CPro Associates is an Insurance Wholesale Broker with their only emphasis being on Workers' Compensation. and Occupational Injury. Focusing on the needs of our agents and their clients, CPro has redefined how Wholesalers can help their agents win business for the success of the insured, the agent and the carrier. With over 48 years of experience in the Workers Comp and Occupational Injury industry our mission is to assist you in placing your complex workers compensation risk through innovative solutions and world class carriers. We are the largest Wholesaler writer in the US of multi-year WC risks. We are always on the lookout for quality agent partners. Our proven marketing programs and dedicated staff will help you grow your business, and be assured that we never sell direct. SPECIALIZATION Transportation ● Construction ● Healthcare ● Manufacturing ● Service ● Retail/Wholesale ● Oil & Gas Contractors ● Property Management ● Contractors Middle Market Program: $25K minimum. Provides for those accounts that do not fit on-line systems due to size, class, multi-state exposure or Xmod. Large Workers Compensation: $250k minimum premium • Loss Sensitive Program o 3 year program o Not a Retro o No LOC or Deductibles EVER AGAIN o Profit Sharing: Reduced premium next month, not years after, for good loss experience o 50 states o A Rated Carriers o Bound business with Xmod as low as .65 and as high as 2.25 o We build the plan with you and help present the program to your insured. • RTW Insurance Programs o For accounts with Large Xmods that are trying to get a handle on claims. • Large Regional and SuperRegional carriers. o Different than yours: No Hartfords, Travelers or Liberty. Carriers we know like and trust. Michael Hardin, President mhardin@cproassociates.com David Cauble dcauble@cproassociates.com Brook Sarratt bsarratt@cproassociates.com www.cproassociates.com

managers (PBMs) and other specific pharmacy providers. One notable example of their successful collaboration is with Genesys Works National Office, an esteemed employer in the educational services sector. HUB International partnered with their HR and finance team to establish a tailored self-funding arrangement, PPO plan, and a pharmacy benefit management (PBM) program specifically designed to cater to the unique needs of their 110-member workforce. This highlights HUB International's ability to customize insurance solutions and offer specialized support to meet the specific requirements of their clients. Serving clients across Maryland, Virginia, and West Virginia, this Houston-based branch of HUB International extends its expertise to a diverse range of employers, including Acec Life/Health Insurance Trust Benefit Consortium and Genesys Works National Office. Their extensive knowledge and experience in the insurance industry, coupled with their unwavering commitment to customer satisfaction, make HUB International a trusted partner for large and midsize employers seeking comprehensive insurance and employee benefit solutions.

Sofer Steiner & Associates, LLP is a company based out of 2700 Post Oak Blvd., Ste. 1150, Houston, Texas, United States.

Who do you trust with medical, dental, disability, life and retirement programs for your employees? Since 1979, Guzzetta Benefit Services (GBS) has helped small and middle-market companies provide full-service benefit plans that help employees plan for the future. As your trusted partner in insurance and benefits, we help you manage and expand employee benefit programs as your company grows. At GBS, customer satisfaction is our top goal. That’s why hundreds of companies have trusted us with their benefits planning needs for more than 40 years.

For years, Wellspring Insurance Agency, Inc. has been helping people find the right insurance coverage — and get the most for their healthcare dollars. If you’re ready to compare popular plans online, get your free quotes now. If you’d like to talk about your options, please contact us. Our service is free, and it doesn’t stop once you purchase a plan. You’ll get our expert advice and help through every step of owning an insurance policy.

Higgin Bothams Private Limited is a media production company based out of Door No. 116, Anna Salai, Chennai, Tamil Nadu, India.

Marsh McLennan Agency (MMA) provides business insurance, employee health & benefits, retirement, and private client insurance solutions to organizations and individuals seeking limitless possibilities. With over 9,000 colleagues and 160 offices across the United States and Canada, MMA combines the personalized service model of a local consultant with the global resources and expertise of the world’s leading professional services firm, Marsh McLennan (NYSE: MMC). MMA generates more than $2 billion in annualized revenue, making it one of the largest brokerage operations in North America.

Higgin Bothams Private Limited is a media production company based out of Door No. 116, Anna Salai, Chennai, Tamil Nadu, India.

Bailey Insurance and Risk Management is a local insurance broker located in Waco, Texas, specializing in providing comprehensive insurance solutions to clients of large and midsize employers. With a strong expertise in legal services, specialty trade contractors, and motor vehicle manufacturing industries, Bailey Insurance and Risk Management serves clients across multiple states including Arizona, Pennsylvania, Illinois, Texas, California, Michigan, Georgia, North Carolina, Utah, Virginia, Oregon, Florida, Colorado, Nevada, Iowa, New York, and Nebraska. One notable example of their successful collaboration is their work with Big Creek Loop, a prominent employer in the specialty trade contractors industry with 420 members. Bailey Insurance and Risk Management worked closely with Big Creek Loop's HR and finance team to develop a customized self-funding arrangement tailored to meet the unique needs of their members. This strategic partnership showcases Bailey Insurance and Risk Management's ability to design effective insurance solutions that address the specific requirements of their clients. In addition to Big Creek Loop, Bailey Insurance and Risk Management also services other reputable employer clients such as Naman, Howell, Smith & Lee Pllc, and Tymco Inc. Their commitment to understanding each client's individual needs, combined with their extensive industry knowledge, enables Bailey Insurance and Risk Management to deliver tailored insurance and risk management services to their clients across a diverse range of sectors. With their local presence in Waco, Texas, Bailey Insurance and Risk Management is well-positioned to provide exceptional service and support to their clients in this region and beyond

Insurors of Texas is a regional insurance broker with an office located in Waco, Texas. With extensive experience in the Waco market, they have established themselves as one of the top brokerages in the region. Servicing clients across Connecticut, Michigan, and Pennsylvania, they cater to employers of all sizes, ranging from large corporations to midsize and small businesses. While some customers have expressed concerns through lower reviews, Insurors of Texas remains committed to providing exceptional service and is actively addressing these issues as part of their commitment to improving customer satisfaction. One notable success story from their Waco office is their partnership with McLane Group, a prominent financial investment activities employer with 230 members. Insurors of Texas collaborated closely with McLane Group's HR and finance team to design a customized self-funding arrangement, including an HMO plan and PPO plan, tailored to meet the unique needs of their members. The Waco office of Insurors of Texas boasts an impressive client roster, including Acec Life/Health Insurance Trust Benefit Consortium, Danhil Containers, Fashion Glass and Mirror, LLC, and Lochridge-Priest. Their expertise extends across various industries, with a strong focus on accounting, tax preparation, bookkeeping, and payroll services, as well as individual and family services and personal services. Insurors of Texas has gained significant experience working with self-funded employers and has developed a strong track record of effectively collaborating with clients and PPOs to ensure members' specific needs are met. Additionally, they possess extensive knowledge and experience in working with pharmacy benefit managers (PBMs) and other pharmacy providers. With their wide-ranging expertise and commitment to customer satisfaction, Insurors of Texas stands out as a reliable and capable insurance broker, ready to serve the diverse needs of their clients across multiple states.

USI is one of the largest insurance brokerage and consulting firms in the world, delivering property and casualty, employee benefits, personal risk, program and retirement solutions to large risk management clients, middle market companies, smaller firms and individuals. Headquartered in Valhalla, New York, USI connects over 10,000 industry-leading professionals across more than 200 offices to serve clients’ local, national and international needs. USI has become a premier insurance brokerage and consulting firm by leveraging the USI ONE Advantage®, an interactive platform that integrates proprietary and innovative client solutions, networked local resources and enterprise-wide collaboration to deliver customized results with positive, bottom-line impact. USI attracts best-in-class industry talent with a long history of deep and continuing investment in our local communities. For more information, visit usi.com.