Since opening our first branch in January 2005, Poppy Bank has grown to nearly $6 Billion in assets with branches across the San Francisco Bay Area, Roseville-Sacramento Area and Southern California. We also have loan production offices in Northern and Southern California as well as Arizona, Nevada, Washington, and Texas. Our commitment to providing the best products and services has propelled our success and garnered national recognition of our performance. Poppy Bank is 5-star rated by BauerFinancial, the nation’s leading independent bank and credit union rating firm and is recognized as one of the strongest financial institutions in the country. The Bank is governed by our strong team of Executive Officers and a dedicated Board of Directors formed entirely by accomplished business leaders. Poppy Bank specializes in business lending including commercial loans and lines of credit, commercial real estate, construction and SBA/USDA loans. We have built a reputation of responding quickly to loan requests, turning applications around expeditiously, and closing loans. In addition, we offer a full array of personal and business banking products and services including deposit products, cash management services and ACH processing. We are the 18-time winner of Best Places to Work in the North Bay and recipient of the North Bay Biz Top 500 Companies Award. Each and every employee of Poppy Bank is dedicated to providing extraordinary service and building relationships with our clients. We give back to our communities through supporting employee volunteer hours, serving on non-profit boards of directors, and sponsoring events. We are committed to our clients and community, all of whom we consider an integral part of the Poppy Bank family. Come see us today at one of our convenient locations! Check out all Poppy Bank career opportunities at: www.poppy.bank/careers Member FDIC - Equal Housing Lender

Colorado Federal Savings Bank is a federally insured bank serving communities across Colorado and the United States. Originally chartered in 1990 as a savings institution, but acquired by new ownership in 2008, today Colorado Federal operates as a non-branch direct banking platform. In addition to offering traditional consumer banking savings products, we provide unique real estate lending solutions to a variety of commercial clients nationwide. To help us achieve our goal of becoming a leading real estate oriented financial institution, we have built a close affiliation with Provident Funding Associates L.P., one of the largest and most highly respected non-bank mortgage originators and servicers in the nation. Colorado Federal Savings Bank and Provident Funding Associates, Provident Mortgage Trust and PointServ are separate companies under common ownership and control. By leveraging Provident's expertise and 20+ year track record of success we have created a banking institution capable of serving the varied needs of real estate borrowers, investors and developers. We are entrepreneurial, proactive and growth oriented and we look to serve customers of a similar mindset.