M3 is a top insurance broker and risk management firm in America. We’re leaders in the products we represent and the industries we serve. M3’s people are an extension of your team, providing world-class resources to help you manage risk, purchase insurance, and provide employee benefits. And our focus on community builds better places to live and work. For more information on M3, visit m3ins.com.

We believe in being long term partners with our clients--not just suppliers of goods and services. Any employee benefit firm can offer a menu of services to be purchased off the rack. What we do is far more complete. For example, we have helped clients underwrite their own risk to maximize health care dollar spend, helped our clients add meaningful medical management programs to improve overall group fitness, provided "gaps in care" insight to address large claim generaters, normalized "cost" vs "billed" data for provider/facility comparison, implemented pharmacy audits and have brought electronic "shopping" to a market sorely lacking in innovation and creativity. Whether you're talking product placement, specific strategy, implementation or communications, we're experienced professionals. IBS is not a training ground for beginners who learn the business at client expense. We believe in financial responsibility. We are careful with our money and we will be good stewards of yours as well. We firmly believe in complete and total planning. The trick is to start with a complete understanding of our markets and our customers. Then, and only then can the creative process begin. Because of our fundamental beliefs, nothing but the best work will ever leave my organization.

Marsh McLennan Agency (MMA) provides business insurance, employee health & benefits, retirement, and private client insurance solutions to organizations and individuals seeking limitless possibilities. With over 9,000 colleagues and 160 offices across the United States and Canada, MMA combines the personalized service model of a local consultant with the global resources and expertise of the world’s leading professional services firm, Marsh McLennan (NYSE: MMC). MMA generates more than $2 billion in annualized revenue, making it one of the largest brokerage operations in North America.

BPA Brokers, a regional insurance broker based in Eau Claire, Wisconsin, is dedicated to serving midsize and small employers across various industries. With their strong expertise in educational services, professional, scientific, and technical services, as well as fabricated metal product manufacturing, they have become a trusted partner for businesses seeking comprehensive insurance solutions. Their successful collaboration with National Presto Industries, Inc., a fabricated metal product manufacturing employer, showcases their ability to tailor insurance plans to meet the unique needs of their clients. BPA Brokers worked closely with National Presto Industries' HR and finance team to establish a self-funding arrangement, ensuring that their members have access to the coverage that suits them best. In addition to National Presto Industries, BPA Brokers serves other prominent clients, including Soka University of America and Wisconsin Manufacturers and Commerce Inc. This diverse client base highlights their ability to cater to the specific requirements of different organizations. As one of the leading brokerages in the Eau Claire market, BPA Brokers has amassed a wealth of experience and expertise, enabling them to provide top-notch service to their clients. They have a strong track record of working with self-funded employers, ensuring comprehensive coverage and cost-effective solutions. In summary, BPA Brokers is a regional insurance broker with an office in Eau Claire, Wisconsin, specializing in serving midsize and small employers. Their extensive expertise in industries such as educational services, professional, scientific, and technical services, and fabricated metal product manufacturing positions them as a trusted partner for businesses seeking tailored insurance solutions. With a focus on self-funded employers, BPA Brokers is committed to delivering high-quality coverage and personalized service to their valued clients.

Schwarz Insurance was founded in 1923, now in its third generation of family ownership. Schwarz Insurance has grown to be known as one of Wisconsin's leading independent insurance agencies. Schwarz Insurance can service all of your business or individual insurance needs. We have over 70 employee's with extensive knowledge of the insurance industry who can customize a policy to your specific needs. We also have an on staff bond insurance department, a dedicated claims specialist as well as a dedicated risk management team. You can find us in eight locations across southern Wisconsin including: Prairie du Sac (corporate location), Middleton, Baraboo, Richland Center, Lodi, Spring Green, and Marshfield.

McClone is a well-established regional insurance consultant with an office located in Menasha, Wisconsin. Renowned for their exceptional customer service and expertise, they have garnered high ratings and positive reviews from clients across the state. Their extensive experience and dedication to providing tailored insurance solutions are exemplified by their work with C R Meyer & Sons Co, a heavy and civil engineering construction company with 170 employees. Collaborating closely with the client's HR and finance team, McClone successfully implemented a self-funding arrangement along with HMO and PPO plans designed specifically to address the unique needs of their members. With a diverse clientele of large, midsize, and small employers, McClone has established themselves as one of the leading insurance brokerages in the Oshkosh, WI market. Their extensive industry experience and expertise enable them to navigate the complexities of various sectors effectively. Notably, they possess strong expertise in nonresidential building construction, depository credit intermediation, and health practitioners industries, ensuring their ability to provide comprehensive coverage solutions to clients operating in these sectors. McClone's commitment to client satisfaction and personalized service is reflected in their outstanding M Score, which is among the highest possible. This score is a testament to their wide-ranging experience and expertise across different client sizes, industries, and insurance products. In addition to their work with C R Meyer & Sons Co, McClone serves an array of esteemed employer clients, including Benevolent Corporation Cedar Community, Bergstrom Corporation Inc, Capital Credit Union, and Certified Power Solutions. Employers seeking a trusted insurance consultant with a strong track record of delivering exceptional service and tailored solutions can rely on McClone's expertise and commitment to meeting their unique insurance needs.

Spectrum Benefits LLC, a regional insurance broker with an office located in Medford, Wisconsin, is known for its expertise in serving clients across large, midsize, and small employers. Their office in Medford specifically showcases their successful collaboration with Forward Bank, a prominent employer in the depository credit intermediation industry, employing 110 individuals. Spectrum Benefits LLC worked closely with Forward Bank's HR and finance team to establish a tailored self-funding arrangement, HMO plan, PBM, and drug plan designed to address the unique needs of their members. With an impressive client roster including Wausau Tile Inc, AbbyBank, Engendren Corporation, and Forward Bank, this location of Spectrum Benefits LLC serves as a trusted insurance partner for businesses in Medford, Wisconsin. They rank among the top brokerages in the market, boasting extensive experience and expertise in catering to the insurance needs of local businesses. Spectrum Benefits LLC's knowledge extends across various industries, with strong expertise in depository credit intermediation and miscellaneous manufacturing sectors. Their wide range of experience and proficiency in working with self-funded employers, HMOs, and specific pharmacy providers enables them to deliver comprehensive insurance solutions that best meet the needs of their clients. With their dedication to client satisfaction and their exceptional M Score, Spectrum Benefits LLC has established a reputation for excellence. Employers in Medford, Wisconsin, can rely on their expertise, industry knowledge, and commitment to delivering tailored insurance solutions to protect their businesses and employees.

TRICOR Insurance is a leading independent insurance agency, ranked among the top 100 independent agencies in the United States. With more than 250 employees and growing, we’ve earned the trust of over 50,000 clients across Wisconsin, Iowa, Illinois and beyond. As a locally-owned, family-run business since 1945, our humble roots are the foundation of our strength. Today, even as we grow, our customers are still our friends and neighbors. We remain guided by our deep commitment to the people we serve and the communities we live in. We offer coverage for your personal insurance needs, including auto, home, umbrella, recreational vehicles, and rental property. Talk to us too about your personal health, long-term care, and life insurance policies. Business insurance and employee benefits are available for small and large businesses, schools, and municipalities. At TRICOR Insurance, we face challenges head-on, and our agents have the industry-specific experience it takes to develop tailored insurance solutions that are set up for today’s needs and tomorrow’s growth. Regardless of how well we plan, storms come, accidents happen, and lives change. When a loss occurs, the extent to which it affects the daily operations of a business, a city, a school district or a household in many ways rests with the strength of the insurance in place. We can’t predict or prevent disasters, but at TRICOR, we will do whatever is within our power to proactively protect you beforehand to help make our clients whole in the aftermath. We pledge to do what is needed to help fix what can be fixed, replace what is destroyed, and allow injured employees to recover. We are absolutely focused on our client’s needs and recognize our critical role in protecting today while planning for the future.

We do more than check boxes. We think outside of them. Forsite Benefits & Wellness is disrupting the employee benefits space in Wisconsin by challenging what business owners should expect from their benefits broker. Our mission is simple; make health care more affordable for business and their employees, and improve the overall employee experience through healthcare education, engagement, and empowerment. Our team has guided over 300 clients in driving down future claims to ultimately build a sustainable budget. Get the most out of your employee benefits with Forsite; a team of innovators and powerful technology that develop healthier, better-informed healthcare consumers. We go above and beyond a vendor relationship to become an extension of your company. Learn who we are at www.forsitebenefits.com

At Brown & Brown, our guiding principles include building our team with the highest quality people and delivering innovative solutions and superior service. If you are a highly complex multinational company, an individual or anything in between, our experienced teams can help you view, analyze and purchase insurance efficiently. You will receive the personalized, dedicated service you deserve while leveraging the exceptional capabilities and peace of mind expected from a top brokerage to help protect what you value most.