Lenox Advisors, a reputable insurance broker located in New York, New York, is dedicated to providing exceptional insurance solutions to clients across New York and New Jersey. With a diverse portfolio of clients, Lenox Advisors has garnered a strong reputation for its expertise and experience in serving large and midsize employers. One notable example of their work is their collaboration with Jpmorgan Chase Bank, National Association, a prominent employer in the depository credit intermediation industry with over 17,700 members. Lenox Advisors partnered closely with Jpmorgan Chase Bank's HR and finance team to create a comprehensive insurance package tailored to the unique needs of their members. This included the establishment of a self-funding arrangement, along with a range of coverage options such as HMO and PPO plans, pharmacy benefit management (PBM), and customized drug plans. Lenox Advisors' client base also includes esteemed employers like Blackrock, Jpmorgan Chase Bank, National Association, and York Capital Management (US) Advisors, L.P. Their extensive experience working with self-funded employers and specific pharmacy providers has further enhanced their proficiency in offering comprehensive insurance solutions. With a remarkable M Score, Lenox Advisors stands out due to their broad knowledge and competence across various client sizes and industries. They boast significant expertise in financial investment activities and depository credit intermediation industries, enabling them to deliver tailored insurance solutions that meet the unique demands of each client. Whether it's partnering with large corporations or midsize businesses, Lenox Advisors is committed to providing top-notch insurance services that cater to the specific needs of their clients. Their outstanding track record and expertise make them a trusted choice for employers seeking reliable insurance solutions.

HMS Agency, Inc., an esteemed insurance broker, operates an office in Albany, New York, catering to clients throughout the state. Renowned for their exceptional customer service and expertise, this office has garnered high praise from their satisfied clientele. A shining example of their capabilities is their successful collaboration with the County of Greene, a prominent employer in the public administration industry, comprising 400 members. Through close collaboration with the County's HR and finance team, HMS Agency, Inc. devised a tailored PPO plan, PBM, and drug plan specifically designed to meet the unique needs of the County's workforce. HMS Agency, Inc. boasts an impressive roster of employer clients, including County of Greene, County Waste of Virginia LLC, The Business Council Of New York State, Inc. Insurance Fund, and Mobile Air Transport. With a focus on serving large and midsize employers, the agency possesses extensive expertise across various industries, with a particular strength in public administration and general freight trucking. Throughout their tenure, HMS Agency, Inc. has demonstrated their profound understanding of client needs and an unwavering commitment to delivering optimal solutions. They have garnered significant experience in working with clients and PPOs to ensure that member requirements are met effectively. Positioned as a local insurance broker in Albany, New York, HMS Agency, Inc. is dedicated to serving their clients with professionalism and expertise, providing tailored insurance solutions that address the unique challenges faced by employers in today's dynamic business landscape.

A Far From Ordinary Approach To Risk® We’re always testing the limits of insurance agency-ness. As your long-haul strategic partner, our goal is simple: To be as invested in your success as you are. And with a 98% retention rate, our clients clearly think we’re doing things right. Our people do too. It’s one of those no-duh things, but it’s true: the happier we are, the harder we work. We’ll let a few of our awards speak for themselves: “Top Insurance Employer" (2022), "#1 Best Place to Work in New York State" (2010), and acknowledgement from the American Heart Association as a fit and friendly workplace. See? Big hearts, and healthy ones, too. We could go on… To learn more visit gkgrisk.com Disclaimer: All information on this site is solely intended to provide an overview of our services and is for informational purposes only. The contents of this site do not create any warranty of any kind, express or implied regarding the accuracy, completeness or reliability of any information contained therein or relative to any services or products offered by the company. We do not endorse any views and are not responsible for any content posted by third parties or contained on linked third party websites. To view full disclaimer, visit http://gkgrisk.com/gkg/terms-and-conditions/

Harding Brooks Insurance, an independent agent, is an established agency offering a complete spectrum of quality insurance. Paired with a team of skilled and dedicated staff providing superior customer service, Harding Brooks Insurance is a front-runner in the industry. If we do say so ourselves….. Our corporate office is located in Binghamton, New York with a second location in Syracuse, New York. We continue to provide competitive rates to a multitude of industries and are proud to be endorsed by the American Recovery Association.

FitzGibbons Agency specializes in Auto/Car Insurance, Homeowners Insurance, and Business/Commercial Insurance. FitzGibbons Agency has provided the Oswego and Onondaga county communities with quality services for more than 90 years. In 1922, George FitzGibbons became a licensed insurance agent. His office was at 8 West Bridge Street in Oswego, NY. Now in its third generation of ownership, broker John FitzGibbons, licensed personal lines agent Emily Lukowski and licensed commercial lines agent Dawn Dashnaw have the same dedication to the communities that they serve and the people who live there. Our team has the experience and expertise to work closely with customers in matters of personal insurance (home, auto, renters, etc.) or commercial insurance (business owners, liability, worker’s compensation, etc.). Our licensed Agent and Group Health Administrator, Tara FitzGibbons, provides direction and guidance on all facets of group health insurance including guidelines introduced by the Affordable Care Act legislation. Located in the heart of downtown Oswego, FitzGibbons Agency is a short drive off of route 481. We are confident in our ability to serve your insurance needs. Any questions? Just ask Fitz!

Bouchey & Clarke Benefits is now a One Digital Company! Our talented staff continues to provide full service brokerage, consulting & benefits administration, offering your company and your employees value-added services and products to save you, your company, and your employees time and money. We specialize in customer service. With our relentless, fresh-thinking and creative strategies, our focus is on you and your employees satisfaction and value. Our goals are simple: 1. Save you and your employees significant time and money 2. Improve product offerings with unbiased research 3. Offer additional cost savings through total review of all plans 4. Enhance employee attitudes by offering proper product mix 5. Ensure our Clients' daily service & satisfaction Through our partnership with One Digital, we all strive to enhance our clients' employee benefits by offering the widest selection of plans available in today’s complex insurance arena. 1. Tax savings for employers and employees 2. Increased employer cost control 3. Increased employee benefit choices 4. Benefits which attract and retain employees 5. Increased employee morale For more information, please call Matt Clarke, Principal, at 518.720.8888 or visit www.onedigital.com/team/troy-ny/ Main Office: 1819 Fifth Avenue P.O. Box 1616 Historic Downtown Troy Troy, NY 12181 Tel: 518.720.8888

Bene-Care Inc., a leading provider of employee benefits, payroll services, HR support, third party administration and commercial insurance services in the Greater Western New York area. With over 5,000 businesses as customers, this company proudly provides employees access to quality healthcare services. They offer medical insurance, voluntary benefits and other services for all sizes of employers in the Greater Buffalo Metro Area. Bene Care Agency Buffalo is located in the heart of New York State. The agency was founded with a commitment to providing high-quality, cost-effective care for people who are aging or disabled.

At Brown & Brown, our guiding principles include building our team with the highest quality people and delivering innovative solutions and superior service. If you are a highly complex multinational company, an individual or anything in between, our experienced teams can help you view, analyze and purchase insurance efficiently. You will receive the personalized, dedicated service you deserve while leveraging the exceptional capabilities and peace of mind expected from a top brokerage to help protect what you value most.

Relph Benefit Advisors is a reputable national insurance consultant, serving clients across New York, Pennsylvania, and Wisconsin. While some customers have expressed lower reviews, it presents an opportunity to address any concerns when evaluating potential partners. A noteworthy example of their work at this office location is their collaboration with Lactalis American Group, Inc., a prominent employer in the dairy product manufacturing industry. By collaborating closely with Lactalis American Group, Inc.'s HR and finance team, Relph Benefit Advisors successfully established a self-funding arrangement, along with a PPO plan, PBM, and drug plan tailored to the unique needs of the company's 1400 members. This demonstrates their ability to provide customized solutions that address the specific requirements of their clients. Relph Benefit Advisors caters to a wide range of clients, including large, midsize, and small employers. Their diverse client portfolio at this Rochester, NY location includes Access: Supports for Living, Alfred University Human Resources Services, Allegany Arc Welfare Benefits Plan, and Arc of Rockland. As a leading brokerage in the Rochester, NY market, Relph Benefit Advisors has earned an excellent reputation, thanks to their extensive industry experience and expertise across various client sizes, industries, and products. They possess deep knowledge in individual and family services, educational services, and the health care and social assistance sectors. Relph Benefit Advisors stands out for their exceptional capabilities in working with self-funded clients and their proficiency in collaborating with clients and PPOs to meet member needs. Moreover, their expertise in carving out drug and pharmacy plans sets them apart from other brokers in the market. When searching for a reliable insurance consultant, consider Relph Benefit Advisors' comprehensive expertise, high client satisfaction, and commitment to delivering tailored solutions.

Chernoff Diamond & Co., LLC is an esteemed insurance broker that caters to a diverse clientele of large, midsize, and small employers. With their wide range of experience and expertise, they have become a sought-after partner in the industry. While a few customers have expressed concerns through lower reviews, their overall track record speaks volumes. One of Chernoff Diamond & Co., LLC's notable strengths lies in working with self-funded employers, providing valuable insights and support in this specialized area. They also have a strong background in collaborating with clients and Preferred Provider Organizations (PPOs) to ensure the unique needs of members are met. Additionally, they possess extensive experience working with Pharmacy Benefit Managers (PBMs) and other specific pharmacy providers. Located in Uniondale, New York, Chernoff Diamond & Co., LLC is a local insurance consultant with a prominent office in the area. One illustrative example of their successful work is their partnership with Tuv Rheinland of N.A., a 390-member employer in the professional, scientific, and technical services industry. Chernoff Diamond & Co., LLC collaborated closely with Tuv Rheinland's HR and finance team to establish a tailored self-funding arrangement, PPO plan, PBM, and drug plan that met the unique needs of their members. In terms of industry expertise, Chernoff Diamond & Co., LLC has a strong presence in various sectors, including miscellaneous durable goods merchant wholesalers, specialty trade contractors, and printing and related support activities. Their services extend to clients across multiple states, including New York, Texas, Connecticut, Georgia, North Carolina, Indiana, Washington, Massachusetts, and New Jersey. Noteworthy employer clients of this office include A Place For Mom, Iconex, LLC, Nesco, LLC, and Sumitomo Mitsui Banking Corporation. With an outstanding reputation and a wealth of experience in serving clients of different sizes, industries, and products, Chernoff Diamond & Co., LLC holds one of the highest M Scores possible, further solidifying their position as a trusted insurance partner.

The Haberman Group (THG) is an employee benefits firm servicing clients throughout the country for more than sixteen years. THG provides personalized service, knowledge and creativity which will allow companies to compare and choose quality, affordable and comprehensive benefit portfolios. Today, more than ever, companies need to find someone they can trust to guide them through this ever changing marketplace. With the introduction of the Affordable Care Act, burdensome DOL/ERISA employer compliance regulations and increasing premiums, THG will be there for your organization every step of the way. Our contacts with all of the major insurance carriers, labor attorneys and ERISA attorneys, coupled with access to state of the art human resource employee benefit systems enables us the opportunity to provide you with the benefit solutions that best fit your organization. • Complete Administrative Support • Benefit Advocate to your entire staff • Comprehensive Employee Health Benefit Programs • ACA Compliance • Private Health Exchanges • HRIS • Wellness Programs • Claims Adjudication The Haberman Group’s mission is to offer exceptional customer service which is why we have a 97% retention rate and are consistently adding new clients every month. We are proud of our reputation and would welcome the opportunity to put our knowledge, experience and administrative support to work for your company. Please visit www.thehabermangroup.com for more information.