Homeowners Financial Group, a reputable local insurance broker with an office located in Concord, North Carolina, is dedicated to serving clients of large and midsize employers. Renowned for their exceptional customer service and expertise, they have earned high ratings and positive reviews from their satisfied clients. A prime example of their success in the Concord office is their collaboration with 3A Composites USA Inc., an employer in the alumina and aluminum production and processing industry with 370 members. Homeowners Financial Group worked closely with 3A Composites USA's HR and finance team to establish a self-funding arrangement, as well as a tailored range of plans, including a PPO plan, pharmacy benefit management (PBM), and drug plan, designed specifically to address the unique needs of their members. With their wide range of experience and expertise across client sizes and industries, Homeowners Financial Group boasts a strong M Score, indicating their commitment to excellence and depth of knowledge. They specialize in various sectors, including pharmaceutical and medicine manufacturing, alumina and aluminum production and processing, as well as wholesale trade agents and brokers. Operating primarily in North Carolina, the Concord office of Homeowners Financial Group serves a diverse range of employer clients. Notable clients include 3A Composites USA Inc., Boysen USA LLC, Pharmaceutical Associates Inc., and Moss Supply Company. Clients can rely on Homeowners Financial Group's localized presence and extensive industry knowledge to guide them in selecting insurance and benefit solutions that align with their specific needs. With their dedication to personalized service and comprehensive coverage options, Homeowners Financial Group stands out as a trusted partner for employers seeking effective insurance solutions.

Partners Together - Endless Possibilities Hilb Group provides the resources of a big insurance broker and the attentive, personal service of a small agency. Our people are our greatest strength. Our values of trust, passion, integrity and growth drive our actions to benefit every client. Managing Risk Your risk profile doesn’t matter – Hilb paints a very wide portrait. We have more than 30 industry specialties, which gives our clients and brokers a unique advantage. We form enduring partnerships to get the best results every time, and work with the top insurers to provide a huge range of high-quality choices, matched exactly to your needs. About Hilb Group Founded in 2009, Hilb Group is a Top 25 middle market independent insurance broker. Hilb Group offers expertise in property & casualty, employee benefits, and retirement services to business and individuals throughout the nation.

C.B. Wood Financial LLC, located in Charlotte, North Carolina, stands out as a local brokerage firm with specialized expertise in serving both local and regional employers, particularly in medical and ancillary benefits. This firm is renowned for its deep understanding and substantial experience in the furniture and related product manufacturing industries, exemplified by their work with top clients such as Temple, which has over 150 participants. The firm's approach is driven by data and strategic solutions. They excel in increasing predictability by analyzing claims data to identify better healthcare supply chain management solutions, thereby enhancing their clients' bottom line. Furthermore, C.B. Wood Financial LLC focuses on improving employee benefits. This is achieved through effective claims management strategies, collaborating with Center of Excellence Physicians, and negotiating sourcing contracts to reduce claims costs and enhance benefits for employees. A significant aspect of their service model is the alignment of interests with their clients. They employ transparent vendors in an advisory capacity, distinguishing themselves from traditional brokers. Their compensation model is performance-based, where they are remunerated only when their clients realize savings. This approach underlines their commitment to delivering value and cost-effective solutions to their clients. C.B. Wood Financial LLC's expertise and innovative strategies in managing employee benefits, especially in the specialized sector of furniture and related product manufacturing, position them as a notable player in the insurance brokerage industry in Charlotte, NC.