HM Insurance Group works to protect employers and health care entities across the country from the financial risks associated with catastrophic health care costs. With nearly 40 years in the market, HM Insurance Group is among the top carriers nationally for Stop Loss insurance, protecting self-funded clients from the financial loss associated with unexpected large or catastrophic claims. Similarly, HM Insurance Group's Managed Care Reinsurance product line delivers optimal coverage for the financial protection of risk-bearing entities such as HMOs, health plans, and provider organizations. Headquartered in Pittsburgh, the company has offices in 18 locations nationwide, and is licensed in 50 states and the District of Columbia.

Buck is an integrated HR, pensions, and employee benefits consulting, technology, and administration services firm. Founded more than 100 years ago as an actuarial consultancy, we’ve evolved to serve organizations and trustees across the health, wealth, and career spectrum. With the ultimate goal of securing the futures of our clients’ employees and members, we develop tech-enabled programs that engage individuals and drive organizational performance. Our award-winning engagement solutions and people-first approach empower the world’s most forward-thinking organizations to protect the physical and financial wellbeing of their employees and members and improve how their people work and live. For more information, visit www.buck.com. ********** Buck est une société intégrée de conseil, de technologie et de services administratifs en matière de RH, de régimes de retraite et d’avantages sociaux. Établis il y a plus d’un siècle en tant que consultants actuariels, nous avons évolué afin d’offrir nos services aux entreprises et aux fiduciaires présents dans toute la gamme des domaines de la santé, de la richesse, et de la carrière. Dans le but ultime d’assurer l’avenir des employés et des membres de nos clients, nous concevons des programmes technologiques qui engagent les individus et stimulent la performance organisationnelle. Nos solutions d’engagement primées et notre approche axée sur les personnes permettent aux entreprises les plus avant-gardistes du monde de protéger le bien-être physique et financier de leurs employés et membres et d’améliorer la façon dont leurs employés travaillent et vivent. Pour obtenir plus de renseignements, visitez le www.buck.com.

First State Insurance Agency, situated in St. Louis, MO, stands as a reputable insurance broker catering to the diverse needs of local and regional employers. With a keen focus on employer benefits, particularly in the realms of medical and ancillary coverage, the agency boasts an impressive track record of delivering tailored solutions to meet the unique demands of businesses in the area. With a robust understanding of the intricacies within the cut and sew apparel manufacturing industry, First State Insurance Agency has emerged as a trusted partner for enterprises seeking comprehensive coverage. Notably, they have successfully served major players like Cap America, a prominent company in cut and sew apparel manufacturing based in MO, with over 300 participants. The agency's proficiency extends beyond individual sectors, showcasing versatile expertise across the broader spectrum of cut and sew apparel manufacturing industries. As a crucial arm of a regional insurance broker firm, First State Insurance Agency combines local insight with the backing of a broader network, ensuring that clients receive well-informed, strategic, and customized insurance solutions. Their commitment to understanding the unique needs of each client and their track record of excellence make them a valuable resource for employers seeking reliable and comprehensive insurance services in the St. Louis, MO region.

The Daniel and Henry Co. is an independent insurance broker which provides a full range of risk management and insurance products and services to clients locally, nationally, and internationally. We work diligently to provide the most cost-effective solutions for your business and personal needs. The trust of our clients has allowed The Daniel and Henry Co. to grow over the years and become one of the largest privately owned, independent insurance brokerage firms in the state of Missouri. The brokers and employees of The Daniel and Henry Co. are proud supporters of the community through donations and volunteerism.