Relph Benefit Advisors is a reputable national insurance consultant, serving clients across New York, Pennsylvania, and Wisconsin. While some customers have expressed lower reviews, it presents an opportunity to address any concerns when evaluating potential partners. A noteworthy example of their work at this office location is their collaboration with Lactalis American Group, Inc., a prominent employer in the dairy product manufacturing industry. By collaborating closely with Lactalis American Group, Inc.'s HR and finance team, Relph Benefit Advisors successfully established a self-funding arrangement, along with a PPO plan, PBM, and drug plan tailored to the unique needs of the company's 1400 members. This demonstrates their ability to provide customized solutions that address the specific requirements of their clients. Relph Benefit Advisors caters to a wide range of clients, including large, midsize, and small employers. Their diverse client portfolio at this Rochester, NY location includes Access: Supports for Living, Alfred University Human Resources Services, Allegany Arc Welfare Benefits Plan, and Arc of Rockland. As a leading brokerage in the Rochester, NY market, Relph Benefit Advisors has earned an excellent reputation, thanks to their extensive industry experience and expertise across various client sizes, industries, and products. They possess deep knowledge in individual and family services, educational services, and the health care and social assistance sectors. Relph Benefit Advisors stands out for their exceptional capabilities in working with self-funded clients and their proficiency in collaborating with clients and PPOs to meet member needs. Moreover, their expertise in carving out drug and pharmacy plans sets them apart from other brokers in the market. When searching for a reliable insurance consultant, consider Relph Benefit Advisors' comprehensive expertise, high client satisfaction, and commitment to delivering tailored solutions.

FNA is a full service general agent and employee benefit consultant, currently providing a network of over 5,000 retail agents and brokers with comprehensive employer group insurance consulting, compliance, and billing/administrative services through their five affiliate divisions. Founded in 1974, FNA has 40 years of experience in assisting the Northeast broker community in analyzing their clients’ employee benefit needs and working with carriers to obtain the optimal health and specialty benefits plans available in the marketplace.

At Mercer, we believe in building brighter futures. Together, our 25,000 employees in over 130 counties are helping redefine the future of work, reshape retirement and investment outcomes, and unlock real health and well-being. For over 75 years, we’ve provided trusted advice and solutions to build healthier and more sustainable futures for our clients, colleagues and communities. Balancing economics and empathy in our approach, we work side by side with you to find solutions to benefit your people and your business. By turning ideas into actions that spark positive change, we help you enrich employees’ lives and careers and drive innovation, progress and performance. Mercer is a business of Marsh McLennan. Get to know us better: Click the “learn more” button at the top of the page to discover everything we do to help you meet the needs of today and tomorrow. Follow us on Twitter at @Mercer.

Segal is a reputable insurance broker with extensive experience in serving a diverse range of clients, including large, midsize, and small employers. With their strong expertise in self-funded employers and a deep understanding of HMOs and PPOs, Segal excels at tailoring solutions to meet the unique needs of each client and their members. Their proficiency extends to collaborating with pharmacy benefit managers (PBMs) and other specific pharmacy providers. Based in New York, New York, Segal operates as a regional insurance consultant, catering to clients across multiple states, including New York, New Jersey, California, Pennsylvania, Maryland, Oklahoma, the District of Columbia, Louisiana, Texas, Florida, Utah, Illinois, Michigan, Minnesota, Arizona, and Massachusetts. They have earned one of the highest M Scores attainable, reflecting their extensive experience and expertise across various client sizes, industries, and products. Segal's New York office exemplifies their exceptional work with New York State United Teachers in Albany, NY. As a trusted partner, they collaborated closely with the employer's HR and finance team to establish a tailored self-funding arrangement, PPO plan, and pharmacy benefit plan that catered specifically to the needs of their 380 members in the services industry (except public administration). Moreover, Segal has demonstrated strong proficiency in servicing clients in the insurance and employee benefit funds, specialty trade contractors, and building equipment contractors industries. Notable employer clients of this particular Segal location include BD of Tees of Seiu Local 32Bj, Dis 36 Bolr Welfare Trust Fund, Board of Trustees - Recycling and Gen. Ind. Union L 108 Welfare Fund, Board of Trustees Heat and Frost Insulators Local 12, and Board of Trustees I.A.T.S.E. National Health & Welfare Fund. Overall, Segal's comprehensive range of experience and expertise positions them as a trusted partner for employers seeking innovative and tailored insurance solutions across various industries and employee sizes.

Premier Consulting Associates offers medical insurance, voluntary benefits and other services for small to mid size employers in the Buffalo-Cheektowaga-Niagara Falls, NY Metro Area. Employees depend on group health benefits for their well being and the well being of their families. The job market in Buffalo-Cheektowaga-Niagara Falls, NY is growing increasingly competitive. Strong employee benefits plans are an important option for job seekers. Premier Consulting Associates Buffalo office has a M Score of 4 out of 5, representing a wide range of experiences. Premier Consulting Associates Buffalo is a local insurance broker serving the greater Buffalo region. Premier Consulting Associates is based in Amherst, NY. Premier is a leading health care benefits consulting firm. Premier Consulting Associates, a professional consulting firm in both the public and private sectors for over fifty years, is committed to providing clients with practical strategies that help them enhance performance. Premier's services include litigation support, strategic planning, training and development, compensation and benefits advise, succession planning advise, performance management system design, productivity enhancement tools implementation. Premier relies on an outstanding team of professionals with broad expertise in law, engineering and human resources.

USI Insurance Services is a national insurance broker with an office conveniently located in Hudson, New York. Known for their exceptional expertise in the health care and social assistance industries, USI Insurance Services serves a wide range of clients, including large employers like Columbia Memorial Health. With over 630 members, Columbia Memorial Health relied on the professional services of USI Insurance Services to establish a tailored self-funding arrangement, HMO plan, PBM, and drug plan specifically designed to meet the unique needs of their employees. The Hudson office of USI Insurance Services boasts extensive experience in the local market, making them one of the leading brokerages in the area. Their commitment to delivering top-notch service and customized insurance solutions has earned them a strong reputation among employers in Hudson, NY. Furthermore, USI Insurance Services expands their reach beyond Hudson, servicing clients across the state of California as well. USI Insurance Services prides itself on its ability to collaborate closely with HR and finance teams to develop comprehensive insurance strategies that align with the goals and requirements of their clients. By leveraging their industry knowledge and understanding of the ever-evolving insurance landscape, USI Insurance Services helps businesses navigate complex insurance decisions and mitigate risks effectively. With a client-focused approach and a deep understanding of the health care and social assistance sectors, USI Insurance Services stands as a trusted partner for employers seeking expert guidance in insurance brokerage services.

The Haberman Group (THG) is an employee benefits firm servicing clients throughout the country for more than sixteen years. THG provides personalized service, knowledge and creativity which will allow companies to compare and choose quality, affordable and comprehensive benefit portfolios. Today, more than ever, companies need to find someone they can trust to guide them through this ever changing marketplace. With the introduction of the Affordable Care Act, burdensome DOL/ERISA employer compliance regulations and increasing premiums, THG will be there for your organization every step of the way. Our contacts with all of the major insurance carriers, labor attorneys and ERISA attorneys, coupled with access to state of the art human resource employee benefit systems enables us the opportunity to provide you with the benefit solutions that best fit your organization. • Complete Administrative Support • Benefit Advocate to your entire staff • Comprehensive Employee Health Benefit Programs • ACA Compliance • Private Health Exchanges • HRIS • Wellness Programs • Claims Adjudication The Haberman Group’s mission is to offer exceptional customer service which is why we have a 97% retention rate and are consistently adding new clients every month. We are proud of our reputation and would welcome the opportunity to put our knowledge, experience and administrative support to work for your company. Please visit www.thehabermangroup.com for more information.

FitzGibbons Agency specializes in Auto/Car Insurance, Homeowners Insurance, and Business/Commercial Insurance. FitzGibbons Agency has provided the Oswego and Onondaga county communities with quality services for more than 90 years. In 1922, George FitzGibbons became a licensed insurance agent. His office was at 8 West Bridge Street in Oswego, NY. Now in its third generation of ownership, broker John FitzGibbons, licensed personal lines agent Emily Lukowski and licensed commercial lines agent Dawn Dashnaw have the same dedication to the communities that they serve and the people who live there. Our team has the experience and expertise to work closely with customers in matters of personal insurance (home, auto, renters, etc.) or commercial insurance (business owners, liability, worker’s compensation, etc.). Our licensed Agent and Group Health Administrator, Tara FitzGibbons, provides direction and guidance on all facets of group health insurance including guidelines introduced by the Affordable Care Act legislation. Located in the heart of downtown Oswego, FitzGibbons Agency is a short drive off of route 481. We are confident in our ability to serve your insurance needs. Any questions? Just ask Fitz!