Premier Benefit Plans, Inc. is a growing employee broker and consulting firm located in Melville, Long Island, New York. For the past fifteen years we have served clients in the tri-state area delivering cost effective benefit plans combining exceptional service with creative plan design. At Premier Benefit Plans, Inc. we are committed to maintaining strong and stable relationships with our clients by delivering on our promise of daily accountabilty. GROUP HEALTH BENEFITS The world of healthcare continues to change. Premier Benefit Plans, Inc. is committed to providing state of the art comprehensive plan alternatives that produce savings. GROUP LIFE INSURANCE Employer sponsored life insurance plans add a benefit that helps protect the financial security of employees and their families.

Dkg Insurance & Financial, located in New York, NY, presents a robust profile as an insurance broker, particularly excelling in catering to midsize and large employers. Operating as a larger office, they are part of a local brokerage firm, indicating a strong community presence combined with the resources of a larger entity. Their proficiency extends to a range of industries, showcasing versatility and in-depth knowledge. Notably, Dkg Insurance & Financial has demonstrated considerable expertise in sectors such as educational services, religious, grantmaking, civic, professional, and similar organizations, as well as hospitals. This breadth of experience underscores their ability to tailor services to diverse industry needs, a crucial aspect for employers seeking comprehensive insurance solutions. Their client roster speaks volumes about their capabilities. For instance, they have successfully partnered with Ambulnz Health, a prominent player in the ambulatory health care services industry, serving over 620 participants. This highlights their competence in managing substantial employee bases. Similarly, their work with Family Services of Westchester, aiding more than 140 participants in the religious and civic organization sector, and Legal Services of the Hudson Valley, with over 190 participants in the legal services industry, further establishes their proficiency in delivering customized insurance solutions across various domains. Crucially, Dkg Insurance & Financial has a significant track record in working with self-funded clients, a testament to their capability in handling complex financial arrangements and providing strategic support to both local and regional employers. This attribute makes them a valuable partner for businesses seeking a collaborative and experienced insurance broker.

FitzGibbons Agency specializes in Auto/Car Insurance, Homeowners Insurance, and Business/Commercial Insurance. FitzGibbons Agency has provided the Oswego and Onondaga county communities with quality services for more than 90 years. In 1922, George FitzGibbons became a licensed insurance agent. His office was at 8 West Bridge Street in Oswego, NY. Now in its third generation of ownership, broker John FitzGibbons, licensed personal lines agent Emily Lukowski and licensed commercial lines agent Dawn Dashnaw have the same dedication to the communities that they serve and the people who live there. Our team has the experience and expertise to work closely with customers in matters of personal insurance (home, auto, renters, etc.) or commercial insurance (business owners, liability, worker’s compensation, etc.). Our licensed Agent and Group Health Administrator, Tara FitzGibbons, provides direction and guidance on all facets of group health insurance including guidelines introduced by the Affordable Care Act legislation. Located in the heart of downtown Oswego, FitzGibbons Agency is a short drive off of route 481. We are confident in our ability to serve your insurance needs. Any questions? Just ask Fitz!

Marshall & Sterling Insurance, Inc., founded in 1864, is among the largest privately owned insurance agencies in the United States, with total written premiums in excess of $1 billion. An employee-owned company with more than 550 insurance specialists, Marshall & Sterling maintains a national presence, is licensed throughout the nation* and the U.S. Virgin Islands, and is well positioned to serve the requirements of international clients. Marshall & Sterling is a leading broker for all lines of business and personal insurance, specialty risks including bonds, and employee group benefits, specializing in public entities, schools, campgrounds, the hospitality industry, manufacturers, professional and directors and officers liability, health care, construction, specialty programs, workers’ compensation and crime/bond. Marshall & Sterling has direct and preferred relationships with the leading insurance companies, providing clients with the broadest and most competitive programs available in the industry. According to a ranking by the Insurance Journal, Marshall & Sterling is currently ranked 32nd among more than 40,000 privately-held insurance agencies in the U.S. and is ranked among the top performers in the annual Best Practices Study conducted by the Independent Insurance Agents & Brokers of America (IIABA or the Big “I”) and Reagan Consulting. Follow Link to View Disclaimer: www.marshallsterling.com/linkedin-disclaimer

Marshall & Sterling Insurance, Inc., founded in 1864, is among the largest privately owned insurance agencies in the United States, with total written premiums in excess of $1 billion. An employee-owned company with more than 550 insurance specialists, Marshall & Sterling maintains a national presence, is licensed throughout the nation* and the U.S. Virgin Islands, and is well positioned to serve the requirements of international clients. Marshall & Sterling is a leading broker for all lines of business and personal insurance, specialty risks including bonds, and employee group benefits, specializing in public entities, schools, campgrounds, the hospitality industry, manufacturers, professional and directors and officers liability, health care, construction, specialty programs, workers’ compensation and crime/bond. Marshall & Sterling has direct and preferred relationships with the leading insurance companies, providing clients with the broadest and most competitive programs available in the industry. According to a ranking by the Insurance Journal, Marshall & Sterling is currently ranked 32nd among more than 40,000 privately-held insurance agencies in the U.S. and is ranked among the top performers in the annual Best Practices Study conducted by the Independent Insurance Agents & Brokers of America (IIABA or the Big “I”) and Reagan Consulting. Follow Link to View Disclaimer: www.marshallsterling.com/linkedin-disclaimer

Premier Consulting Associates offers medical insurance, voluntary benefits and other services for small to mid size employers in the Buffalo-Cheektowaga-Niagara Falls, NY Metro Area. Employees depend on group health benefits for their well being and the well being of their families. The job market in Buffalo-Cheektowaga-Niagara Falls, NY is growing increasingly competitive. Strong employee benefits plans are an important option for job seekers. Premier Consulting Associates Buffalo office has a M Score of 4 out of 5, representing a wide range of experiences. Premier Consulting Associates Buffalo is a local insurance broker serving the greater Buffalo region. Premier Consulting Associates is based in Amherst, NY. Premier is a leading health care benefits consulting firm. Premier Consulting Associates, a professional consulting firm in both the public and private sectors for over fifty years, is committed to providing clients with practical strategies that help them enhance performance. Premier's services include litigation support, strategic planning, training and development, compensation and benefits advise, succession planning advise, performance management system design, productivity enhancement tools implementation. Premier relies on an outstanding team of professionals with broad expertise in law, engineering and human resources.

Marshall & Sterling's Albany, NY office stands out as a prominent and expansive hub within the regional insurance landscape. Boasting a larger office setup, this branch is adept at navigating the complexities of the insurance realm, particularly excelling in catering to the needs of both midsize and small employers. With a focus on employer benefits, this location has carved a niche in supporting self-funded clients, showcasing a wealth of experience in this area. Their proficiency extends across diverse industries, including plastics product manufacturing, architectural, engineering, and related services, as well as nursing and residential care facilities. This breadth of expertise positions them as a versatile partner for local and regional employers seeking comprehensive insurance solutions. Marshall & Sterling's track record is underscored by successful collaborations with key clients such as Centerlight Health System, a major player in the nursing and residential care facilities sector, CT Male Associates Engineering Surveying Architecture Landscape, and North Country Janitorial. These partnerships reflect their commitment to providing tailored insurance services across industries. As a pivotal part of a regional insurance broker firm, this office taps into a broader network, ensuring clients benefit from a wealth of resources and a deep understanding of the regional business landscape. Overall, Marshall & Sterling's Albany office is a strategic choice for employers seeking a reliable and experienced insurance broker with a proven track record of delivering tailored solutions.

FNA is a full service general agent and employee benefit consultant, currently providing a network of over 5,000 retail agents and brokers with comprehensive employer group insurance consulting, compliance, and billing/administrative services through their five affiliate divisions. Founded in 1974, FNA has 40 years of experience in assisting the Northeast broker community in analyzing their clients’ employee benefit needs and working with carriers to obtain the optimal health and specialty benefits plans available in the marketplace.

MagnaCare, a local insurance broker headquartered in Westbury, New York, is renowned for its ability to serve clients of large, midsize, and small employers. While some customers have expressed lower satisfaction in their reviews, this aspect warrants attention when evaluating potential partners. MagnaCare possesses valuable experience in working with self-funded employers, demonstrating strong expertise in meeting member needs through their collaboration with clients and preferred provider organizations (PPOs). Additionally, they have gained substantial experience working with pharmacy benefit managers (PBMs) and other specific pharmacy providers. A noteworthy example of their capabilities at the Westbury office is their successful partnership with Nj Makers Corp, a significant employer in the cut and sew apparel manufacturing industry with 130 members. MagnaCare collaborated closely with the HR and finance team of Nj Makers Corp to establish a self-funding arrangement, along with a meticulously designed PPO plan and PBM and drug plan tailored to address the unique requirements of their members. MagnaCare boasts a commendable M Score, indicating their comprehensive experience and expertise across industries and client sizes. They specialize in home health care services, professional, scientific, and technical services, as well as educational services industries. This particular office of MagnaCare caters to clients across New York and New Jersey, serving companies such as Advanced Home Care LLC, Friendly Home Care, Alma Realty Corp, and Friends University. While further details about their complete range of services are not available, their local presence, broad industry knowledge, and strong client base make MagnaCare a notable option for businesses seeking insurance solutions in the Westbury, New York area.

Smola Consulting LLC is a highly regarded insurance broker specializing in serving large and midsize employers. With a local office in Rochester, New York, this brokerage firm has built a solid reputation for providing exceptional customer service and expertise to its clients. They have garnered positive reviews from satisfied clients who value their professionalism and industry knowledge. One notable example of Smola Consulting LLC's work is their collaboration with Abvi-Goodwill Industries of Greater Rochester Inc, a prominent employer in the vocational rehabilitation services industry with 550 members. Smola Consulting LLC partnered with their HR and finance team to develop a tailored pharmacy benefit management (PBM) and drug plan that catered to the unique needs of their members. This demonstrated their ability to understand and address the specific requirements of different industries. Smola Consulting LLC boasts extensive experience and expertise in various sectors, including home health care services, architectural and engineering services, and vocational rehabilitation services. Their clients span across Ohio, and notable employers they serve include Lidestri Foods Inc, Mary Cariola Children's Center Inc, and Visiting Nurse Service of Rochester and Monroe County Inc. The success and credibility of Smola Consulting LLC are reflected in their impressive M Score, which highlights their wide-ranging industry knowledge and proficiency in catering to diverse clients of varying sizes. Whether it's providing comprehensive insurance solutions or offering guidance on PBMs and specific pharmacy providers, Smola Consulting LLC is committed to delivering exceptional results for their clients in Ohio and beyond.

Benefit Design Services Corporation is a reputable local insurance broker based in East Syracuse, New York. They cater to clients of various sizes, including both large and small employers, offering a wide range of insurance solutions tailored to meet their unique needs. One prominent example of their work is their collaboration with St. Luke Health Services, a prominent employer in the health care and social assistance industry. Benefit Design Services Corporation worked closely with St. Luke's HR and finance team to develop comprehensive insurance plans that effectively address the specific requirements of their 350 employees. With a strong focus on vocational rehabilitation services and expertise in the health care and social assistance industries, Benefit Design Services Corporation possesses a deep understanding of the intricacies and challenges faced by organizations in these sectors. This enables them to provide specialized coverage and support to their clients. Operating in the state of New York, Benefit Design Services Corporation extends its services to clients across the region. Their client portfolio includes esteemed organizations such as St. Luke Health Services, The Business Council Of New York State, Inc. Insurance Fund, and Challenge Industries Inc., demonstrating their ability to effectively serve clients across different industries. While Benefit Design Services Corporation has a strong track record and expertise, it's worth noting that some customers have shared lower reviews. As with any potential partnership, it's important to consider these feedbacks and evaluate them in the context of your specific needs and requirements.