United Insurance Group Agency, Inc. (UIG) is considered one of the premier marketing organizations in the country. It's been a national leader in the senior insurance market since 1983 and offers Life & Health Insurance Professionals a one-source solution for carrier contracts and service by partnering with the country's leading insurance providers. UIG's product portfolio is one of the most comprehensive and includes: Medicare Advantage, Medicare Supplements, Part D, Life Insurance, Hospital Indemnity, Critical Illness Care, Dental/Vision/Hearing, Senior Group Insurance, and Long Term Care. UIG's team of professionals combines in-depth knowledge with personalized service to successfully help independent agents and brokers reach their professional goals. UIG is we are one of the few agencies in the country with both Career and Brokerage divisions: CAREER DIVISION - Extensive agent support and VIP service, leads, and pre-set appointments to help grow your book of business. For more information, contact Amy Chason, Recruiting Director, at 1-800-551-0080 Ext. 4502 or visit www.agentcareer.com. BROKERAGE DIVISION - Competitive commissions and personalized assistance to increase your client base and expand your business, whether one independent agent or an agency with hundreds. Let our know-how make your life a little easier. For more information, call: 1-800-878-1058 Ext. 1380 or visit www.uigbrokerage.com Discover the Advantages of UIG: • Once central access point for contracting with carriers • An extensive and comprehensive line of products • A competitive commission schedule (based on Career & Brokerage levels) • Knowledgeable support team • Innovative online tools • Complimentary access to an online Medicare quoting tool • Qualified lead program • Ongoing training To learn more about how UIG can help you start growing your business, visit: http://www.uiginc.com.

Northern Benefits is a regional insurance broker with an office conveniently located in Augusta, Maine. Serving clients across Maine, New Hampshire, Vermont, and Massachusetts, this office is known for its exceptional service and expertise. With a diverse portfolio of clients ranging from large corporations to midsize and small employers, Northern Benefits has established itself as one of the top brokerages in the Augusta, ME market. One notable client that Northern Benefits has worked with is Cottage Hospital, a prominent 280-member employer in the health care and social assistance industry. Collaborating closely with the hospital's HR and finance team, Northern Benefits successfully set up a comprehensive self-funding arrangement, designing a tailored HMO plan, PPO plan, PBM, and drug plan specifically catered to the unique needs of Cottage Hospital's members. In addition to Cottage Hospital, Northern Benefits has formed partnerships with esteemed employers such as AIRMAR Technology Corporation, American Postal Workers Accident Benefit Association, Androscoggin Home Healthcare + Hospice, and Baker Newman Noyes. These affiliations highlight Northern Benefits' broad experience across various industries, including health care and social assistance, individual and family services, and miscellaneous manufacturing. What sets Northern Benefits apart is their extensive knowledge and experience in working with self-funded clients, HMO plan design models, and PPO plan design. They also excel in carving out drug and pharmacy plans, distinguishing themselves from other brokers in the market. With an outstanding track record and a commitment to meeting clients' unique requirements, Northern Benefits has earned a stellar reputation and boasts one of the highest M Scores possible in the industry.

Scott Colford Cross Insurance, nestled in Augusta, ME, stands out as a distinguished insurance broker, specializing in employer benefits for local and regional businesses. With a keen focus on medical and ancillary benefits, this office showcases commendable expertise in navigating the complexities of the insurance landscape. Their proven track record with midsize employers attests to their ability to tailor solutions that align with the unique needs of businesses. This Augusta-based location of Scott Colford Cross Insurance boasts a diverse clientele, exemplified by top-tier companies like Eldredge Lumber & Hardware, a prominent player in the building material and supplies dealers industry with over 100 participants. Further, their portfolio includes Maine Community Health Options, a key player in the insurance carriers industry, boasting an impressive 300+ participants, and Shaw Brothers Construction, a stalwart in the highway, street, and bridge construction sector with a workforce exceeding 90. Their comprehensive understanding spans across the building material and supplies dealers, insurance carriers, and highway, street, and bridge construction industries, illustrating their adaptability to various business domains. As a vital part of a local brokerage firm, this office provides a localized touch and in-depth knowledge of the regional business landscape, ensuring tailored solutions for the diverse needs of employers in Augusta and beyond.

Northern Benefits, located in the vibrant business hub of Portland, ME, boasts a substantial and seasoned team, making it a pivotal player in the insurance brokerage landscape. This larger office has successfully catered to a diverse clientele, showcasing adeptness in working with self-funded clients and extending support to both local and regional employers. With an impressive portfolio, Northern Benefits has secured partnerships with industry leaders such as Everett J Prescott, a prominent player in the miscellaneous durable goods merchant wholesalers sector, Health Access Network in the offices of physicians industry, and HO Bouchard in the general freight trucking industry. Notably, these collaborations encompass a range of participant sizes, highlighting the broker's versatility in addressing the needs of businesses with 90 to over 130 participants. Northern Benefits' expertise spans various sectors, including activities related to real estate, printing, and related support activities, as well as individual and family services. As part of a regional insurance broker firm, this office excels in navigating the nuances of the insurance landscape for midsize, large, and small employers alike, showcasing a comprehensive and nuanced understanding of the varying needs within the business spectrum. Their demonstrated experience across employer sizes underscores their adaptability and commitment to delivering tailored insurance solutions.

Insurance Trust, located in Portland, ME, boasts a robust and expansive office, positioning itself as a prominent player in the insurance brokerage landscape. With a keen focus on serving local and regional employers, their expertise in the realm of medical and ancillary benefits stands out. The firm's extensive experience is evident in their diverse client portfolio, including notable names like Five County Credit Union, Insurance Trust, and Synergent, all leaders in the depository credit intermediation industry within Maine. With over 450 participants in their client base, Insurance Trust has established itself as a trusted partner in providing comprehensive insurance solutions. The firm's proficiency extends beyond mere numbers; they showcase a deep understanding of the unique challenges faced by depository credit intermediation industries. As a key player in a local brokerage firm, Insurance Trust leverages its regional insights to deliver tailored services that meet the specific needs of midsize employers. This larger office location underscores their commitment to excellence and signifies their capacity to handle the complex demands of employer benefits. Insurance Trust emerges as a reliable choice for businesses seeking a seasoned insurance broker with a proven track record in navigating the intricacies of the insurance landscape for midsize enterprises in the vibrant market of Portland, ME.

Allen Financial Insurance, based in Camden, ME, stands out as a larger office within a local brokerage firm, offering tailored insurance solutions to both small and midsize employers. Their proficiency particularly shines in working with self-funded clients, highlighting their adaptability and in-depth knowledge in customizing plans according to specific employer needs. The brokerage's expertise spans across various industries, with a notable presence in hospitals, depository credit intermediation, and building material and supplies dealers. This diverse industry knowledge ensures that they bring a wide array of insights and strategies to their clients, catering to unique industry-specific challenges and requirements. Illustrative of their capability and success are some of their top clients, including Down East Community Hospital in the hospitals industry, boasting over 210 participants. This partnership demonstrates their competence in managing complex needs in the healthcare sector. Similarly, their collaboration with Kennebec Savings Bank in the depository credit intermediation industry, serving over 150 participants, showcases their skill in addressing the nuanced requirements of financial institutions. Furthermore, their work with Viking in the building material and supplies dealers industry, aiding more than 100 participants, underlines their versatility and ability to provide customized solutions across varied sectors. Allen Financial Insurance's blend of local insight and broad industry expertise positions them as a valuable partner for regional employers seeking comprehensive and tailored insurance solutions. Their proven track record with both small and midsize businesses further cements their status as a reliable and knowledgeable insurance broker in the Camden, ME area.

Healey & Associates is a reputable insurance broker with a local office situated in Portland, Maine. They specialize in serving clients ranging from large to midsize employers, offering their extensive expertise in the insurance industry. With a solid track record, Healey & Associates has garnered significant experience in working with self-funded employers, providing tailored solutions to meet their specific needs. One notable example of their expertise is their collaboration with Port Resources, a 170-member employer in the health care and social assistance industry. Healey & Associates partnered with Port Resources' HR and finance team to establish a self-funding arrangement and design a customized HMO plan, carefully crafted to address the unique requirements of their members. With their broad range of experience and proficiency across various client sizes and industries, Healey & Associates maintains an impressive M Score, reflecting their deep knowledge and comprehensive capabilities. Their specialization extends to outpatient care centers, as well as the beer, wine, and distilled alcoholic beverage merchant wholesalers and services (except public administration) industries. Healey & Associates' services extend beyond the Portland area, encompassing clients throughout Maine and Michigan. Some notable employer clients include Kennebec Behavioral Health, Kennebec Valley Community Action Program, Central Distributors, Inc., and Port Resources. Through their dedicated office in Portland, Maine, Healey & Associates demonstrates their commitment to providing exceptional insurance brokerage services to a diverse range of clients, ensuring comprehensive coverage and peace of mind.

Atlantic Insurance & Benefits, based in Belfast, ME, stands out as a knowledgeable and trusted local brokerage firm, particularly adept at serving the unique needs of small employers in the region. Their proficiency is especially notable in the medical and ancillary benefits arena, a crucial aspect for businesses seeking comprehensive employee benefits solutions. One of the hallmarks of Atlantic Insurance & Benefits is their deep understanding of the offices of physicians' industries. This expertise is not just theoretical; it's proven through their successful partnerships with significant local clients like Pines Health Services. With over 100 participants from Pines Health Services, Atlantic Insurance & Benefits demonstrates their ability to handle complex benefit needs, ensuring both the employer and employees are satisfied with their insurance solutions. Their focus on small employers is particularly commendable. In a landscape where small businesses often struggle to find tailored benefits solutions, Atlantic Insurance & Benefits provides a much-needed service. They understand the challenges and opportunities specific to smaller organizations, enabling them to offer personalized and effective benefits strategies. Moreover, their local and regional focus allows them to have a nuanced understanding of the needs of employers in Belfast and surrounding areas. This local expertise is invaluable in navigating the specific regulations and market trends relevant to Maine-based businesses. In summary, Atlantic Insurance & Benefits emerges as a strong partner for employers in Belfast, ME, particularly those in the offices of physicians industry and small businesses looking for specialized, locally informed insurance and benefits guidance.