CPro Associates is an Insurance Wholesale Broker with their only emphasis being on Workers' Compensation. and Occupational Injury. Focusing on the needs of our agents and their clients, CPro has redefined how Wholesalers can help their agents win business for the success of the insured, the agent and the carrier. With over 48 years of experience in the Workers Comp and Occupational Injury industry our mission is to assist you in placing your complex workers compensation risk through innovative solutions and world class carriers. We are the largest Wholesaler writer in the US of multi-year WC risks. We are always on the lookout for quality agent partners. Our proven marketing programs and dedicated staff will help you grow your business, and be assured that we never sell direct. SPECIALIZATION Transportation ● Construction ● Healthcare ● Manufacturing ● Service ● Retail/Wholesale ● Oil & Gas Contractors ● Property Management ● Contractors Middle Market Program: $25K minimum. Provides for those accounts that do not fit on-line systems due to size, class, multi-state exposure or Xmod. Large Workers Compensation: $250k minimum premium • Loss Sensitive Program o 3 year program o Not a Retro o No LOC or Deductibles EVER AGAIN o Profit Sharing: Reduced premium next month, not years after, for good loss experience o 50 states o A Rated Carriers o Bound business with Xmod as low as .65 and as high as 2.25 o We build the plan with you and help present the program to your insured. • RTW Insurance Programs o For accounts with Large Xmods that are trying to get a handle on claims. • Large Regional and SuperRegional carriers. o Different than yours: No Hartfords, Travelers or Liberty. Carriers we know like and trust. Michael Hardin, President mhardin@cproassociates.com David Cauble dcauble@cproassociates.com Brook Sarratt bsarratt@cproassociates.com www.cproassociates.com

Sofer Steiner & Associates, LLP is a company based out of 2700 Post Oak Blvd., Ste. 1150, Houston, Texas, United States.

Who do you trust with medical, dental, disability, life and retirement programs for your employees? Since 1979, Guzzetta Benefit Services (GBS) has helped small and middle-market companies provide full-service benefit plans that help employees plan for the future. As your trusted partner in insurance and benefits, we help you manage and expand employee benefit programs as your company grows. At GBS, customer satisfaction is our top goal. That’s why hundreds of companies have trusted us with their benefits planning needs for more than 40 years.

For years, Wellspring Insurance Agency, Inc. has been helping people find the right insurance coverage — and get the most for their healthcare dollars. If you’re ready to compare popular plans online, get your free quotes now. If you’d like to talk about your options, please contact us. Our service is free, and it doesn’t stop once you purchase a plan. You’ll get our expert advice and help through every step of owning an insurance policy.

Advanced Insurance Services, Agency Inc., a reputable local insurance broker located in Katy, Texas, has gained recognition for its exceptional customer service and expertise in the industry. Serving clients across Texas and New Jersey, their commitment to excellence is evident through positive client reviews. One noteworthy example of their work is their partnership with Tek Leaders Inc, a prominent employer in the computing infrastructure providers, data processing, web hosting, and related services industry. Collaborating closely with Tek Leaders' HR and finance team, Advanced Insurance Services, Agency Inc. facilitated the implementation of a self-funding arrangement and designed a customized insurance plan that catered to the unique needs of their 60 members. The client portfolio of Advanced Insurance Services, Agency Inc. in the Katy office extends to include esteemed companies such as CNET Global Solutions, Inc, GreenByte Technologies, LLC, It America Inc, and SwankTek. This diverse client base demonstrates their ability to provide comprehensive insurance solutions to midsize and small employers across various industries. With a positive M Score, Advanced Insurance Services, Agency Inc. has earned a reputation for their wide-ranging experience and expertise in serving clients of different sizes and industries. Their strong proficiency lies in the fields of computer systems design and related services, professional, scientific, and technical services, as well as computing infrastructure providers, data processing, web hosting, and related services. Employers seeking insurance solutions can rely on Advanced Insurance Services, Agency Inc. for their expertise in working with self-funded employers and their dedication to designing tailored insurance plans. With a focus on exceptional customer service and a deep understanding of the insurance landscape, Advanced Insurance Services, Agency Inc. is committed to protecting the interests of their clients and providing them with the utmost peace of mind.

Higgin Bothams Private Limited is a media production company based out of Door No. 116, Anna Salai, Chennai, Tamil Nadu, India.

Higgin Bothams Private Limited is a media production company based out of Door No. 116, Anna Salai, Chennai, Tamil Nadu, India.

Bailey Insurance and Risk Management is a local insurance broker located in Waco, Texas, specializing in providing comprehensive insurance solutions to clients of large and midsize employers. With a strong expertise in legal services, specialty trade contractors, and motor vehicle manufacturing industries, Bailey Insurance and Risk Management serves clients across multiple states including Arizona, Pennsylvania, Illinois, Texas, California, Michigan, Georgia, North Carolina, Utah, Virginia, Oregon, Florida, Colorado, Nevada, Iowa, New York, and Nebraska. One notable example of their successful collaboration is their work with Big Creek Loop, a prominent employer in the specialty trade contractors industry with 420 members. Bailey Insurance and Risk Management worked closely with Big Creek Loop's HR and finance team to develop a customized self-funding arrangement tailored to meet the unique needs of their members. This strategic partnership showcases Bailey Insurance and Risk Management's ability to design effective insurance solutions that address the specific requirements of their clients. In addition to Big Creek Loop, Bailey Insurance and Risk Management also services other reputable employer clients such as Naman, Howell, Smith & Lee Pllc, and Tymco Inc. Their commitment to understanding each client's individual needs, combined with their extensive industry knowledge, enables Bailey Insurance and Risk Management to deliver tailored insurance and risk management services to their clients across a diverse range of sectors. With their local presence in Waco, Texas, Bailey Insurance and Risk Management is well-positioned to provide exceptional service and support to their clients in this region and beyond

Napa Insurance Center, nestled in the vibrant heart of Austin, Texas, is a trusted ally for businesses seeking comprehensive employee benefits solutions. With a keen focus on serving the local community, they bring a wealth of expertise to the table. Their tailored approach ensures that each client, including esteemed organizations like the Automotive Benefit Association, receives personalized attention and top-notch guidance. At Napa Insurance Center, they understand the complexities of the modern workforce landscape. Their seasoned team navigates the intricacies of health insurance, retirement plans, and beyond with finesse, empowering businesses to attract and retain top talent while staying compliant with ever-evolving regulations. Driven by a commitment to excellence and integrity, Napa Insurance Center goes the extra mile to exceed expectations. They foster lasting relationships built on trust, reliability, and a shared dedication to achieving mutual success. In the dynamic realm of employee benefits, Napa Insurance Center stands as a beacon of stability and innovation, guiding businesses towards a brighter, more secure future.

We exist to shape decisions for the better — to protect and enrich the lives of people around the world. Our colleagues provide our clients in over 120 countries and sovereignties with advice and solutions that give them the clarity and confidence to make better decisions to protect and grow their business.