Pillar International Insurance Advisors, situated in the bustling heart of New York, NY, stands as a prominent brokerage firm catering to the diverse needs of local and regional employers. With a specialized focus on medical and ancillary benefits, their expertise is underscored by a proven track record of serving esteemed clients, including the esteemed legal services firm, Perkins Coie, based in WA. Their adept handling of 90+ participants within Perkins Coie reflects Pillar International's commitment to delivering tailored solutions within the legal services industry. This office location of Pillar International distinguishes itself through its deep-rooted understanding of the nuances specific to local and regional employers. Their proficiency extends beyond mere industry familiarity to a nuanced comprehension of the diverse needs inherent within the legal services sector. Their collaborative approach and nuanced expertise empower them to navigate the intricacies of this sector, addressing complex requirements with finesse. As an integral part of a local brokerage firm, Pillar International Insurance Advisors leverage their connections and local insights to deliver customized, high-quality solutions. Their hands-on approach, combined with a dedicated focus on client needs, positions them as a trusted partner for businesses seeking comprehensive, effective, and tailored insurance solutions in the dynamic landscape of employer benefits.

Built on the principle of treating people the way we would want to be treated and never losing sight of the importance of relationships, Professional Group Plans has grown organically over the last two decades into the largest full service General Agency in the Tri-State Area. Specializing in employee benefits, we serve over 90,000 employer groups, with well over 600,000 covered lives and bill over $2,800,000,000 in premium sales per year. As large as we are, we pride ourselves on servicing each and every broker, and their clients, with the same prompt and courteous service. Our reputation for the way we conduct business, along with our size and scale, has allowed us the opportunity to develop close relationships with all of the major insurance carriers and leading industry vendors. This gives us the unique advantage of dedicated support and resources, which in turn gives our brokers, and their clients, faster turnaround times, exceptional customer service and access to cutting edge products. Headquartered in Hauppauge, New York, with other locations in Manhattan and New Jersey, we are staffed with nearly 100 employees that continue to provide the exceptional service we are known for throughout the industry. Our Mission: “To passionately deliver value to our broker partners by providing them with the expertise, education, support and resources they need to effectively service their clients and achieve success” Our Core Belief: “Treat people the way we would want to be treated and never lose sight of the importance of relationships”

Relph Benefit Advisors is a reputable national insurance consultant, serving clients across New York, Pennsylvania, and Wisconsin. While some customers have expressed lower reviews, it presents an opportunity to address any concerns when evaluating potential partners. A noteworthy example of their work at this office location is their collaboration with Lactalis American Group, Inc., a prominent employer in the dairy product manufacturing industry. By collaborating closely with Lactalis American Group, Inc.'s HR and finance team, Relph Benefit Advisors successfully established a self-funding arrangement, along with a PPO plan, PBM, and drug plan tailored to the unique needs of the company's 1400 members. This demonstrates their ability to provide customized solutions that address the specific requirements of their clients. Relph Benefit Advisors caters to a wide range of clients, including large, midsize, and small employers. Their diverse client portfolio at this Rochester, NY location includes Access: Supports for Living, Alfred University Human Resources Services, Allegany Arc Welfare Benefits Plan, and Arc of Rockland. As a leading brokerage in the Rochester, NY market, Relph Benefit Advisors has earned an excellent reputation, thanks to their extensive industry experience and expertise across various client sizes, industries, and products. They possess deep knowledge in individual and family services, educational services, and the health care and social assistance sectors. Relph Benefit Advisors stands out for their exceptional capabilities in working with self-funded clients and their proficiency in collaborating with clients and PPOs to meet member needs. Moreover, their expertise in carving out drug and pharmacy plans sets them apart from other brokers in the market. When searching for a reliable insurance consultant, consider Relph Benefit Advisors' comprehensive expertise, high client satisfaction, and commitment to delivering tailored solutions.

FNA is a full service general agent and employee benefit consultant, currently providing a network of over 5,000 retail agents and brokers with comprehensive employer group insurance consulting, compliance, and billing/administrative services through their five affiliate divisions. Founded in 1974, FNA has 40 years of experience in assisting the Northeast broker community in analyzing their clients’ employee benefit needs and working with carriers to obtain the optimal health and specialty benefits plans available in the marketplace.

Wealth Advisory Group has been empowering people with sound financial strategies since 1933. We employ a disciplined, comprehensive approach to wealth management. Our goal is to help you achieve the quality of life you’ve always imagined. More than 100 Associates are here to guide you through a full range of planning that may include insurance and investments tailored specifically for your needs. Wealth Advisory Group, LLC is an Agency of The Guardian Life Insurance Company of America® (Guardian), New York, NY. Securities products and advisory services offered through Park Avenue Securities LLC (PAS), member FINRA, SIPC. OSJ: 355 Lexington Avenue, 9th Fl, New York, NY 10017, 212-541-8800. PAS is a wholly-owned subsidiary of Guardian. This firm is not an affiliate or subsidiary of PAS. Wealth Advisory Group LLC is not registered in any state or with the U.S. Securities and Exchange Commission as a Registered Investment Advisor. This material is intended for general use. By providing this content The Guardian Life Insurance Company of America, Park Avenue Securities LLC, affiliates and/or subsidiaries, and your financial representative are not undertaking to provide advice or make a recommendation for a specific individual or situation, or to otherwise act in a fiduciary capacity. Guardian, its subsidiaries, agents, and employees do not provide tax, legal, or accounting advice. Consult your tax, legal, or accounting professional regarding your individual situation. Links to external sites are provided for your convenience in locating related information and services. Guardian, its subsidiaries, agents, and employees expressly disclaim any responsibility for and do not maintain, control, recommend, or endorse third-party sites, organizations, products, or services, and make no representation as to the completeness, suitability, or quality thereof. 2022-141079 Exp 07/24

United Benefit Solutions, LLC is a local insurance broker located in Rockville Centre, New York, dedicated to providing comprehensive insurance solutions. With a strong focus on self-funded arrangements, they excel in tailoring insurance plans to meet the unique needs of their clients. Notably, they have successfully collaborated with Planned Companies, a prominent 100-member employer in the services to buildings and dwellings industry, assisting them in establishing a self-funding arrangement. United Benefit Solutions, LLC's expertise in working with self-funded employers is a testament to their knowledge and proficiency in the insurance industry. Operating across a diverse clientele, United Benefit Solutions, LLC caters to employers of varying sizes, from large corporations to midsize and small businesses. Their impressive portfolio includes esteemed clients such as Spectrum Automotive Holdings LLC, A. I. G. Trucking Inc, Abrams Fensterman, LLP, and Allegiance Trucks LLC. This particular office of United Benefit Solutions, LLC extends its services to clients throughout New York, New Jersey, Missouri, Connecticut, Colorado, and Florida, demonstrating their commitment to providing comprehensive coverage across multiple states. With a strong emphasis on personalized service, United Benefit Solutions, LLC is well-versed in various industries, including personal services, healthcare and social assistance, as well as motor vehicle and motor vehicle parts and supplies merchant wholesalers. This extensive experience and expertise contribute to their excellent M Score, which reflects their ability to cater to a wide range of clients and industries. Whether it's assisting with self-funded arrangements or offering tailored insurance solutions, United Benefit Solutions, LLC is a trusted insurance broker dedicated to providing exceptional service and comprehensive coverage to their clients.

What makes Lockton stand apart is also what makes us better: independence. Lockton's private ownership empowers its 10,000+ Associates doing business in over 125 countries to focus solely on clients' risk and insurance needs. With expertise that reaches around the globe, Lockton delivers the deep understanding needed to accomplish remarkable results. For 14 consecutive years, Business Insurance magazine has recognized Lockton as a "Best Place to Work in Insurance." Lockton was named among the 2022 Best Managed Companies by Deloitte and the Wall Street Journal, a program that recognizes excellence and honors private companies for their strategy, execution, culture, and financials.

Bene-Care Inc., a leading provider of employee benefits, payroll services, HR support, third party administration and commercial insurance services in the Greater Western New York area. With over 5,000 businesses as customers, this company proudly provides employees access to quality healthcare services. They offer medical insurance, voluntary benefits and other services for all sizes of employers in the Greater Buffalo Metro Area. Bene Care Agency Buffalo is located in the heart of New York State. The agency was founded with a commitment to providing high-quality, cost-effective care for people who are aging or disabled.

Buck Global is a highly regarded regional insurance consultant specializing in serving large and midsize employers. Renowned for their exceptional customer service and expertise, they have garnered rave reviews from satisfied clients. With their office situated in the heart of New York, New York, Buck Global has established itself as a trusted insurance partner. One notable example of Buck Global's success in New York is their collaboration with Booz Allen Hamilton Inc, a prominent employer in the management, scientific, and technical consulting services industry. Working closely with the HR and finance team at Booz Allen Hamilton Inc, Buck Global crafted a comprehensive insurance package tailored to the unique needs of their 350 employees. This package included a self-funding arrangement, HMO plan, PPO plan, PBM, and drug plan. Buck Global's remarkable track record and extensive industry knowledge have earned them one of the highest M Scores achievable. This accolade reflects their wide-ranging experience, adaptability across various client sizes, industries, and insurance products. Drawing on their expertise, Buck Global specializes in providing insurance solutions to industries such as grocery and convenience retailers, management, scientific, and technical consulting services, and miscellaneous manufacturing. This diverse expertise enables them to understand the unique risks and challenges faced by their clients in these sectors. Serving clients across multiple states including California, Pennsylvania, Texas, Delaware, Virginia, Massachusetts, and Minnesota, the New York office of Buck Global boasts a portfolio of esteemed employers. Notable clients include Ai Fire LLC, Atos It Solutions and Services Inc, Booz Allen Hamilton Inc, and Colfax. Buck Global's commitment to exemplary customer service, coupled with their extensive experience and industry expertise, positions them as a leading insurance consultant for large and midsize employers.

Segal is a reputable insurance broker with extensive experience in serving a diverse range of clients, including large, midsize, and small employers. With their strong expertise in self-funded employers and a deep understanding of HMOs and PPOs, Segal excels at tailoring solutions to meet the unique needs of each client and their members. Their proficiency extends to collaborating with pharmacy benefit managers (PBMs) and other specific pharmacy providers. Based in New York, New York, Segal operates as a regional insurance consultant, catering to clients across multiple states, including New York, New Jersey, California, Pennsylvania, Maryland, Oklahoma, the District of Columbia, Louisiana, Texas, Florida, Utah, Illinois, Michigan, Minnesota, Arizona, and Massachusetts. They have earned one of the highest M Scores attainable, reflecting their extensive experience and expertise across various client sizes, industries, and products. Segal's New York office exemplifies their exceptional work with New York State United Teachers in Albany, NY. As a trusted partner, they collaborated closely with the employer's HR and finance team to establish a tailored self-funding arrangement, PPO plan, and pharmacy benefit plan that catered specifically to the needs of their 380 members in the services industry (except public administration). Moreover, Segal has demonstrated strong proficiency in servicing clients in the insurance and employee benefit funds, specialty trade contractors, and building equipment contractors industries. Notable employer clients of this particular Segal location include BD of Tees of Seiu Local 32Bj, Dis 36 Bolr Welfare Trust Fund, Board of Trustees - Recycling and Gen. Ind. Union L 108 Welfare Fund, Board of Trustees Heat and Frost Insulators Local 12, and Board of Trustees I.A.T.S.E. National Health & Welfare Fund. Overall, Segal's comprehensive range of experience and expertise positions them as a trusted partner for employers seeking innovative and tailored insurance solutions across various industries and employee sizes.

Premier Consulting Associates offers medical insurance, voluntary benefits and other services for small to mid size employers in the Buffalo-Cheektowaga-Niagara Falls, NY Metro Area. Employees depend on group health benefits for their well being and the well being of their families. The job market in Buffalo-Cheektowaga-Niagara Falls, NY is growing increasingly competitive. Strong employee benefits plans are an important option for job seekers. Premier Consulting Associates Buffalo office has a M Score of 4 out of 5, representing a wide range of experiences. Premier Consulting Associates Buffalo is a local insurance broker serving the greater Buffalo region. Premier Consulting Associates is based in Amherst, NY. Premier is a leading health care benefits consulting firm. Premier Consulting Associates, a professional consulting firm in both the public and private sectors for over fifty years, is committed to providing clients with practical strategies that help them enhance performance. Premier's services include litigation support, strategic planning, training and development, compensation and benefits advise, succession planning advise, performance management system design, productivity enhancement tools implementation. Premier relies on an outstanding team of professionals with broad expertise in law, engineering and human resources.