At Risk Strategies, we help our clients protect those things that matter most to them. We help them see the way forward in a complex world with specialty insight, practical advice, and custom insurance with a vast network of specialists in Property & Casualty, Employee Benefits, Private Client, as well as Consulting Services and Financial and Wealth Management solutions. We are a different kind of insurance brokerage – bringing a strategic, holistic, specialist approach to our clients, so they can face the future with confidence. We are the 9th largest privately held insurance broker in the US with over 30 specialty practices, 150+ locations, and 4,300 team members (and counting!). We love what we do, and it shows. We’ve been recognized as a 'best place to work' for many years running, and we’re excited about our future.

Tzedakah House LLC, based in New Haven, CT, is a prominent insurance broker with a larger office, specializing in comprehensive solutions for employer benefits. Their substantial expertise in medical and ancillary benefits positions them as a trusted partner for both local and regional employers. Noteworthy clients such as Braxton Manufacturing Co in the machine shops; turned product; and screw, nut, and bolt manufacturing industry with 190+ participants, and Tower Laboratories in the pharmaceutical and medicine manufacturing sector with 270+ participants, underscore their proficiency in diverse industries. Operating within the thriving business community of New Haven, Tzedakah House LLC seamlessly combines local insights with industry-specific knowledge. Their demonstrated experience across pharmaceutical and medicine manufacturing, as well as machine shops; turned product; and screw, nut, and bolt manufacturing industries, showcases a versatile skill set to address the unique needs of businesses in these sectors. As part of a local brokerage firm, Tzedakah House LLC brings the advantages of regional familiarity and a client-centric approach. Their demonstrated experience with midsize employers further emphasizes their ability to tailor benefits solutions effectively, making them a strategic partner for businesses in New Haven, CT, seeking comprehensive and customized insurance options.

Epic Insurance Brokers & Consultants in Bridgeport, CT, operates as a robust and expansive office catering to the diverse needs of local and regional employers. This larger office stands out for its profound expertise in employer benefits, specializing in medical and ancillary coverage. Their adept team brings a wealth of experience, particularly in serving midsize and small employers. Distinguishing themselves in the architectural, engineering, and related services industries, Epic Insurance has successfully navigated the complexities of this sector, earning the trust of prominent clients like 626 Opco and Rotating Machinery Services. Notably, 626 Opco, a key player in the commercial and industrial machinery and equipment industry based in FL, entrusts Epic Insurance with the well-being of over 190 participants. Similarly, Rotating Machinery Services, an entity in the architectural, engineering, and related services industry based in PA, relies on Epic for the benefit coverage of their 90+ participants. As a vital part of a regional insurance broker firm, this office taps into a broader network, enhancing its ability to deliver tailored solutions. Whether working with large corporations or small enterprises, Epic Insurance Brokers & Consultants in Bridgeport stands out for its comprehensive approach, making them a valuable partner for employers seeking unparalleled benefits solutions.

What makes Lockton stand apart is also what makes us better: independence. Lockton's private ownership empowers its 10,000+ Associates doing business in over 125 countries to focus solely on clients' risk and insurance needs. With expertise that reaches around the globe, Lockton delivers the deep understanding needed to accomplish remarkable results. For 14 consecutive years, Business Insurance magazine has recognized Lockton as a "Best Place to Work in Insurance." Lockton was named among the 2022 Best Managed Companies by Deloitte and the Wall Street Journal, a program that recognizes excellence and honors private companies for their strategy, execution, culture, and financials.

Alliant Insurance Services is among the largest and fastest-growing insurance brokerage and consulting firms in the United States. Fueled by entrepreneurialism and driven by results, Alliant operates on the belief that more is possible and expectations are meant to be exceeded. Our clients and partners have profound confidence in us to deliver in all market climates through the design and delivery of innovative solutions and services across a broad range of industry verticals. Our people stand as the backbone of our organization. We proudly employ a team of diverse, driven, and exceptional people and invest heavily in their success, giving our brokerage and consulting teams the freedom and resources they need to help their clients grow their businesses to remarkable heights. The result is a dynamic team of professionals who consistently perform at the highest level, while caring and giving back to causes that impact their communities and the world at large. Alliant is built on teamwork and collaboration, a philosophy that has guided our growth and evolution for almost 100 years. We rise together to meet challenges, think together to drive innovation, and thrive together in our business and in the diverse communities where we operate.

OneDigital's Hartford, CT office stands as a robust hub within the national insurance brokerage landscape. This larger office boasts an impressive track record of serving midsize and large employers, showcasing a comprehensive understanding of the intricacies within the insurance realm. With significant expertise in the aerospace product and parts manufacturing, depository credit intermediation, and retail trade industries, this office emerges as a versatile partner for diverse employer needs. Distinguished by their proficiency in handling self-funded clients, the team offers valuable insights into stop loss and limits, as well as adept management of pharmacy costs. Their adeptness in HR consulting further positions them as a reliable resource for employers navigating complex benefit landscapes. Notable among their clientele are industry leaders such as Budney Industries, Clarus Commerce, and Cwpm, spanning aerospace, retail trade, and waste management sectors. Affiliated with a prominent national insurance brokerage firm, this OneDigital location combines local expertise with the resources of a larger network. The team's demonstrated prowess with both midsize and large employers underscores their adaptability and effectiveness in meeting diverse employer benefit requirements. In the dynamic insurance landscape, OneDigital's Hartford office emerges as a trusted partner, well-equipped to navigate the complexities of employer benefits with a proven track record and industry-specific proficiency.

People's United Insurance Agency provides employee benefits and group health insurance to small to mid size employers in the Hartford-West Hartford-East Hartford, CT Metro Area. Group health benefits are an important part of total compensation for employees. People's United Insurance Agency's Hartford office has an M Score of 2; which means their range of experience from our research is limited. People's United Insurance Agency Hartford is a part of a regional insurance brokerage firm serving several areas with a local office in the Hartford region. Peoples Insurance Agency is an independent insurance agency headquartered in Waverly, Iowa that is committed to finding their clients the best.

Kona HR Consulting Group in Bridgeport, CT, stands as a formidable insurance broker, housing a robust team within its larger office. Specializing in employer benefits, the group showcases commendable expertise tailored for both local and regional employers, with a particular emphasis on medical and ancillary benefits. Their in-depth understanding of the individual and family services industry is evident in their successful partnerships, notably with Liberty Management Services in NY, boasting 500+ participants, and a prominent organization in community food and housing, and emergency and relief services with 470+ participants. This office, an integral part of a local brokerage firm, distinguishes itself through a track record of excellence in servicing midsize employers. Their commitment to providing comprehensive solutions is exemplified by the diverse portfolio of clients, showcasing a nuanced grasp of the individual and family services sector. Kona HR Consulting Group in Bridgeport, CT, prides itself on leveraging local insights, ensuring tailored benefits that meet the unique needs of their clientele. With demonstrated proficiency and a client-centric approach, this office emerges as a strategic partner for employers seeking reliable, customized insurance solutions.

Chittenden Group Insurance, located in New Haven, CT, is a distinguished provider of insurance and financial solutions with a rich history dating back to 1928. Their extensive experience and established presence in CT, along with additional offices in AZ and FL, enable them to offer a wide array of products and services tailored to meet diverse needs and budgets. Recognized for their expertise in serving local and regional employers, particularly in the building equipment contractors industry, they have a notable clientele including Sarracco Mechanical Services. They excel in delivering medical and ancillary benefits, underlining their ability to cater to specific industry needs. This local brokerage firm stands out for its focus on building long-lasting relationships, emphasizing a familial approach to client service. Their employee benefits program is comprehensive, extending beyond standard health and dental options to create bespoke solutions that adapt to the evolving requirements of companies and their workforce. Additionally, Chittenden Group offers special programs for business owners, such as the Access Choice program for employee home and auto discounts, a Captive Approach for budget-friendly cost lock-in, and an expert-driven HR Compliance program. This suite of services demonstrates their commitment to providing holistic, client-centric solutions.

Since 1994, Travel Insured International has proudly served as a trusted companion for global travelers, offering comprehensive insurance and assistance services. With a commitment to travel safety, excellence, and creating unforgettable experiences, we have become the preferred choice for thousands of customers and partners. Our mission is to design and distribute insurance products and services to alleviate the stress of travel disruptions. We’re dedicated to ensuring that every traveler embarks on their journey with a sense of safety and assurance. As a leading travel insurance provider with nearly 30 years of industry expertise, Travel Insured International empowers each traveler to venture worldwide with peace of mind. Proudly affiliated with the Crum & Forster family, a subsidiary of Fairfax Financial Holdings Ltd., consistently achieving an A credit rating from AM Best, we establish valuable relationships with direct consumers, travel advisors, agencies, and tour operators to provide comprehensive travel protection. Our offerings include travel protection products with insurance benefits and non-insurance assistance services. At Travel Insured, we’re committed to providing dependable coverage and forging meaningful connections with our community of curious, adventurous travelers.

Viator International is a regional insurance broker located in Glastonbury, Connecticut. With a strong focus on meeting the unique needs of their clients, Viator International has established itself as a trusted partner in the insurance industry. One notable example of their work is their collaboration with Education Development Center, a prominent employer in the educational services industry. Viator International worked closely with the HR and finance team at Education Development Center to set up a comprehensive self-funding arrangement, including a tailored PPO plan, a pharmacy benefit management (PBM) plan, and a drug plan. This partnership showcases Viator International's expertise in working with self-funded employers and their ability to design insurance solutions that meet specific member needs. In addition to their work with Education Development Center, Viator International has a wide range of clients, including large employers such as Arconic Corporate Center and Hanesbrands Inc. Their office in Glastonbury serves clients not only in Connecticut but also across Massachusetts and Pennsylvania. With their extensive experience and expertise, Viator International excels in various industries, including aerospace product and parts manufacturing, educational services, and apparel, piece goods, and notions merchant wholesalers. This breadth of knowledge has earned them a strong reputation and a high customer rating for their exceptional customer service and expertise. Overall, Viator International is a reputable insurance broker known for their ability to understand and meet the insurance needs of their clients across different industries and company sizes.