Understanding financial concepts and money management can be intimidating, but it doesn’t need to be. At DSM Financial, we provide financial strategies that are easy to understand, and more importantly, easy to execute so you can begin securing your financial future today. We look forward to helping you craft a financial plan that is as unique as you are. The professionals at DSM Financial provide financial services for families and businesses, designing "unbiased solutions"​ for them to reach their long and short-term objectives and goals. Licensed Insurance Professional. Respond and learn how insurance and annuities can positively impact your retirement. This material has been provided by a licensed insurance professional for informational and educational purposes only and is not endorsed or affiliated with the Social Security Administration or any government agency. It is not intended to provide, and should not be relied upon for, accounting, legal, tax or investment advice.

At UKG, our purpose is people. As strong believers in the power of culture and belonging as the secret to success, we champion great workplaces and build lifelong partnerships with our customers to show what’s possible when businesses invest in their people. One of the world’s leading HCM cloud companies today, UKG and our Life-work Technology approach to HR, payroll, and workforce management solutions for all people helps more than 75,000 organizations around the globe and across every industry anticipate and adapt to their employees’ needs beyond just work. To learn more, visit ukg.com. UKG Social Media Guidelines available at https://www.ukg.com/ukg-social-media-guidelines.

At Mercer, we believe in building brighter futures. Together, our 25,000 employees in over 130 counties are helping redefine the future of work, reshape retirement and investment outcomes, and unlock real health and well-being. For over 75 years, we’ve provided trusted advice and solutions to build healthier and more sustainable futures for our clients, colleagues and communities. Balancing economics and empathy in our approach, we work side by side with you to find solutions to benefit your people and your business. By turning ideas into actions that spark positive change, we help you enrich employees’ lives and careers and drive innovation, progress and performance. Mercer is a business of Marsh McLennan. Get to know us better: Click the “learn more” button at the top of the page to discover everything we do to help you meet the needs of today and tomorrow. Follow us on Twitter at @Mercer.

Armfield Harrison & Thomas is a reputable regional insurance broker serving clients of large, midsize, and small employers. With their office located in Coral Springs, Florida, they have established themselves as a trusted partner in the insurance industry. A shining example of their expertise is their work with Pepsi Northwest Beverages LLC, a prominent employer in the beverage manufacturing industry with 310 members. Collaborating closely with the HR and finance team at Pepsi Northwest Beverages LLC, Armfield Harrison & Thomas successfully implemented a self-funding arrangement, along with a customized pharmacy benefit management (PBM) and drug plan that caters to the unique needs of their members. This demonstrated their strong experience in working with self-funded employers and expertise in collaborating with PBMs and other specific pharmacy providers. Armfield Harrison & Thomas boasts a good M Score, indicative of their extensive experience and proficiency in serving clients of varying sizes and across diverse industries. They have cultivated strong expertise in sectors such as aerospace product and parts manufacturing, beverage manufacturing, and architectural, engineering, and related services. Operating in the vibrant market of Washington, Armfield Harrison & Thomas extends their services to clients in the area. Apart from their work with Pepsi Northwest Beverages LLC, they also cater to the insurance needs of esteemed employers like Integrus Architecture, P.S. and Linear Motion LLC. With a focus on exceptional customer service and a broad range of industry knowledge, Armfield Harrison & Thomas is committed to providing comprehensive insurance solutions that effectively address their clients' requirements. They strive to build long-term partnerships based on trust, reliability, and the ability to deliver tailored insurance coverage.

With over 120 offices and nearly 7,000 associates throughout the U.S., CBIZ (NYSE: CBZ) delivers top-level financial and employee business services to organizations of all sizes, as well as individual clients, by providing national-caliber expertise combined with highly personalized service delivered at the local level. CBIZ has been honored to be the recipient of several national recognitions: • 2020 Best Workplaces in Consulting & Professional Services by Great Place to Work® • 2020 Workplace Excellence Seal of Approval by the Alliance for Workplace Excellence • Top 101 2020 Best and Brightest Companies to Work For in the Nation • 2020 Healthiest 100 Workplace in America • 2021 Top Workplaces USA We are one of the nation's leading: - Accounting Providers - Employee Benefits Specialists - Property & Casualty Brokerage and Risk Consulting Firms - Valuation Firms - Retirement & Investment Specialists CBIZ is associated with Mayer Hoffman McCann P.C. (MHM)*, a national, independent CPA firm. Through this association, we offer audit and attest services.