United Benefit Advisors® (UBA) is the nation's leading independent employee benefits advisory organization with more than 200 offices throughout the United States, Canada, and Europe. UBA empowers 2,000+ advisors to maintain independence while capitalizing on each other's shared knowledge and market presence to provide best-in-class services and solutions.

With a legacy spanning over 50 years, Total Insurance Services has provided exceptional risk management and insurance solutions to businesses and individuals. Our approach is unique, tailored, and centered around meeting the specific needs of our valued clients. As independent agents, we take pride in our ability to navigate the insurance marketplace with precision, ensuring that our clients receive the best coverage available at the most competitive prices. One of the cornerstones of our success lies in our strong partnership with PCF Insurance Services. As a top 20 U.S. broker headquartered in Lehi, Utah, PCF Insurance Services is a leading full-service risk management and insurance brokerage firm. As a PCF Agency Partner, Total Insurance can offer our clients enhanced coverage options, more competitive pricing, and access to innovative solutions for safeguarding against unique risks. Our mission remains steadfast in providing tailored insurance solutions and delivering peace of mind to those we serve. Join us on this journey as we continue to grow and innovate, empowering businesses and individuals with the protection they deserve. Let's connect and explore how Total Insurance Services can meet your unique insurance needs effectively. Our approach is to provide our clients with a 365 day stewardship process that begins three months prior to the inception of the program and continues during the course of the partnership. The overall goal is to establish a service delivery plan that is outcome based and meets specific financial and operational goals. At Total Insurance Services we do not limit ourselves to relationships with just a few carriers, but maintain access to numerous markets. This is important for both the client and consultant in that you can be assured that we are bringing a complete representation of the most competitive options available

The companies comprising the Farmers Insurance Group of Companies® currently make up one of the country's largest insurers of vehicles, homes and small businesses, and provide a wide range of other specialty insurance and financial services products. In business since 1928, today at Farmers® we proudly serve more than 10 million households with more than 19 million individual insurance policies across all 50 states through the efforts of nearly 48,000 exclusive and independent agents and approximately 21,000 employees. Our experience provides a rich history and legacy of service and strong customer relationships, while our focus on smart innovation, technology and entrepreneurship helps us to stay creative, to continually improve our product offerings and to drive the evolution of the insurance industry. Farmers Insurance Exchange®, the largest of the three primary insurance insurers that make up Farmers Insurance, is recognized as one of the largest U.S. companies on the 2017 Fortune 500 list. At Farmers®, we understand that every encounter with customers is an opportunity to differentiate ourselves with our personalized service and have an overall positive impact on their lives. We pride ourselves on helping the individuals and businesses we serve become smarter and better prepared to protect the things that matter most to them. We are also deeply committed to giving back. The Farmers culture is built around opportunities to volunteer and help improve the communities in which we work and live.

Stratego Consulting, located in Chicago, Illinois, stands out as a significant and influential player in the insurance brokerage sector, particularly known for its adept handling of self-funded clients. As a local brokerage firm, they have a strong foothold in the region, providing tailored support to both local and regional employers. This office is not just another branch; it's a larger establishment, reflecting the scale and depth of expertise they offer. One of the most notable aspects of Stratego Consulting is their remarkable proficiency in serving large employers. This expertise is exemplified through their work with notable clients like Coyote Logistics, a key player in the freight transportation arrangement industry. The successful management of insurance needs for Coyote Logistics, which has over 2150 participants, is a testament to Stratego Consulting's capability to handle complex and extensive insurance requirements. Moreover, the firm's acumen is not limited to a single industry. They boast extensive knowledge across the freight transportation arrangement sector, indicating their ability to adapt and specialize according to industry-specific needs. This expertise ensures that they are not just service providers but valuable advisors who understand the intricacies of different industrial landscapes. In essence, Stratego Consulting's Chicago office represents a blend of local understanding and large-scale capability, making them a go-to choice for employers seeking comprehensive and industry-tailored insurance brokerage services. Their track record with significant clients and deep industry knowledge positions them as a formidable ally for any employer navigating the complexities of employee benefits and insurance.

The past decade has seen a noticeable shift in consumer behavior. Today, we’re living in a world where direct-to-consumer purchasing has become the status quo. We’re able to bypass third parties and directly purchase and manage a customized collection of television shows, household products, and even prescriptions on our own time and from the comfort of our own homes. It’s time for the healthcare industry to do the same and launch itself into the modern world. Vault Strategies is a leader in healthcare insurance reform and the parent company of both Precise Benefits Group, a licensed general insurance agency, and Vault Captive Insurance, a licensed insurance company. Together, we are proud to offer customized health insurance benefit packages that offer measurable value for our customers. This value comes through significant cost reduction, product innovation, customization, and improved health outcomes of those we insure. We can meet these goals based upon our corporate structure that eliminates complexity and our innovative prevention programs that work proactively to keep our clients healthy. As we continue to grow by referrals and reputation, we are excited about the opportunity to change the face of healthcare insurance for our customers throughout the country.

Innovative Benefit Solutions, situated in the heart of Chicago, IL, stands as a prominent insurance broker catering to the diverse needs of local and regional employers. With a specialized focus on medical and ancillary benefits, this office brings a wealth of expertise to the table, ensuring comprehensive coverage for businesses in the area. Distinguishing itself through a commitment to excellence, Innovative Benefit Solutions has successfully partnered with a range of midsize employers, showcasing a proven track record in navigating the intricacies of employee benefits. Among their noteworthy clientele is One Stop Mailing, an industry leader in personal services with over 220 participants, illustrating the broker's ability to tailor solutions to specific sectors. As an integral part of a local brokerage firm, this Chicago-based location benefits from a collaborative network, enhancing its capacity to provide tailored insurance solutions. The team at Innovative Benefit Solutions is known for its dedication to understanding the unique needs of each client, fostering long-term relationships built on trust and reliability. With a finger on the pulse of the local business landscape, this office prides itself on delivering innovative benefit solutions that empower employers and promote the well-being of their workforce.

Founded in 1997, H Group Benefits, Inc. services as an extension of your Human Resources team. We believe that personalized care and attention make all the different and are committed to helping you find the best insurance carrier, plan and network for your companies needs

Árachas Group is an independent insurance and risk management company offering business, employee benefits, and personal solutions to clients of Bartlett, IL, and 44 states across the United States. At Árachas Group, we work as one to focus on the needs of our clients. We value their business and confidence in us to help them protect their most valuable assets. Our partnership with leading insurance carriers, along with excellent customer service, allows for much of our credibility. Through our independence and strong relationships, our clients have access to an abundance of financially stable companies that specialize in handling the broad array of exposures. This allows us to present you with a policy to fit your needs.

The Unland Companies is a full service, independent insurance agency providing broad personal and commercial insurance coverage, life and health insurance, employee benefits, human resource services and financial services at an affordable cost. We hand pick our insurance carriers, selecting only the best. We do the shopping for you among these top carriers and find the best policy and rates to meet your individual needs. We are masters of negotiation, getting you competitive premiums and hidden savings. We work openly and honestly for you, our valued client. Simply put, Unland saves you money. And you'll like doing business with us. Request a quote, compare and save at www.unland.com.

Welcome to Lowery Benefit Services - Together, let’s create benefit programs that meet the needs of you, your business and your employees. Founded in 1977, few organizations have the depth of knowledge and expertise in employee benefits & HR management as Lowery Benefit Services. We work with an extensive list of top carriers, networks, providers and other industry vendors to provide our clients with the best value and service. We believe that every client is unique. That's why our first priority is to establish a foundation of mutual trust and shared values by treating each client as an individual with unique needs. OUR PORTFOLIO OF SERVICES: Group Benefit Design – focuses on cost containment, employee engagement, & automation. Voluntary Benefits – focuses on increasing financial wellness of your employees. Employee Wellness and Health Management – focuses on increasing the physical & mental wellness of your employees. Compliance & Administration - effective compliance strategies and resources allowing you more time to focus on running your business while remaining fully compliant with all federal rules and regulations. HR Resources – value add HR Library and ability to consult with live SPHR/PHR certified consultants to solve your most complex HR issues. Automated Benefits and Payroll – user friendly and provided by top industry vendors. OUR CREDENTIALS – MEMBERSHIPS, CERTIFICATIONS & DESIGNATIONS Lowery Benefits Services is a proud member of the National Association of Health Underwriters (NAHU) and the local chapter of NAHU, the St. Louis Association of Health Underwriters (SLAHA). The professionals of our firm hold the following various industry designations and certifications in their perspective specialties: -CPA – Certified Public Accountant -CLU - Chartered Life Underwriter -ChFC – Chartered Financial Consultant -RHU – Registered Health Underwriter -GBDS – Group Benefit Disability Specialist -CDHC – Consumer Driven Healthcare Certified