Welcome to Rose & Kiernan. For more than 145 years Rose & Kiernan, Inc. has been a leading general insurance agency in the Northeast, highly regarded for both our insurance expertise and our community involvement. Our mission is to provide high-quality, reputable insurance products, bonds, financial services, employee benefits and risk management products and services to business and industry, individuals and public and private organizations. While New York State, Connecticut and Rhode Island are our primary market areas, we provide insurance worldwide on behalf of many of our corporate clients. Find us online and follow us on social media to stay up to date with the latest from R&K: Web: www.RKInsurance.com Twitter: www.twitter.com/RoseAndKiernan Facebook: www.facebook.com/RoseAndKiernan

PCF Insurance Services, situated in the vibrant business hub of New York, NY, distinguishes itself as a trusted insurance broker, specializing in tailored solutions for local and regional employers. With a robust focus on medical and ancillary benefits, the New York office excels in providing comprehensive coverage and strategic consulting services. Drawing on a wealth of experience, PCF Insurance Services has become a cornerstone for employers seeking expert guidance in the professional, scientific, and technical services industries. Notable clients, such as Suzy, with over 260 participants, attest to the office's proficiency in crafting customized insurance solutions that meet the unique needs of diverse businesses. The New York branch showcases its prowess in the legal services sector, exemplified by its partnership with Allen & Overy, a prominent firm boasting more than 500 participants. The team's deep understanding of the legal services industry positions them as invaluable partners, offering nuanced solutions tailored to the complex requirements of this sector. As an integral part of a regional insurance broker firm, PCF Insurance Services in New York benefits from a broad network and collective expertise. This ensures that clients receive not only localized insights but also the extensive resources and support of a larger, regionally connected entity. In the dynamic landscape of employer benefits, PCF Insurance Services stands out as a reliable and adept partner for businesses seeking comprehensive and tailored insurance solutions.

Burnham Benefit Advisors is one of the largest independent privately held brokerage and consulting firms in New York. As benefit and human resource specialists established in 1977, we serve organizations across the North East and Canada. Specializing in the design, installation, maintenance, and cost containment of group health insurance and ancillary benefits plans, Burnham Benefit Advisors has maintained over 400 business and professional service clients for over 35 years. Burnham Benefit Advisors also offers human resource management system (HRMS) consulting and technology. HRMS consulting services include on-site data collection, system implementation and training as well as long-term support. Burnham Benefit Advisors is one of the few companies in the country that provides free online benefit enrollment and premium reconciliation for employers with "Total Enrollment." Whether contemplating a new benefit plan or seeking a more efficient alternative to an existing program, Burnham Benefit Advisors provides decision makers with a finished product that reflects employer philosophy, conforms to budgetary requirements and preserves employee morale.

OneDigital delivers strategic advisory consulting and technology-forward solutions to more than 85,000 employers across the nation. As employee health care, wellness and workplace benefits continue to converge, businesses of all sizes have relied on OneDigital’s exceptional advisory teams for counsel in employee benefits, wellbeing, human resources, pharmacy consulting, property and casualty solutions, as well as the retirement and wealth management services provided through OneDigital Investment Advisors. OneDigital’s commitment to technology and innovation enables its 3,000 advisors to deliver the most modern and intuitive customer experience anywhere in the industry. OneDigital has been named as a Best Place to Work in Insurance by Business Insurance. For more information, visit onedigital.com.

Founded in 1932, SterlingRisk employs more than 230 highly skilled insurance professionals, with offices in New York, New Jersey, Connecticut, Florida and California. Ranked in the nation's top 40 independently owned insurance brokerages, SterlingRisk services regional, national and international clients. The company specializes in multiple areas including property and casualty insurance, aviation, employee benefits consulting, risk management, loss control, claims management, estate planning and business succession planning. For more information, visit www.sterlingrisk.com or call 516-487-0300.

Partners Together - Endless Possibilities Hilb Group provides the resources of a big insurance broker and the attentive, personal service of a small agency. Our people are our greatest strength. Our values of trust, passion, integrity and growth drive our actions to benefit every client. Managing Risk Your risk profile doesn’t matter – Hilb paints a very wide portrait. We have more than 30 industry specialties, which gives our clients and brokers a unique advantage. We form enduring partnerships to get the best results every time, and work with the top insurers to provide a huge range of high-quality choices, matched exactly to your needs. About Hilb Group Founded in 2009, Hilb Group is a Top 25 middle market independent insurance broker. Hilb Group offers expertise in property & casualty, employee benefits, and retirement services to business and individuals throughout the nation.

Founded in 1861, Foa & Son are international insurance brokers based in New York City. Foa & Son's Commercial Insurance Division, Private Insurance Advisory Service, Corporate Benefits Practice, Multinational Services Division, and Blue Water Hull Division, provide insurance solutions to some of the USA's, and the world's, most prestigious firms. Since 1861, five generations of Foas have led the firm to be responsive to the changing needs of our clients to assess exposures and manage risks. Every Practice at Foa & Son is headed by a Senior Account Executive with at least 25 years of insurance experience. Our local knowledge, national experience, and international capability continue the legacy of our founder, Fortunato Foa. Our expertise as an international broker began when Mario Foa moved the firm's insurance business from Genoa, Italy, via Switzerland, to New York in 1935. To this day, all of our US offices continue to work with insurance companies and intermediaries all over the world. Our in-depth knowledge and experience extends to all principal sectors including: luxury brands, real estate, hospitality, manufacturers, distributors, financial and professional service firms, not-for-profits, municipalities, educational institutions, and shipowners.

As the 11th largest independent insurance brokerage firm in the nation with over 250 offices in 34 states and England, AssuredPartners is committed to partnering with successful regional and local insurance providers that share the same goal: to service customers better than anyone. Powered by AssuredPartners, our partner agencies have the deep network resources, experienced people and carrier relationships to provide products and solutions second to none. We are proud to be recognized by leading industry publications: - Best Places to Work in Insurance (Business Insurance) - Elite Agency (Insurance Business America) - Top Property / Casualty Agencies (Insurance Journal) - 100 Largest Brokers of U.S. Business (Business Insurance) Partnership. Expertise. Innovation. Passion. Doing the Right Thing. Making a Difference. These are some of the traits that define our culture. We provide a deliberate and well defined path for the next generation of Risk Management Professionals, because we're invested in your success – now and for the long run.

HNI Risk Services, an Acrisure-affiliated insurance broker in New York, NY, operates from a substantial office equipped to cater to diverse employer benefit needs. With an extensive track record, this broker specializes in collaborating with self-funded clients, offering invaluable insights into stop loss, limits, and comprehensive HR consulting. Their expertise extends to navigating complex landscapes, such as pharmacy costs, providing a well-rounded approach to employer benefits. Boasting an impressive clientele, HNI Risk Services caters to renowned companies like AD Sutton & Sons, Agency Within, and Bentex Group. These partnerships span industries such as apparel, computer systems design, and notions merchant wholesalers, showcasing the broker's versatility and effectiveness across various sectors. This New York-based office excels in addressing the unique requirements of midsize, large, and small employers, illustrating their adaptability to different business scales. Their proficiency spans multiple industries, including facilities support services, depository credit intermediation, and animal food manufacturing, reflecting a comprehensive understanding of diverse employer landscapes. Operating as part of a national insurance brokerage firm, HNI Risk Services combines local expertise with the strength and resources of a larger network. Employers seeking a seasoned partner for comprehensive and tailored insurance solutions will find this office to be a reliable and experienced ally in navigating the intricacies of employee benefits.

Built on the principle of treating people the way we would want to be treated and never losing sight of the importance of relationships, Professional Group Plans has grown organically over the last two decades into the largest full service General Agency in the Tri-State Area. Specializing in employee benefits, we serve over 90,000 employer groups, with well over 600,000 covered lives and bill over $2,800,000,000 in premium sales per year. As large as we are, we pride ourselves on servicing each and every broker, and their clients, with the same prompt and courteous service. Our reputation for the way we conduct business, along with our size and scale, has allowed us the opportunity to develop close relationships with all of the major insurance carriers and leading industry vendors. This gives us the unique advantage of dedicated support and resources, which in turn gives our brokers, and their clients, faster turnaround times, exceptional customer service and access to cutting edge products. Headquartered in Hauppauge, New York, with other locations in Manhattan and New Jersey, we are staffed with nearly 100 employees that continue to provide the exceptional service we are known for throughout the industry. Our Mission: “To passionately deliver value to our broker partners by providing them with the expertise, education, support and resources they need to effectively service their clients and achieve success” Our Core Belief: “Treat people the way we would want to be treated and never lose sight of the importance of relationships”