NBT Bancorp Inc. is a financial services holding company headquartered in Norwich, N.Y. The company primarily operates through NBT Bank, N.A., a full-service community bank and two financial services companies. NBT Bank has over 150 locations in seven states with offices in New York, Pennsylvania, Vermont, Massachusetts, New Hampshire, Maine and Connecticut. NBT Bank is an Equal Housing Lender and member of FDIC. EPIC Advisors, Inc., based in Rochester, N.Y., is a full-service 401(k) plan recordkeeping firm. NBT Insurance Agency, LLC, based in Norwich, N.Y., is a full-service insurance agency.

CAP COM Federal Credit Union, a division of Broadview Federal Credit Union, serves New York's Capital Region with 12 branches and digital banking at your fingertips.

Trustco, your Home Town Bank. Trustco Bank has been the low cost provider of high quality products and services since opening for business in 1902 in the upstate town of Schenectady, New York. Throughout this time Trustco Bank has remained true to core banking principles and did not get caught up in any of the latest banking fads that have caused so many other banks to close their doors over the years. In 2002, the company began a large expansion, opening over 80 new branches in Central Florida, Massachusetts, downstate New York, New Jersey, and Vermont. Today, Trustco Bank has over 135 branch locations, 53 of which are in the state of Florida. The Bank believes in old school, personal service and welcomes each customer by name as they enter the branch. Offering a wide variety of great deposit and loan products, the bank specializes in residential mortgage lending. As of December 31, 2021, Trustco Bank' s assets were $6.2 Billion. Trustco Bank has paid dividends to its shareholders for over 100 consecutive years, and has remained profitable throughout its history, including the recent financial crisis. In April 2018, S&P Global Intelligence rated Trustco Bank the 15th best performing savings bank in the country. Trustco Bank is traded on the NASDAQ under TRST. Trustco Bank is committed to equal opportunity employment and affirmative action. All qualified applicants will receive consideration for employment without regards to race, color, religion, sex, sexual orientation, gender identity, national origin, disability status, protected veteran status, or any other characteristic protected by applicable law.

Homestead Funding Corp. is a multi-state licensed mortgage banker. In operation since 1995, our corporate headquarters is located in Albany, NY. We have tens of thousands of satisfied customers, originated billions of dollars in residential mortgage loans, and maintained a reputation for exceptional service, honesty, integrity, and financial reliability. We offer our customers outstanding service and the best mortgage financing to suit their needs. Our mix of traditional & innovative mortgage products gives us the ability to deliver a variety of mortgage solutions. Homestead Funding is committed to working with you to ensure a smooth process from pre-qualification and mortgage evaluation to closing. After closing, we maintain contact to keep apprised of our customer's ever-changing goals so that we can continue to service their home financing needs. Company NMLS #3232. For licensing information, go to: (www.nmlsconsumeraccess.org) Detailed licensing information available under posts-documents. State licensing information: AL, AR, AZ - Mortgage Banker License #0943034, CA-Licensed by the Department of Financial Protection and Innovation under the California Residential Mortgage Lending Act, CT, CO-Homestead Funding Corp, NMLS #3232, 800-724-1329, DC, DE, FL, GA-Georgia Residential Mortgage Licensee #12845, IA, ID, IL - Illinois Residential Mortgage Licensee-# MB.6761119, IN, KS, KY, LA, MA - Massachusetts Mortgage Lender/Broker License # MC 3232, MD, ME, MI - Licensed in MI, NMLS #3232, MN - Licensed in MN - This is not an offer for a rate lock agreement, MT, NC, ND, NE, NH, NJ - Licensed by the NJ Department of Banking and Insurance, NM, NY - Licensed Mortgage Banker - NYS Department of Financial Services, OK, OR, PA, RI - Rhode Island Licensed Lender #20001118LL. Rhode Island Licensed Loan Broker #20011274LB, SC, SD, TN, TX, UT, VA - Licensed in VA NMLS #3232 (www.nmlsconsumeraccess.org)., VT, WA, WI - Licensed in WI, NMLS #3232, WV, WY. Equal Housing Lender

Sidney Federal Credit Union is a banking company based out of 3 Liberty St, Walton, New York, United States.

We are a community-based financial institution focused on developing relationships with our customers and the communities we serve. Our unique products set us apart, and make us the bank of choice in our market place. And our knowledgeable, caring staff differentiates us by serving as advisors to both consumers and businesses. Our select products and services include Checking and Savings accounts, commercial and residential loans and mortgages, investment services and our Visa® Rewards and Greene Loyalty program. We have been proudly serving the Hudson Valley and Capital Region for over 130 years.

You are more than just a customer, and we are more than just a financial institution. At Adirondack Bank, we value putting a face to a name. That’s why for over a century we’ve personally dedicated ourselves to delivering trusted, full-service community banking to the families and businesses of Upstate New York. Adirondack Bank consistently provides cutting edge banking, standing as an eight-time recipient of the Small Business Lender of the Year Award by the U.S. Small Business Administration, with 53 consecutive quarters on the BauerFinancial Inc. "Recommended Bank List.”

An independently owned and operated bank dedicated to making peoples'​ lives better by providing creative financial solutions and superior personalized service to generations of families and businesses in our communities. We have 10 convenient locations throughout the Capital Region: Scotia, Niskayuna, Colonie, Guilderland, Glenville, Schenectady, Saratoga, GE Globacl Research Center, Rotterdam and Clifton Park. Member FDIC. Equial Housing Lender.

First New York Federal Credit Union, originally Schenectady Teachers Federal Credit Union, was federally chartered in 1937 to serve the teachers of the Schenectady City School district. Today First New York has eight Branch locations and three FNY Express Teller Kiosks, serving over 34,000 members, and is one of the strongest financial institutions in the Capital District. Through the years, First New York has listened to the needs of our members and met those needs with financial services that go beyond those of other financial institutions. Our mission is “to consistently surpass member expectations by enthusiastically providing first-class personal and professional service with a commitment to continuous innovation.” Federally Insured by NCUA. Equal Housing Lender. NMLS #477178

Delaware National Bank of Delhi has served Delaware County & surrounding since 1839. We are proud to be your community bank! Visit our site to learn more.

Bank of Utica is a full service commercial bank headquartered in Utica, NY. Bank of Utica offers a traditional line of products expected at a community bank, as well as some cutting edge services offered at larger banks. Bank of Utica was founded in 1927 and has been locally owned and operated since its inception.

GPO Federal Credit Union is proud to be one of the area’s largest credit unions, serving more than 30,000 members from Oneida, Herkimer, Madison Counties and beyond. As a credit union, we are a not-for-profit, member-owned financial cooperative. At GPO, our mission statement is simple, ‘Our Focus is You’. We aim to serve our members by providing lower loan rates, higher savings rates, fewer fees and great products and services.