Insurance Office of America (IOA) is the fourth largest privately held insurance brokerage in the United States. Founded in 1988, IOA is a recognized leader in providing property and casualty, employee benefits, and personal lines insurance and risk management solutions as well as insurtech innovation. Headquartered in Longwood, Florida, part of the greater Orlando community, IOA has more than 1,300 associates located in over 60 offices in the U.S. and United Kingdom. For more information, visit www.ioausa.com.

Atlas Insurance is a highly regarded local insurance broker based in Sarasota, Florida. With a strong focus on serving small employers, they have gained recognition for their exceptional customer service and expertise in the insurance industry. One notable example of their work is their collaboration with Multipar Inc, a 40-member employer in the specialty trade contractors industry. By closely partnering with Multipar's HR and finance team, Atlas Insurance successfully implemented a customized Health Maintenance Organization (HMO) plan that catered to the unique needs of the company's members. Operating from their Sarasota office, Atlas Insurance extends their services to clients not only in Florida but also in New York. Their specialization in the specialty trade contractors industries has allowed them to develop a deep understanding of the unique challenges and insurance requirements faced by businesses in this sector. With a commitment to delivering top-notch customer service, Atlas Insurance has garnered positive reviews from their clients. Their expertise and dedication have made them a trusted choice for employers seeking insurance solutions that are tailored to their specific needs. Whether it's designing comprehensive insurance plans or providing ongoing support, Atlas Insurance consistently exceeds expectations, making them a preferred insurance broker in the region

HUB International is a renowned national insurance consultant, operating an office in Winter Park, Florida. Within this specific office, they have demonstrated their exceptional capabilities by collaborating with Star Island Resort & Club, a prominent employer in the real estate industry with a workforce of 140 members. HUB International worked closely with the resort's HR and finance team to establish a comprehensive self-funding arrangement, including a tailored HMO plan, PPO plan, PBM, and drug plan, addressing the unique needs of the members. With extensive experience working with self-funded clients, HUB International has gained a solid reputation for their proficiency in developing solutions that align with the requirements of diverse organizations. Their expertise extends to working with HMOs and clients to ensure optimal outcomes, as well as assisting clients with PPOs to meet member needs effectively. Notably, HUB International excels in carving out drug and pharmacy plans, surpassing other brokers in the market. While serving a wide range of clients, from large corporations to midsize and small businesses, HUB International's Winter Park office caters to notable employers such as 777 Partners LLC, Advenir Living, Aerocare Employee Benefits Inc, and Cie Newcor. Their clientele spans across various states, including Michigan, Florida, Illinois, South Carolina, Missouri, Pennsylvania, California, and Indiana. With an outstanding M Score, HUB International stands out due to their vast experience and expertise across different client sizes, industries, and insurance products. Moreover, HUB International boasts strong proficiency in serving clients in industries such as offices of physicians, computer systems design, and related services, as well as household appliances and electrical and electronic goods merchant wholesalers. This breadth of knowledge and skill allows them to effectively meet the insurance needs of diverse businesses and industries, ensuring comprehensive coverage and tailored solutions.

At Richard S. Bernstein & Associates, Inc., we understand the importance of selecting an insurance agency that has your best interest in mind. Clients can rely on us to deliver competitive insurance solutions and personalized service. Richard Bernstein is a leader in the insurance industry with over 40 years in business. A+ Better Business Bureau ranking was awarded. Full-service, independent insurance firm offering a diverse range of insurance products and carriers designed to meet the needs of our individual, corporate and charitable organization clients. Richard S. Bernstein & Associates, Inc. is committed to providing the utmost level of service with our dedicated account management team, extensive resources and strategic relationships. We are made up of experienced team of professionals providing trusted estate planning and insurance expertise that surpasses industry standards.

HR Benefits Services is an employee benefits, consulting, and brokerage firm. With over 25 years of experience, our clients rely on our expertise in designing, implementing, and managing customized employee benefits programs. Our approach to business is to understand the needs and constraints of our clients. We strive to respond with innovative and carefully crafted solutions. Our strategy is not to sell insurance, but rather to partner with companies’ leadership teams to bring forth solutions that will ultimately reduce costs, improve profits, reduce risk and keep you competitive. Today’s legislative and economic environment requires employers to be more proactive, versatile, and compliant with hundreds of regulations that impact their business. Presently, businesses have been forced to run leaner operations with constant pricing pressures and reduced margins. Healthcare costs and employment litigation are on the rise. This is where we come in. We strive in implementing innovative insurance products that reduce costs and help you and your employees navigate through the complexities of the healthcare Industry. As a unique feature and added value, our in-house experts in human resources and employment law offer services for employee retention, compliance, payroll, recruiting, and much more. Allow us the opportunity to conduct a complimentary analysis and provide the tools that will help you meet business goals and budget.

Financial Designs Group provides employee benefits and group health insurance to small to mid size employers in the Miami-Fort Lauderdale-West Palm Beach, FL Metro Area. Group health benefits are an important part of total compensation for employees.

HUB International, a national insurance consultant, operates an office in Miami, Florida, catering to a diverse range of clients across the state. Their expertise and experience are reflected in their partnership with Homecare Partners Management LLC, a prominent employer in the health care and social assistance industry, comprising 450 members. HUB International collaborated closely with the HR and finance team at Homecare Partners Management LLC to develop a comprehensive suite of insurance plans, including HMO, PPO, PBM, and drug plans, tailored to meet the unique needs of their members. With a proven track record in serving self-funded employers, HUB International excels in partnering with clients to ensure optimal satisfaction and coverage through HMOs. Additionally, their extensive experience with PPOs enables them to effectively address member requirements. Furthermore, HUB International has established a reputation for excellence in working with PBMs and other specialized pharmacy providers, delivering tailored solutions. Beyond their affiliation with Homecare Partners Management LLC, HUB International serves a wide range of employers, including CDR Maguire Inc. (Corporate Office), City National Bank of Florida, Gaumard Scientific, and Global Textile Alliance, Inc. Their client base spans across large, midsize, and small employers, reflecting their ability to meet the needs of diverse businesses. This Miami office of HUB International has garnered one of the highest M Scores attainable due to their vast expertise and extensive portfolio in serving clients of varying sizes, industries, and products. Notably, HUB International possesses deep knowledge in industries such as architectural, engineering, and related services, as well as depository credit intermediation, making them a reliable and versatile partner for businesses in these sectors.

Rogers Benefit Group is a specialty marketing organization with a long history of developing niche markets. Our predecessor organizations date back in the late 1940’s when RBG’s founder, Pat Rogers, decided to enter the small employer group insurance business. Being an agent himself, he also knew that agents were going to need a marketing organization to help them bring specialized knowledge and service to their clients in the increasingly complex area of health benefits. Our first insurance carrier relationship began with Principal Financial Group. This relationship thrives today. Regionally, we enjoy strategic relationships with Aetna, certain Blue Cross and Blue Shield plans, HealthNet, United Health Care, Humana, and Assurant Health. Today Rogers Benefit Group helps agents service more than 40,000 groups who pay more than $2.5 billion in annual premium. Rogers Benefit Group is committed to fast, accurate response to an agent or employer when addressing their group insurance needs. It is from our Midwest roots that one can expect a no-nonsense, straightforward, competent approach to groups of any size. Our Geography We are currently located in over 30 states with 40 offices. This geographic spread lends itself well to the opportunity of assisting agents with groups having multiple locations. It also makes us the oldest and largest General Agent in the United States as measured by locations and, more importantly, premium in force. What’s Really Important Agents tell us that our greatest value is in the quoting and underwriting processes. Our mission is to help agents get business, get groups rated correctly, get them enrolled efficiently and accurately, and to help reduce their efforts in underwriting. We do this by close individual contact with the agent and employer while minimizing unknowns in these steps. Our specialized knowledge of the quoting, enrollment, and underwriting maze brings unique value to all parties involved.

Insurance Office of America (IOA) is the fourth largest privately held insurance brokerage in the United States. Founded in 1988, IOA is a recognized leader in providing property and casualty, employee benefits, and personal lines insurance and risk management solutions as well as insurtech innovation. Headquartered in Longwood, Florida, part of the greater Orlando community, IOA has more than 1,300 associates located in over 60 offices in the U.S. and United Kingdom. For more information, visit www.ioausa.com.