Product Manager for Corporate Cash Management Products (October 2000 – June 2005)Responsibilities included managing the product, pricing, placement, and promotion of Corporate Checking, Savings, Money Markets, Online Banking, ACH, Wires, and Account Reconciliation products. Responsible for leading cross-functional teams and using project management skills to bring new products to market.

We provide our clients with superior benefit advice and brokerage services. Working together in a seamless way to understand your business, culture, and values, we assist in designing, communicating, and implementing benefits programs based on their business needs, both globally and locally. Watermarks Benefits Practice provides consulting service on a broad range of specialized services. We provide consulting advice in the following areas: Domestic Benefits , US Benefits and Global Benefits Plan Design . Review of current plan design . Recommend Best Practices and plan Benchmarking . Advise and recommend specific benefit strategies that meet your employee and corporate needs . Recommend options for all benefit programs . Review of contractual provisions . Review tax status of programs . Recommendations to efficient cost sharing arrangements . Merger and Acquisition Consulting Watermark Global Benefits provides benefits to employees, contractors, KLN, TCNs and expats in over 50 countries around the world

INLAND VALLEY FEDERAL CREDIT UNION is a company based out of Fontana, California, United States. Our priority has always been to deliver financial products that provide positive benefits to our community of members. This includes no or low-cost services to our members, financial literacy education, loans, & much more. As a team member of Inland Valley FCU we expect the following qualities from everyone to ensure the best for us all.

We are an asset-based lender. Our loans are approved based on the equity in the property you're looking to receive funding for. We require no proof of income and no credit score requirements. Our application process is fast and easy allowing you to receive funds within days. Each scenario is underwritten separately allowing us the flexibility to get approval within in hours. Contact us by filling out a quick quote or calling directly. PACIFIC LOANWORKS, INC. | Hours: 9am-5pm M-F | (877) 573-7334 CA DRE Broker License # 01503083 NMLS # 235577 | [email protected]

Our History Since 1956, El Monte Community Credit Union has had a long-standing history of helping members reach their financial dreams. We were originally chartered by a group of city employees as El Monte City Employees Credit Union. Our first office was a city workers garage. If you needed a loan back in those days your name was put on a loan wait list. Once the deposits came in for the month, the manager determined if there was enough money to make loans. Who we are Today El Monte Community Credit Union now serves people who live, work, or worship in the cities of El Monte, South El Monte, Baldwin Park, Rosemead, and Irwindale. Our current financial assets are almost 30 million and we serve our approximately 4,000 members with pride. At El Monte Community Credit Union, we are committed to providing our members with exceptional financial products and services, along with quality service.

Affordable Housing Clearing is a nonprofit organization management company based out of 23861 El Toro Rd, Lake Forest, CA, United States.

• Managed the setting up of all new client accounts and folders. Ensuring the required documentations were included in the set up folder and verified numbers to ensure that it corresponded to the client’s account in the system. • Entered all data for client’s files, personal information as well as account information accurately. • Sending out correspondence to customers on their new account information and additional instructions. Entered payment details and set up financial details in system. • Set up payments to be processed on a daily basis using excel. Maintained customer files in a specific order and handled requests for file retrieval. • Handled all incoming calls, emails and mail correspondence from clients and creditors and referred to the specific departments and/or responded in a timely manner, resolving any issues. • Trained new employees and worked with management on lead distribution.

CORPORATE PROFILE: A ~$500M mortgage company with 1,400 employees. RESPONSIBILITY PROFILE: I reported to the CHRO with a $1M OPEX and 2 direct employees. I was responsible for partnership with C-level officers and the production of ~700 personnel. I was also accountable for secondary marketing, mortgage production, and executive management teams.

A Plus Home Loans was founded to provide its clients with the best service and mortgage products available in what is a vast, ever-changing residential marketplace. The company was founded in 1999 on a firm base of integrity, honesty and ethical treatment of all parties in each transaction. These high standards of conduct have been maintained ever since. The company’s founder, Karen Hill, graduated with highest honors from California State University Fullerton with a degree in Business Administration and Finance. She has more than 25 years of real estate finance experience. Prior to starting the company, she observed first-hand, while working for large mortgage operations, their motivations and management styles. In her opinion, many of the companies in the mortgage finance industry were driven primarily by a large profit objective. Whether or not that achieved the right result for the client was a minor consideration for many of these companies. She felt that while a company must, of course, operate profitably to exist, it shouldn’t exist solely for its own monetary benefit without regard to the people it serves. Putting the client first while achieving profitability has been a business model for many successful companies, but that was hard to find in this industry. This is why, from the start, our A Plus Home Loans team has made it a mission to stand apart from other companies by providing the best customer service and expertise possible. Everyone at A Plus Home Loans knows that if a client is pleased both during and after the loan closes, then the company will have a client for life who will feel confident in referring our services to others.

For over 30 years Enterprise Funding Corporation (EFC) has been financing loans for Southern California businesses and has contributed over $850 million to the local economy. At EFC we specialize in the SBA 504 Loan Program and our dedicated staff is committed to helping your small business become or stay successful. As a Certified Development Company (CDC), our primary purpose is to enhance economic development efforts through funding loans for small businesses that will increase employment, revitalize business districts and promote the overall economic success of our region. We offer some of the lowest interest rates available today and are currently authorized to fund SBA 504 loans anywhere in the State of California.