Smith McGehee Insurance is a local insurance broker based in Clayton, Missouri, specializing in providing tailored insurance solutions to a diverse clientele. With a prime location in Clayton, they have established themselves as a trusted partner for businesses in the area. One notable example of their expertise lies in their collaboration with Western Oil Co., a prominent 210-member employer. Smith McGehee Insurance worked closely with the HR and finance team at Western Oil Co. to develop a comprehensive self-funding arrangement that caters to the unique needs of their members. Known for their extensive experience in serving self-funded employers, Smith McGehee Insurance excels in delivering customized insurance plans designed to optimize coverage and cost efficiency. Their impressive client portfolio encompasses a wide range of large and midsize employers, including notable organizations like the Memphis Fire Fighters Association and Western Oil Co. Beyond their exceptional work with employer clients, this branch of Smith McGehee Insurance extends its services throughout Tennessee, catering to individuals and businesses alike. Leveraging their strong expertise across various industries, they offer comprehensive insurance solutions tailored to the unique requirements of each client. With a commitment to providing exceptional customer service and a deep understanding of the insurance industry, Smith McGehee Insurance is well-positioned to assist individuals and businesses in protecting their assets and mitigating risks. Whether it's personal insurance needs or complex employer solutions, clients can rely on Smith McGehee Insurance to deliver reliable coverage and expert guidance.

Cammon Company, a local brokerage firm based in St. Louis, MO, stands out as a prominent provider of insurance brokerage services, particularly adept at catering to the diverse needs of both small and midsize employers. Their office, characterized by its substantial size, is well-equipped to handle complex insurance needs, demonstrating a remarkable ability to support local and regional employers with tailored insurance solutions. Notably, Cammon Company has garnered a strong reputation in working with self-funded clients, showcasing their proficiency in managing intricate financial structures. Their expertise spans a variety of industries, with a particular focus on educational services, retail trade, and religious, grantmaking, civic, professional, and similar organizations. This wide-ranging expertise ensures that they can offer customized insurance solutions across different sectors. The company's portfolio includes notable clients such as John Burroughs School, an educational services provider in Missouri with over 150 participants, and Mary Institute and Saint Louis Country Day School, another major player in the educational sector in Missouri, catering to over 260 participants. Furthermore, their client list extends to the Private Education Employers' Trust, a significant entity in the religious and professional organization sector, serving over 1020 participants. Cammon Company's ability to effectively serve a diverse client base, coupled with their deep understanding of various industries, positions them as a reliable partner for employer benefits. Their strategic approach and tailored solutions make them a top choice for employers seeking comprehensive and customized insurance brokerage services.

At Brown & Brown, our guiding principles include building our team with the highest quality people and delivering innovative solutions and superior service. If you are a highly complex multinational company, an individual or anything in between, our experienced teams can help you view, analyze and purchase insurance efficiently. You will receive the personalized, dedicated service you deserve while leveraging the exceptional capabilities and peace of mind expected from a top brokerage to help protect what you value most.

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Buck is an integrated HR, pensions, and employee benefits consulting, technology, and administration services firm. Founded more than 100 years ago as an actuarial consultancy, we’ve evolved to serve organizations and trustees across the health, wealth, and career spectrum. With the ultimate goal of securing the futures of our clients’ employees and members, we develop tech-enabled programs that engage individuals and drive organizational performance. Our award-winning engagement solutions and people-first approach empower the world’s most forward-thinking organizations to protect the physical and financial wellbeing of their employees and members and improve how their people work and live. For more information, visit www.buck.com. ********** Buck est une société intégrée de conseil, de technologie et de services administratifs en matière de RH, de régimes de retraite et d’avantages sociaux. Établis il y a plus d’un siècle en tant que consultants actuariels, nous avons évolué afin d’offrir nos services aux entreprises et aux fiduciaires présents dans toute la gamme des domaines de la santé, de la richesse, et de la carrière. Dans le but ultime d’assurer l’avenir des employés et des membres de nos clients, nous concevons des programmes technologiques qui engagent les individus et stimulent la performance organisationnelle. Nos solutions d’engagement primées et notre approche axée sur les personnes permettent aux entreprises les plus avant-gardistes du monde de protéger le bien-être physique et financier de leurs employés et membres et d’améliorer la façon dont leurs employés travaillent et vivent. Pour obtenir plus de renseignements, visitez le www.buck.com.

Gallagher, a global insurance brokerage, risk management, and consulting firm, serves communities around the globe, helping clients address risk, protecting assets, and recovering from losses. The products and services we provide keep businesses and institutions running, and enable individuals and families to face their future with confidence. Gallagher provides retail and wholesale property and casualty brokerage, alternative risk transfer services, employee benefit consulting, and actuarial services. Gallagher also offers claims and information management, risk control consulting and appraisal services, human resource consulting, and retirement services. #BuildingConfidenceTogether Follow us on social: Instagram: http://instagram.com/gallagherglobal Facebook: http://www.facebook.com/GallagherGlobal Twitter: https://twitter.com/GallagherGlobal YouTube: https://www.youtube.com/GallagherGlobal

Sonus Benefits, nestled in the vibrant business landscape of St. Louis, MO, distinguishes itself as a formidable insurance broker, operating from a larger office to meet the diverse needs of employers. Renowned for their adept handling of self-funded clients, this office provides invaluable support to both local and regional employers, showcasing a comprehensive understanding of the intricacies of benefit programs. With a rich portfolio of clients, Sonus Benefits has established itself as a trusted partner for businesses in various industries. Notable examples include Abbco Service Corporation in the services to buildings and dwellings sector, boasting over 70 participants, Communication Solutions in the professional, scientific, and technical services industry with 120+ participants, and Community Living in the individual and family services sector with a substantial 150+ participants. This diverse clientele underscores Sonus Benefits' versatility and ability to cater to the unique requirements of different industries. A key strength lies in their demonstrated experience with midsize employers, affirming their capacity to navigate the complexities of this market segment effectively. As an integral part of a local brokerage firm, Sonus Benefits embodies a commitment to the community, offering expertise across computer systems design and related services, individual and family services, and services to buildings and dwellings industries. With a proven track record, Sonus Benefits stands as a reliable partner for St. Louis employers seeking tailored and strategic employee benefits solutions.

Lowery Insurance, based in St. Louis, MO, boasts a robust office with a notable presence in the region. Specializing in employer benefits, this larger office brings substantial expertise to the table, particularly in the realm of medical and ancillary benefits. With a focus on serving local and regional employers, they have cultivated a deep understanding of the unique needs of businesses in the area. One key strength lies in their extensive experience with diverse industries. Noteworthy clients, such as Allsup in the professional, scientific, and technical services sector, and Hospice of Southern Illinois in the religious, grantmaking, civic, and professional organizations industry, showcase their versatility. The broker excels in catering to religious, grantmaking, civic, professional, and similar organizations, demonstrating a breadth of knowledge across various sectors. Being part of a local brokerage firm underscores their commitment to the community and enables them to provide personalized service tailored to the specific needs of St. Louis businesses. Despite their size, Lowery Insurance has a proven track record of effectively navigating the nuances of small employers' requirements. With demonstrated expertise, a diverse client portfolio, and a local touch, this office stands out as a reliable partner for employers seeking comprehensive and tailored benefit solutions.

At Mercer, we believe in building brighter futures. Together, our 25,000 employees in over 130 counties are helping redefine the future of work, reshape retirement and investment outcomes, and unlock real health and well-being. For over 75 years, we’ve provided trusted advice and solutions to build healthier and more sustainable futures for our clients, colleagues and communities. Balancing economics and empathy in our approach, we work side by side with you to find solutions to benefit your people and your business. By turning ideas into actions that spark positive change, we help you enrich employees’ lives and careers and drive innovation, progress and performance. Mercer is a business of Marsh McLennan. Get to know us better: Click the “learn more” button at the top of the page to discover everything we do to help you meet the needs of today and tomorrow. Follow us on Twitter at @Mercer.

HM Insurance Group works to protect employers and health care entities across the country from the financial risks associated with catastrophic health care costs. With nearly 40 years in the market, HM Insurance Group is among the top carriers nationally for Stop Loss insurance, protecting self-funded clients from the financial loss associated with unexpected large or catastrophic claims. Similarly, HM Insurance Group's Managed Care Reinsurance product line delivers optimal coverage for the financial protection of risk-bearing entities such as HMOs, health plans, and provider organizations. Headquartered in Pittsburgh, the company has offices in 18 locations nationwide, and is licensed in 50 states and the District of Columbia.