Headquartered in Sonoma County and founded in 1890, Exchange Bank is a full-service community bank with assets of $3.32 billion. Exchange Bank provides a wide range of personal, commercial and trust and investment management services with 16 retail branches in Sonoma County, a commercial branch in Roseville and Trust & Investment Management offices in Santa Rosa, Roseville, Marin County and Silicon Valley. The Bank’s legacy of financial leadership and community support is grounded in its core values of commitment, respect, integrity and teamwork. Exchange Bank is known for its people who care about their customers, their company and the communities where they live and work. Exchange Bank is an 18-year winner of the North Bay Business Journal’s Best Places to Work survey and the 2023 San Francisco Business Times Corporate Philanthropy Award. Exchange Bank was named Best Consumer Bank by the NorthBay biz Magazine’s Best of the North Bay readers’ poll. The Petaluma Argus Courier People’s Choice Awards named Exchange Bank Best Local Bank 2023 and the Bohemian Magazine’s Best of the North Bay 2023 named Exchange Bank Best Business Bank and Best Consumer Bank. 50.44% of the Bank’s cash dividends goes to the Doyle Trust which funds the Doyle Scholarship at Santa Rosa Junior College. Since 1948, the Doyle Scholarship Fund has provided $100 million to over 150,000 students. Member FDIC — Equal Housing Lender — Equal Opportunity Employer

Redwood Credit Union is a full-service financial cooperative, assisting consumers and small business owners with achieving their financial goals and dreams since 1950. We’re a financial cooperative that truly cares about the financial goals and dreams of those who do business with us. With a wide variety of products and services designed to meet our Members’ financial needs, there’s something for everyone. And each Member actually owns part of the Credit Union and has a voice in what we do and how we do it. An excellent place to work, RCU was recently recognized by Forbes as one of “America’s Best Small Employers 2023.” And for 17 years running, we’ve been awarded Best Places to Work by the North Bay Business Journal. We continue today to build upon a solid philosophical and business foundation—treating Members with respect and personal care while offering unbeatable value. Federally insured by NCUA. Equal housing lender. *** Non-deposit investment products and services are offered through CUSO Financial Services, L.P. (“CFS”), a registered broker-dealer (Member FINRA www.finra.org /SIPC www.sipc.org ) and SEC Registered Investment Advisor. Products offered through CFS: are not NCUA/NCUSIF or otherwise federally insured, are not guarantees or obligations of the credit union, and may involve investment risk including possible loss of principal. Investment Representatives are registered through CFS. Redwood Credit Union has contracted with CFS to make non-deposit investment products and services available to credit union members. Investment representatives at Redwood Credit Union are licensed to transact securities business in CA. For more information concerning CFS or its representative(s) associated with this site, please review FINRA Broker Check by accessing the following link and typing in the firm / representative information in the search field. http://brokercheck.finra.org/Search/Search.aspx

Founded in 1992, we are an industry-leading independent mortgage originator and servicer. We are guided by discipline, integrity and consistency to create the highest quality product with the lowest operational costs, enabling us to offer the best price to our customers. Our unique in-house technology maximizes credit quality and efficiency while minimizing errors through standardized processes with built-in validations and controls. Our discipline through peak years of the crisis has enabled us to successfully navigate the recession and emerge as a clear leader from the standpoint of intellectual property and loan quality. We have a deep and experienced management team led by founder Craig Pica. Our entire team is committed to the Provident Funding Way: Ethical, Pro-Company, Detail Oriented, Self-Starter, Team Player, Strong Work Ethic, Positive Attitude, and Ability to Communicate.

Our Vision Investing in the future as your local independent bank, committed to the prosperity of our communities, employees and shareholders. Our Mission To make a unique contribution to our communities by: - Dedication to meeting the financial needs of our customers - Providing professional development and careers for our employees - Validating the investment of our shareholders - Investing time, money and expertise to support worthy causes throughout Lake and Mendocino Counties

Since opening our first branch in January 2005, Poppy Bank has grown to nearly $6 Billion in assets with branches across the San Francisco Bay Area, Roseville-Sacramento Area and Southern California. We also have loan production offices in Northern and Southern California as well as Arizona, Nevada, Washington, and Texas. Our commitment to providing the best products and services has propelled our success and garnered national recognition of our performance. Poppy Bank is 5-star rated by BauerFinancial, the nation’s leading independent bank and credit union rating firm and is recognized as one of the strongest financial institutions in the country. The Bank is governed by our strong team of Executive Officers and a dedicated Board of Directors formed entirely by accomplished business leaders. Poppy Bank specializes in business lending including commercial loans and lines of credit, commercial real estate, construction and SBA/USDA loans. We have built a reputation of responding quickly to loan requests, turning applications around expeditiously, and closing loans. In addition, we offer a full array of personal and business banking products and services including deposit products, cash management services and ACH processing. We are the 18-time winner of Best Places to Work in the North Bay and recipient of the North Bay Biz Top 500 Companies Award. Each and every employee of Poppy Bank is dedicated to providing extraordinary service and building relationships with our clients. We give back to our communities through supporting employee volunteer hours, serving on non-profit boards of directors, and sponsoring events. We are committed to our clients and community, all of whom we consider an integral part of the Poppy Bank family. Come see us today at one of our convenient locations! Check out all Poppy Bank career opportunities at: www.poppy.bank/careers Member FDIC - Equal Housing Lender

Colorado Federal Savings Bank is a federally insured bank serving communities across Colorado and the United States. Originally chartered in 1990 as a savings institution, but acquired by new ownership in 2008, today Colorado Federal operates as a non-branch direct banking platform. In addition to offering traditional consumer banking savings products, we provide unique real estate lending solutions to a variety of commercial clients nationwide. To help us achieve our goal of becoming a leading real estate oriented financial institution, we have built a close affiliation with Provident Funding Associates L.P., one of the largest and most highly respected non-bank mortgage originators and servicers in the nation. Colorado Federal Savings Bank and Provident Funding Associates, Provident Mortgage Trust and PointServ are separate companies under common ownership and control. By leveraging Provident's expertise and 20+ year track record of success we have created a banking institution capable of serving the varied needs of real estate borrowers, investors and developers. We are entrepreneurial, proactive and growth oriented and we look to serve customers of a similar mindset.

Alliance Reverse Mortgage (Formerly, California Reverse Mortgage Consultants) partners with Credit Unions in California to provide all Senior Credit Union Member Homeowners the opportunity to realize their retirement dreams and ease their financial burdens through a personally tailored reverse mortgage. At Alliance our philosophy is to provide the absolute highest customer service and ensure Senior Member Homeowners realize the maximum possible financial benefit their reverse mortgage has to offer. We are truly experts in providing excellent customer service (The Way-Above kind) and we are considered among our peers as experts in the Reverse Mortgage world. CA Bureau of Real Estate, Real Estate Broker 01524732 NMLS 248216 Alliance Reverse Mortgage was formerly known as California Reverse Mortgage Consultants.

Praxis Capital, Inc. is a vertically integrated real estate private equity investment firm which combines an entrepreneurial approach with an institutional infrastructure. The executive team at Praxis combines more than 100,000 units of experience in the multifamily sector. With over $200 million in assets under management, the focus at Praxis is to implement both tactical and strategic models to acquire underperforming residential real estate assets in US growth markets that we can transform through renovation and repositioning. At Praxis, we aren’t content merely to see opportunities others don’t. Or to simply seize opportunities others can’t. We believe in “creating” value…and we have done just that over 750 times since 2001.

Our Mission North Bay Credit Union is a family oriented financial cooperative dedicated to providing its members financial security through high dividends on savings and low rates on loans. Financial services are designed to be responsive to member needs and are delivered in a professional, personalized, and trusting manner. Our History On May 22, 1948, the Credit Union was licensed by the California Department of Corporations under the name Sonoma County Grange Credit Union. At the June 9, 1948 Board Meeting, the Treasurer reported that there were seven members, share balances of $40, loan balances of $0, and cash in the bank of 30 cents. The Board voted to approve the purchase of a stamp bearing the name of the credit union. By the end of the first year there were 70 members and $3,500 in assets. By the end of the second year, the credit union had caught on, and there were 136 members and $39,000 in assets. In December 1949, the 100th member joined the credit union, and the Charter List was officially closed. In February 2017, the Credit Union changed its name to North Bay Credit Union to reflect the wider scope of demographics that it served. Today, at $45,000,000 in assets and over 2,600 members, the credit union staff and directors remain as committed as ever to the personal service and sound financial decisions that these visionary individuals established.