Founded in 1975, Nelson Insurance Agency continues to serve the insurance needs of businesses, families and individuals. With an experienced, knowledgeable and professional staff, we can provide you with the expert service and risk management solutions to meet the most complex individual or business needs. With access to top rated, financially sound national and regional carriers, we can construct a complete package of insurance protection for any size risk. In addition to general insurance, we have an affiliated insurance agency providing risk management and insurance services to specialty accounts: •Commonwealth Risk Solutions, Ltd. specializes in public entities, higher education, agri-business and petroleum marketers

Havens & Company's Lexington, KY office stands out as a reliable partner for employer benefits, boasting extensive experience in catering to the needs of both local and regional employers. With a specialization in medical and ancillary benefits, this office has proven its prowess by serving notable clients, including Uc Health, a prominent player in the hospitals industry based in OH, boasting over 5520 participants. The depth of their expertise extends seamlessly across various facets of the hospitals sector. What sets Havens & Company apart is its intimate knowledge of the local landscape, a quality that stems from its affiliation with a distinguished local brokerage firm. This affiliation not only underscores the office's commitment to the community but also enhances its ability to provide tailored solutions that align with the unique demands of the region. Employers evaluating this Havens & Company location in Lexington, KY can rely on the team's proven track record of delivering comprehensive benefits solutions. The office's strategic focus on medical and ancillary benefits, coupled with its strong ties to local industries, positions it as a valuable ally for employers seeking a reliable and locally attuned insurance broker.

USI Insurance Services is a national insurance broker renowned for its expertise in insurance-related activities industries. With an office located in Louisville, Kentucky, this particular branch has successfully serviced a diverse range of clients, including Commerce Lexington Inc., a prominent employer with 430 members in the insurance field. One notable achievement of USI Insurance Services in collaboration with Commerce Lexington Inc. was the establishment of a comprehensive benefits package. Working closely with the client's HR and finance team, USI Insurance Services tailored a PPO plan, PBM, and drug plan that precisely addressed the unique needs of their members. This exemplifies USI Insurance Services' commitment to delivering customized solutions that align with their clients' specific requirements. While USI Insurance Services has a solid reputation in the industry, it's essential to consider customer reviews when evaluating potential partners. Some customers have expressed dissatisfaction, prompting a closer examination of these concerns to ensure they align with your requirements and expectations. Operating across multiple states, including Alabama, Louisiana, Georgia, Florida, New York, and Mississippi, this location of USI Insurance Services provides a wide range of services to employer clients. Their strong expertise and experience in the insurance-related activities industries make them an ideal partner for companies seeking tailored insurance solutions. In summary, USI Insurance Services' Louisville office has established itself as a leading insurance broker, catering to clients across various states. Their collaboration with Commerce Lexington Inc. showcases their ability to understand and address the unique needs of employers in the insurance sector.

AssuredPartners, a national insurance broker with an office located in Owensboro, Kentucky, is a trusted partner serving clients across Kentucky, Tennessee, Missouri, Indiana, and Illinois. With a strong presence in the Owensboro market, AssuredPartners stands out as one of the top brokerages in terms of experience and expertise. They cater to a diverse range of clients, including large, midsize, and small employers. While some customers have expressed lower reviews, it's an area that AssuredPartners acknowledges and continuously strives to improve upon. One notable success story for this office location involves their collaboration with PharmaCord, LLC, a 110-member employer. AssuredPartners worked closely with PharmaCord's HR and finance team to develop a tailored self-funding arrangement, HMO plan, PBM, and drug plan that specifically addressed the unique needs of their members. AssuredPartners has an impressive track record in various industries, including wood product manufacturing, motor vehicle parts manufacturing, and miscellaneous durable goods merchant wholesalers. They possess strong expertise in working with self-funded employers and have a wealth of experience collaborating with clients and PPOs to ensure member satisfaction. Additionally, their knowledge of PBMs and other specialized pharmacy providers adds to their comprehensive skill set. Some of AssuredPartners' notable employer clients in the region include Harshaw Trane, Heaven Hill Brands Warehouse, Unipres North America, and Automated Routing Inc. As an insurance broker, AssuredPartners prides itself on its wide-ranging experience, expertise, and commitment to meeting the unique insurance needs of their clients across Kentucky, Tennessee, Missouri, Indiana, and Illinois.

Preferred Benefits offers medical insurance, voluntary benefits, and other services for all sizes of employers in the Louisville-Jefferson County, KY-IN, Metro Area. Each year, the Louisville-Jefferson County area welcomes over 29,600 new employers through expansions and new company start-ups that need to provide employee benefits services. Preferred Benefits is a local insurance broker that has been in business for many years and takes pride in providing the best service possible to their clients by offering a wide variety of products from many different carriers. Preferred Benefits is ranked as one of the highest performing agencies when it comes customer service and positive feedback from their clients. Their M Score is 4 out of a possible 5, which is one of the highest scores in the industry.

McGriff Insurance Services, a renowned national insurance broker, operates an office in Louisville, Kentucky, catering to clients across the states of Kentucky and Ohio. Their expertise in the insurance industry is evident through their collaboration with Gli Professional Services Sub-Association, Ltd., an esteemed employer in the insurance-related activities industry, boasting a membership of 1,340 individuals. McGriff Insurance Services worked closely with the HR and finance team of Gli Professional Services Sub-Association to develop a PPO plan, PBM, and drug plan tailored to meet the unique needs of its members. This Louisville office of McGriff Insurance Services primarily serves large employers, including Gli Professional Services Sub-Association, Ltd., Gli Wholesale & Retail Trade Sub-Association, Ltd., Heartland Coca-Cola, and Isco Industries Inc. By offering their services to prominent clients in various industries, McGriff Insurance Services has acquired extensive experience and expertise across client sizes and industries. With a solid M Score, McGriff Insurance Services stands out due to its diverse range of experience and its ability to address the insurance needs of clients effectively. They possess strong knowledge in insurance-related activities, petroleum and petroleum products merchant wholesalers, and beverage manufacturing industries. As a national insurance broker, McGriff Insurance Services is well-versed in working with self-funded employers, providing valuable insights and solutions. They also excel in collaborating with clients to meet their member needs through tailored PPO plans and effective utilization of PBMs and other specific pharmacy providers. Clients can rely on McGriff Insurance Services' expertise, dedication, and commitment to delivering optimal insurance solutions that protect their businesses and employees.

Sterling Thompson Company is an 85 year-old insurance agency based in Louisville, KY. We proudly serve the needs of our clients in the areas of personal, business, employee benefits, and farm/equine insurance.

We have been providing insurance, investment, and employee benefit solutions to our clients for over 20 years. Our goal has been to find innovative and impactful ways to solve your greatest business and financial needs. We go above and beyond the call of duty with employer solutions by offering competitive benefits packages, compliance & legislation assistance, claims analytics, online enrollment & HR support, communication & education, and health & wellness options. We are your established standard for: Cost Containment, Benefit Designs, Tailor-Made Service & Stewardship

Higgins Insurance, a local insurance broker with an office located in Hopkinsville, Kentucky, serves clients across the state with a wide range of insurance solutions. With a strong expertise in insurance-related activities, particularly in the health practitioners industries, Higgins Insurance has established itself as one of the top brokerages in the Clarksville, TN market. Notably, this office of Higgins Insurance has demonstrated its commitment to providing tailored solutions for its clients. For instance, they have successfully partnered with T Rad North America Inc, a prominent employer in the fabricated metal product manufacturing industry, to set up a self-funding arrangement, PBM, and drug plan designed specifically for their 700 members. This exemplifies their ability to understand and address the unique needs of large employers. Furthermore, Higgins Insurance has established strong relationships with various employers across different sectors. Their clientele includes companies such as Gli Mining, Construction & Manufacturing Sub-Association, Ltd, Gli Professional Services Sub-Association, Ltd., Gli Wholesale & Retail Trade Sub-Association, Ltd., and the Kentucky Construction Industry Insurance Trust. This diverse portfolio showcases their experience and expertise in working with clients of all sizes and industries. With a good M Score reflecting their extensive experience, Higgins Insurance excels in providing comprehensive services to meet their clients' requirements. They possess strong capabilities in working with self-funded employers, collaborating with PPOs to fulfill member needs, and partnering with specific pharmacy providers and PBMs. As a result, Higgins Insurance has earned a reputation as a trusted and reliable insurance broker for businesses in Kentucky.

Business Benefits, a local insurance broker based in Fort Mitchell, Kentucky, offers comprehensive insurance solutions to clients of all sizes, including large, midsize, and small employers. With a commitment to delivering tailored benefits packages, they have established themselves as a trusted partner in the industry. Operating from their Fort Mitchell office, Business Benefits serves clients across Kentucky, providing personalized support and insurance solutions. However, it is important to note that some customers have shared lower reviews, indicating an area that Business Benefits may want to address as they evaluate their partnerships and strive for continuous improvement. One notable example of their work in the area is their collaboration with Commerce Lexington Inc, a leading employer in the insurance-related activities industry with a workforce of 190 members. Business Benefits worked closely with the HR and finance team of Commerce Lexington Inc to establish a comprehensive benefits package, including a PPO plan, PBM, and drug plan designed to address the unique needs of their members. With a wide range of experience and expertise across various client sizes and industries, Business Benefits boasts a strong M Score. Their proficiency extends to insurance-related activities, specialty trade contractors, and offices of physicians industries, allowing them to navigate the specific challenges and risks associated with these sectors. Employer clients such as Erigo Inc, Fischer Management LLC, Industrial Manufacturing and Professional Commercial Trust, NKY Chamber Mining, Construction & Manufacturing Sub-Association, Ltd., rely on Business Benefits' expertise and experience in meeting their employee benefits needs. While acknowledging the lower customer reviews, Business Benefits remains dedicated to providing exceptional service and working closely with clients and PPOs to meet member needs. They also possess good experience working with PBMs and other specific pharmacy providers, ensuring that clients have access to the necessary healthcare resources and support.