Gallagher, a global insurance brokerage, risk management, and consulting firm, serves communities around the globe, helping clients address risk, protecting assets, and recovering from losses. The products and services we provide keep businesses and institutions running, and enable individuals and families to face their future with confidence. Gallagher provides retail and wholesale property and casualty brokerage, alternative risk transfer services, employee benefit consulting, and actuarial services. Gallagher also offers claims and information management, risk control consulting and appraisal services, human resource consulting, and retirement services. #BuildingConfidenceTogether Follow us on social: Instagram: http://instagram.com/gallagherglobal Facebook: http://www.facebook.com/GallagherGlobal Twitter: https://twitter.com/GallagherGlobal YouTube: https://www.youtube.com/GallagherGlobal

Wealth Advisory Group has been empowering people with sound financial strategies since 1933. We employ a disciplined, comprehensive approach to wealth management. Our goal is to help you achieve the quality of life you’ve always imagined. More than 100 Associates are here to guide you through a full range of planning that may include insurance and investments tailored specifically for your needs. Wealth Advisory Group, LLC is an Agency of The Guardian Life Insurance Company of America® (Guardian), New York, NY. Securities products and advisory services offered through Park Avenue Securities LLC (PAS), member FINRA, SIPC. OSJ: 355 Lexington Avenue, 9th Fl, New York, NY 10017, 212-541-8800. PAS is a wholly-owned subsidiary of Guardian. This firm is not an affiliate or subsidiary of PAS. Wealth Advisory Group LLC is not registered in any state or with the U.S. Securities and Exchange Commission as a Registered Investment Advisor. This material is intended for general use. By providing this content The Guardian Life Insurance Company of America, Park Avenue Securities LLC, affiliates and/or subsidiaries, and your financial representative are not undertaking to provide advice or make a recommendation for a specific individual or situation, or to otherwise act in a fiduciary capacity. Guardian, its subsidiaries, agents, and employees do not provide tax, legal, or accounting advice. Consult your tax, legal, or accounting professional regarding your individual situation. Links to external sites are provided for your convenience in locating related information and services. Guardian, its subsidiaries, agents, and employees expressly disclaim any responsibility for and do not maintain, control, recommend, or endorse third-party sites, organizations, products, or services, and make no representation as to the completeness, suitability, or quality thereof. 2022-141079 Exp 07/24

Chernoff Diamond & Co., LLC is an esteemed insurance broker that caters to a diverse clientele of large, midsize, and small employers. With their wide range of experience and expertise, they have become a sought-after partner in the industry. While a few customers have expressed concerns through lower reviews, their overall track record speaks volumes. One of Chernoff Diamond & Co., LLC's notable strengths lies in working with self-funded employers, providing valuable insights and support in this specialized area. They also have a strong background in collaborating with clients and Preferred Provider Organizations (PPOs) to ensure the unique needs of members are met. Additionally, they possess extensive experience working with Pharmacy Benefit Managers (PBMs) and other specific pharmacy providers. Located in Uniondale, New York, Chernoff Diamond & Co., LLC is a local insurance consultant with a prominent office in the area. One illustrative example of their successful work is their partnership with Tuv Rheinland of N.A., a 390-member employer in the professional, scientific, and technical services industry. Chernoff Diamond & Co., LLC collaborated closely with Tuv Rheinland's HR and finance team to establish a tailored self-funding arrangement, PPO plan, PBM, and drug plan that met the unique needs of their members. In terms of industry expertise, Chernoff Diamond & Co., LLC has a strong presence in various sectors, including miscellaneous durable goods merchant wholesalers, specialty trade contractors, and printing and related support activities. Their services extend to clients across multiple states, including New York, Texas, Connecticut, Georgia, North Carolina, Indiana, Washington, Massachusetts, and New Jersey. Noteworthy employer clients of this office include A Place For Mom, Iconex, LLC, Nesco, LLC, and Sumitomo Mitsui Banking Corporation. With an outstanding reputation and a wealth of experience in serving clients of different sizes, industries, and products, Chernoff Diamond & Co., LLC holds one of the highest M Scores possible, further solidifying their position as a trusted insurance partner.

Relph Benefit Advisors is a reputable national insurance consultant, serving clients across New York, Pennsylvania, and Wisconsin. While some customers have expressed lower reviews, it presents an opportunity to address any concerns when evaluating potential partners. A noteworthy example of their work at this office location is their collaboration with Lactalis American Group, Inc., a prominent employer in the dairy product manufacturing industry. By collaborating closely with Lactalis American Group, Inc.'s HR and finance team, Relph Benefit Advisors successfully established a self-funding arrangement, along with a PPO plan, PBM, and drug plan tailored to the unique needs of the company's 1400 members. This demonstrates their ability to provide customized solutions that address the specific requirements of their clients. Relph Benefit Advisors caters to a wide range of clients, including large, midsize, and small employers. Their diverse client portfolio at this Rochester, NY location includes Access: Supports for Living, Alfred University Human Resources Services, Allegany Arc Welfare Benefits Plan, and Arc of Rockland. As a leading brokerage in the Rochester, NY market, Relph Benefit Advisors has earned an excellent reputation, thanks to their extensive industry experience and expertise across various client sizes, industries, and products. They possess deep knowledge in individual and family services, educational services, and the health care and social assistance sectors. Relph Benefit Advisors stands out for their exceptional capabilities in working with self-funded clients and their proficiency in collaborating with clients and PPOs to meet member needs. Moreover, their expertise in carving out drug and pharmacy plans sets them apart from other brokers in the market. When searching for a reliable insurance consultant, consider Relph Benefit Advisors' comprehensive expertise, high client satisfaction, and commitment to delivering tailored solutions.

Lenox Advisors, a reputable insurance broker located in New York, New York, is dedicated to providing exceptional insurance solutions to clients across New York and New Jersey. With a diverse portfolio of clients, Lenox Advisors has garnered a strong reputation for its expertise and experience in serving large and midsize employers. One notable example of their work is their collaboration with Jpmorgan Chase Bank, National Association, a prominent employer in the depository credit intermediation industry with over 17,700 members. Lenox Advisors partnered closely with Jpmorgan Chase Bank's HR and finance team to create a comprehensive insurance package tailored to the unique needs of their members. This included the establishment of a self-funding arrangement, along with a range of coverage options such as HMO and PPO plans, pharmacy benefit management (PBM), and customized drug plans. Lenox Advisors' client base also includes esteemed employers like Blackrock, Jpmorgan Chase Bank, National Association, and York Capital Management (US) Advisors, L.P. Their extensive experience working with self-funded employers and specific pharmacy providers has further enhanced their proficiency in offering comprehensive insurance solutions. With a remarkable M Score, Lenox Advisors stands out due to their broad knowledge and competence across various client sizes and industries. They boast significant expertise in financial investment activities and depository credit intermediation industries, enabling them to deliver tailored insurance solutions that meet the unique demands of each client. Whether it's partnering with large corporations or midsize businesses, Lenox Advisors is committed to providing top-notch insurance services that cater to the specific needs of their clients. Their outstanding track record and expertise make them a trusted choice for employers seeking reliable insurance solutions.

A Far From Ordinary Approach To Risk® We’re always testing the limits of insurance agency-ness. As your long-haul strategic partner, our goal is simple: To be as invested in your success as you are. And with a 98% retention rate, our clients clearly think we’re doing things right. Our people do too. It’s one of those no-duh things, but it’s true: the happier we are, the harder we work. We’ll let a few of our awards speak for themselves: “Top Insurance Employer" (2022), "#1 Best Place to Work in New York State" (2010), and acknowledgement from the American Heart Association as a fit and friendly workplace. See? Big hearts, and healthy ones, too. We could go on… To learn more visit gkgrisk.com Disclaimer: All information on this site is solely intended to provide an overview of our services and is for informational purposes only. The contents of this site do not create any warranty of any kind, express or implied regarding the accuracy, completeness or reliability of any information contained therein or relative to any services or products offered by the company. We do not endorse any views and are not responsible for any content posted by third parties or contained on linked third party websites. To view full disclaimer, visit http://gkgrisk.com/gkg/terms-and-conditions/

Valicenti Advisory Services, Inc Tax and Business Services, situated in Elmira, NY, stands out as a trusted insurance broker renowned for its profound expertise in catering to the unique needs of local and regional employers. Specializing in medical and ancillary benefits, this office location has established a solid track record, particularly excelling in the railroad rolling stock manufacturing sector. With a notable clientele, including industry leader Caf Usa, Valicenti Advisory Services demonstrates prowess in managing benefit programs for businesses within the railroad rolling stock manufacturing industry. Notably, their services extend to companies with 120+ participants, showcasing their capacity to handle sizable groups with precision. Operating as part of a reputable local brokerage firm, Valicenti Advisory Services brings a localized understanding that enriches their approach to crafting tailored insurance solutions. This broker distinguishes itself through a proven history of serving midsize employers, showcasing a nuanced understanding of the challenges and opportunities inherent in this market segment. For employers seeking a seasoned partner in navigating the complexities of employee benefits, Valicenti Advisory Services in Elmira, NY, emerges as a reliable choice, backed by a wealth of experience and a commitment to delivering tailored solutions for the specific needs of businesses in the region.

Ladmar Associates LLC is a reputable local insurance broker based in North New Hyde Park, New York. Their expertise lies in providing tailored insurance solutions for a diverse range of clients, including large, midsize, and small employers. With their office located strategically, they have successfully collaborated with prominent companies like Giorgio Armani, General Vision Services LLC, Puig North America, Inc., and Rebecca Taylor, who operates in the apparel, piece goods, and notions merchant wholesalers industry. A prime example of their exceptional work is their partnership with Rebecca Taylor, where Ladmar Associates LLC worked closely with the employer's HR and finance team. Together, they devised a unique self-funding arrangement and a PPO plan that catered specifically to the needs of the company's 150 members. Ladmar Associates LLC's proficiency in assisting self-funded employers, combined with their extensive knowledge of pharmacy benefit managers (PBMs) and other specialized pharmacy providers, further solidifies their reputation as a trusted insurance broker. Serving clients throughout New York, Ladmar Associates LLC has garnered a commendable M Score, reflecting their wide-ranging experience and expertise in various industries, including apparel, piece goods, and notions merchant wholesalers. Their ability to adapt and provide comprehensive insurance solutions to clients of different sizes and sectors has positioned them as a preferred choice among discerning employers. Located in North New Hyde Park, Ladmar Associates LLC is dedicated to delivering exceptional service, tailored insurance plans, and expert guidance to their clients. Whether partnering with renowned brands or supporting local businesses, Ladmar Associates LLC stands out as a reliable insurance broker known for their industry knowledge, professionalism, and commitment to meeting their clients' unique insurance needs.

At Brown & Brown, our guiding principles include building our team with the highest quality people and delivering innovative solutions and superior service. If you are a highly complex multinational company, an individual or anything in between, our experienced teams can help you view, analyze and purchase insurance efficiently. You will receive the personalized, dedicated service you deserve while leveraging the exceptional capabilities and peace of mind expected from a top brokerage to help protect what you value most.

Harding Brooks Insurance, an independent agent, is an established agency offering a complete spectrum of quality insurance. Paired with a team of skilled and dedicated staff providing superior customer service, Harding Brooks Insurance is a front-runner in the industry. If we do say so ourselves….. Our corporate office is located in Binghamton, New York with a second location in Syracuse, New York. We continue to provide competitive rates to a multitude of industries and are proud to be endorsed by the American Recovery Association.