their expertise in the home health care services sector. One notable example of their work is their collaboration with Consumer Directed Choices, a prominent employer in the home health care services industry with 120 members. Council Services Plus worked closely with the HR and finance team of Consumer Directed Choices to develop a tailored preferred provider organization (PPO) plan that specifically addressed the needs of their members. This customized approach ensured that employees had access to comprehensive coverage and healthcare services that met their specific requirements. Located in Albany, Council Services Plus primarily serves clients across New York, utilizing their local presence to have a deep understanding of the insurance landscape in the state. Their expertise in the home health care services industry allows them to provide valuable insights and customized solutions to employers in this sector. While Council Services Plus has a strong track record in delivering tailored insurance solutions, it is worth noting that several customers have expressed lower reviews. Evaluating customer feedback is important when considering potential partners, and it may be worthwhile to investigate these concerns further to ensure they align with your needs and expectations. Council Services Plus is committed to assisting midsize employers in securing comprehensive insurance coverage, particularly within the home health care services industry. Their local expertise, customized solutions, and dedication to meeting client needs make them a valuable partner for businesses seeking insurance solutions in Albany, New York.

Marshall & Sterling Insurance, Inc., founded in 1864, is among the largest privately owned insurance agencies in the United States, with total written premiums in excess of $1 billion. An employee-owned company with more than 550 insurance specialists, Marshall & Sterling maintains a national presence, is licensed throughout the nation* and the U.S. Virgin Islands, and is well positioned to serve the requirements of international clients. Marshall & Sterling is a leading broker for all lines of business and personal insurance, specialty risks including bonds, and employee group benefits, specializing in public entities, schools, campgrounds, the hospitality industry, manufacturers, professional and directors and officers liability, health care, construction, specialty programs, workers’ compensation and crime/bond. Marshall & Sterling has direct and preferred relationships with the leading insurance companies, providing clients with the broadest and most competitive programs available in the industry. According to a ranking by the Insurance Journal, Marshall & Sterling is currently ranked 32nd among more than 40,000 privately-held insurance agencies in the U.S. and is ranked among the top performers in the annual Best Practices Study conducted by the Independent Insurance Agents & Brokers of America (IIABA or the Big “I”) and Reagan Consulting. Follow Link to View Disclaimer: www.marshallsterling.com/linkedin-disclaimer

Dkg Insurance & Financial, located in New York, NY, presents a robust profile as an insurance broker, particularly excelling in catering to midsize and large employers. Operating as a larger office, they are part of a local brokerage firm, indicating a strong community presence combined with the resources of a larger entity. Their proficiency extends to a range of industries, showcasing versatility and in-depth knowledge. Notably, Dkg Insurance & Financial has demonstrated considerable expertise in sectors such as educational services, religious, grantmaking, civic, professional, and similar organizations, as well as hospitals. This breadth of experience underscores their ability to tailor services to diverse industry needs, a crucial aspect for employers seeking comprehensive insurance solutions. Their client roster speaks volumes about their capabilities. For instance, they have successfully partnered with Ambulnz Health, a prominent player in the ambulatory health care services industry, serving over 620 participants. This highlights their competence in managing substantial employee bases. Similarly, their work with Family Services of Westchester, aiding more than 140 participants in the religious and civic organization sector, and Legal Services of the Hudson Valley, with over 190 participants in the legal services industry, further establishes their proficiency in delivering customized insurance solutions across various domains. Crucially, Dkg Insurance & Financial has a significant track record in working with self-funded clients, a testament to their capability in handling complex financial arrangements and providing strategic support to both local and regional employers. This attribute makes them a valuable partner for businesses seeking a collaborative and experienced insurance broker.

USI Insurance Services is a highly regarded national insurance broker with a specialized office located in Albany, New York. With their extensive experience and expertise, they cater to a diverse range of clients, particularly large employers. Notably, they have established themselves as industry leaders in working with self-funded employers. A prime example of their proficiency is their collaboration with Columbia Memorial Health, a prominent employer in the health care and social assistance sector with 630 members. USI Insurance Services demonstrated their comprehensive capabilities by collaborating closely with Columbia Memorial Health's HR and finance team to develop a tailored self-funding arrangement, HMO plan, PBM, and drug plan. This bespoke approach ensured that the insurance solutions met the unique requirements of their members. USI Insurance Services has earned a remarkable M Score due to their extensive experience working across diverse industries and client sizes. They excel in providing top-notch services to sectors such as management, scientific, and technical consulting services, as well as the health care and social assistance industries. In addition to their Albany location, USI Insurance Services effectively serves clients across Michigan, Pennsylvania, and California. Some notable employer clients at this particular office include Columbia Memorial Health and The Ayco Company LP in Albany, NY. With their proven track record, industry expertise, and commitment to delivering tailored insurance solutions, USI Insurance Services remains a trusted partner for large employers seeking comprehensive coverage and personalized risk management strategies.

Smola Consulting LLC is a highly regarded insurance broker specializing in serving large and midsize employers. With a local office in Rochester, New York, this brokerage firm has built a solid reputation for providing exceptional customer service and expertise to its clients. They have garnered positive reviews from satisfied clients who value their professionalism and industry knowledge. One notable example of Smola Consulting LLC's work is their collaboration with Abvi-Goodwill Industries of Greater Rochester Inc, a prominent employer in the vocational rehabilitation services industry with 550 members. Smola Consulting LLC partnered with their HR and finance team to develop a tailored pharmacy benefit management (PBM) and drug plan that catered to the unique needs of their members. This demonstrated their ability to understand and address the specific requirements of different industries. Smola Consulting LLC boasts extensive experience and expertise in various sectors, including home health care services, architectural and engineering services, and vocational rehabilitation services. Their clients span across Ohio, and notable employers they serve include Lidestri Foods Inc, Mary Cariola Children's Center Inc, and Visiting Nurse Service of Rochester and Monroe County Inc. The success and credibility of Smola Consulting LLC are reflected in their impressive M Score, which highlights their wide-ranging industry knowledge and proficiency in catering to diverse clients of varying sizes. Whether it's providing comprehensive insurance solutions or offering guidance on PBMs and specific pharmacy providers, Smola Consulting LLC is committed to delivering exceptional results for their clients in Ohio and beyond.

Marshall & Sterling Insurance, Inc., founded in 1864, is among the largest privately owned insurance agencies in the United States, with total written premiums in excess of $1 billion. An employee-owned company with more than 550 insurance specialists, Marshall & Sterling maintains a national presence, is licensed throughout the nation* and the U.S. Virgin Islands, and is well positioned to serve the requirements of international clients. Marshall & Sterling is a leading broker for all lines of business and personal insurance, specialty risks including bonds, and employee group benefits, specializing in public entities, schools, campgrounds, the hospitality industry, manufacturers, professional and directors and officers liability, health care, construction, specialty programs, workers’ compensation and crime/bond. Marshall & Sterling has direct and preferred relationships with the leading insurance companies, providing clients with the broadest and most competitive programs available in the industry. According to a ranking by the Insurance Journal, Marshall & Sterling is currently ranked 32nd among more than 40,000 privately-held insurance agencies in the U.S. and is ranked among the top performers in the annual Best Practices Study conducted by the Independent Insurance Agents & Brokers of America (IIABA or the Big “I”) and Reagan Consulting. Follow Link to View Disclaimer: www.marshallsterling.com/linkedin-disclaimer

Marshall & Sterling's Albany, NY office stands out as a prominent and expansive hub within the regional insurance landscape. Boasting a larger office setup, this branch is adept at navigating the complexities of the insurance realm, particularly excelling in catering to the needs of both midsize and small employers. With a focus on employer benefits, this location has carved a niche in supporting self-funded clients, showcasing a wealth of experience in this area. Their proficiency extends across diverse industries, including plastics product manufacturing, architectural, engineering, and related services, as well as nursing and residential care facilities. This breadth of expertise positions them as a versatile partner for local and regional employers seeking comprehensive insurance solutions. Marshall & Sterling's track record is underscored by successful collaborations with key clients such as Centerlight Health System, a major player in the nursing and residential care facilities sector, CT Male Associates Engineering Surveying Architecture Landscape, and North Country Janitorial. These partnerships reflect their commitment to providing tailored insurance services across industries. As a pivotal part of a regional insurance broker firm, this office taps into a broader network, ensuring clients benefit from a wealth of resources and a deep understanding of the regional business landscape. Overall, Marshall & Sterling's Albany office is a strategic choice for employers seeking a reliable and experienced insurance broker with a proven track record of delivering tailored solutions.

Benefits Advantage, Inc. is a reputable insurance broker that caters to clients of varying sizes, including large, midsize, and small employers. While a few customers have expressed dissatisfaction, it presents an opportunity for potential partners to investigate and address those concerns. With extensive experience in pharmacy benefit managers (PBMs) and specific pharmacy providers, Benefits Advantage, Inc. has proven expertise in this field. Located in Orchard Park, New York, Benefits Advantage, Inc. operates as a local insurance broker. One notable achievement at their Orchard Park office is their collaboration with Buffalo Place Inc., a 20-member employer in the services industry. By working closely with Buffalo Place Inc.'s HR and finance team, Benefits Advantage, Inc. successfully implemented a tailored Health Maintenance Organization (HMO) plan, PBM, and drug plan that catered to the unique needs of their members. Furthermore, Benefits Advantage, Inc. excels in serving clients in various industries, including 0, services (except public administration), management of companies, and enterprises. The office in Orchard Park primarily caters to clients in California and Illinois. Notable clients in their portfolio include The Business Council of New York State, Inc. Insurance Fund, National Fuel Gas Co, and Buffalo Place Inc. With its strong expertise and track record in the insurance industry, Benefits Advantage, Inc. is a reliable partner that offers comprehensive insurance solutions tailored to meet the needs of employers across different sectors.