The Horton Group has the people, insight and innovation to get ahead of trends and offer new ideas to tackle critical challenges. We help close the gap between where our clients are now, to where they want to be in the future. We'll help you get there and stay there by evaluating your insurance, employee benefits and risk management programs and exploring new ways to lower cost, work, and risk. We continuously seek ways to differentiate you from the pack and achieve superior results. We focus on the opportunities of today to help grow your business for tomorrow. With our industry solutions and value-add services, we solve the right problems in the right way. We lead clients with complex needs and limited resources to a higher level of performance.

Founded in 1981, DSP has become one of Chicago's premier independent insurance firms specializing in all aspects of risk management. Our areas of expertise include: business insurance, employee benefits, surety bonds, safety consulting, personal insurance and more. With a team of insurance experts handling the diverse needs of our client base, DSP provides the world class service, resources, technology and client support that is typically associated with the "big brokers"​, while still maintaining the level of personal attention that our clients deserve.

In a competitive labor market, offering comprehensive employee benefits is not just an option — it’s a necessity. We provide tailored benefits packages that rival the ones offered by Fortune 500 companies, providing a seamless, online benefits administration and boosting your employees’ performance and well-being. Paychex Agency's Unique Value Proposition includes: Integrated Services - Payroll companies often bundle insurance offerings (like workers' compensation or health insurance) with their payroll and HR services, simplifying processes and reducing administrative tasks; Premiums can be seamlessly calculated and deducted based on payroll data, ensuring accurate and timely payments. Real-Time Adjustments - Workers' compensation premiums can be adjusted automatically as payroll changes, reducing the risk of overpayments or underpayments; Avoidance of large year-end premium audits since adjustments are handled in real-time. Compliance Support - Payroll companies stay up to date with labor laws and regulations, helping businesses remain compliant with insurance-related requirements, such as workers’ comp laws, cobra, model notices, and ACA reporting. Streamlined Reporting - Access to consolidated reports covering payroll, insurance, and related data, making it easier for businesses to manage records and meet reporting requirements. Ease of Onboarding - New employees can be easily enrolled in insurance plans as part of the payroll setup process, reducing paperwork and delays.

Cottingham & Butler's Chicago, IL, office stands as a distinguished regional insurance brokerage, renowned for its adept handling of employer benefits. Specializing in medical and ancillary benefits, they exhibit a deep understanding of local and regional employer needs. Their expertise shines particularly in working with industries such as miscellaneous durable goods merchant wholesalers and automobile dealers. Cottingham & Butler's Chicago, IL location leverages the strength and resources of a regional brokerage firm, ensuring a blend of personalized local service with expansive industry knowledge. Their client-focused approach, combined with a solid track record in managing diverse industry needs, positions them as a reliable partner for employers seeking comprehensive and tailored benefits solutions. Their proficiency in navigating the complexities of employee benefits, coupled with a commitment to client satisfaction, makes the Chicago office of Cottingham & Butler an ideal choice for employers in search of expert guidance and robust benefit solutions.