Karam Financial Group's Providence, RI office stands out as a prominent player in the insurance brokerage landscape, boasting a substantial presence in the region. With a focus on employer benefits, this larger office has honed its expertise in catering to the needs of local and regional employers, particularly excelling in the realms of medical and ancillary benefits. Distinguishing itself through a diverse clientele, Karam Financial Group has successfully serviced top-tier organizations, including Baycoast Bank, G Lopes Construction, and Inkhouse. These clients span industries such as depository credit intermediation, heavy and civil engineering construction, and advertising/public relations, showcasing the broker's versatility across sectors. Aligning with its commitment to local engagement, Karam Financial Group is an integral part of a local brokerage firm, emphasizing its connection to the community and understanding of regional dynamics. Notably, the broker has demonstrated a commendable track record working with midsize employers, reflecting its ability to navigate the nuanced challenges of this market segment. With a wealth of experience and a client-centric approach, Karam Financial Group's Providence office emerges as a strategic partner for employers seeking comprehensive and tailored insurance solutions. Their proven success with employers of similar scale and diverse industries underscores their capacity to deliver effective benefits strategies in a dynamic business landscape.

Marsh McLennan, a renowned national insurance consultant, operates an office in Worcester, Massachusetts, catering to clients of all sizes across a wide range of industries. Their exceptional track record in the insurance industry is exemplified by their work with Shrewsbury Nursing & Rehab Center, a notable employer in the health care and social assistance sector with 150 employees. At the Worcester office, Marsh McLennan collaborated closely with the HR and finance team of Shrewsbury Nursing & Rehab Center to establish a self-funding arrangement and design comprehensive healthcare plans, including HMO, PPO, PBM, and drug plans, tailored to meet the unique needs of their members. With extensive experience in working with self-funded clients, Marsh McLennan excels in HMO and PPO plan design models. They also possess unparalleled expertise in carving out drug and pharmacy plans, setting them apart from other brokers in the market. Marsh McLennan's Worcester office boasts an impressive roster of clients, including prominent organizations such as 1000 Salemtowne Dr, Alaska Native Tribal Health Consortium, Alteon Health, Altitude Health Services, Inc, and more. Their services extend across a multitude of states, encompassing Massachusetts, North Carolina, Texas, Michigan, Minnesota, New Jersey, Virginia, Ohio, California, Arizona, Illinois, Pennsylvania, Missouri, Georgia, Alaska, Montana, Florida, South Carolina, Wisconsin, Rhode Island, Tennessee, Kentucky, New Hampshire, Washington, Oregon, Oklahoma, Maryland, Louisiana, Arkansas, New York, South Dakota, Connecticut. Marsh McLennan's commitment to expertise and comprehensive coverage options is reflected in their high M Score, earned through years of experience across diverse client sizes, industries, and products. While they have received lower customer reviews in some instances, this serves as an opportunity for continuous improvement as they evaluate and enhance their partnership offerings. In summary, Marsh McLennan's Worcester office in Massachusetts serves as a leading insurance consultant, specializing in the health care and social assistance industry. With an impressive client portfolio, extensive industry expertise, and a broad geographic reach, Marsh McLennan is a top contender in the Worcester market, offering tailored insurance solutions to meet the evolving needs of their clients.

#1 "Best Agency to Work For"​ in the United States - Insurance Journal Top #100 Largest Agencies in the United States - Insurance Journal Boston Globe's "Top Places to Work"​ Boston Business Journal's "Best Places to Work"​ (2017-2021) RogersGray, A Baldwin Risk Partner, offers thoughtful, tailored strategic solutions to our clients, their families, and their companies. We serve as a trusted advisor, safeguarding clients’ assets while steering them towards personal and professional growth. Strong relationships with clients are further reinforced by our intense focus on our colleagues and our community, leaning on our shared values to make everyone better together.

Girard Financial Group, located in Worcester, MA, stands out as a trusted insurance broker with a robust focus on serving the insurance needs of local and regional employers. Specializing in medical and ancillary benefits, the office boasts extensive expertise in catering to the unique requirements of businesses in Worcester and its surrounding areas. With a strong track record, Girard Financial Group has successfully partnered with a diverse range of clients, including notable organizations such as Teamsters Local 170 Group Life Insurance Plan and Teamsters Local 170 Health and Welfare Fund. These clients, both in the general freight trucking industry, exemplify the firm's prowess in delivering tailored solutions to specific sectors. The Teamsters Local 170 Group Life Insurance Plan, boasting over 4610 participants, and the Teamsters Local 170 Health and Welfare Fund, with 1340+ participants, showcase the broker's ability to manage and provide for substantial employee groups. Girard Financial Group's specialization extends beyond individual clients to encompass a deep understanding of the general freight trucking industry as a whole. As a pivotal player in the local brokerage scene, this office is an integral part of a larger network, ensuring clients benefit from both localized insights and broader industry perspectives. Choosing Girard Financial Group means gaining a dedicated partner committed to navigating the intricacies of employer benefits with unparalleled proficiency and a focus on excellence.

Brabo Insurance, situated in the vibrant heart of Boston, MA, stands out as a local brokerage firm with a deep understanding of the unique needs of local and regional employers. This office specializes in providing comprehensive solutions for medical and ancillary benefits, a crucial aspect for businesses aiming to offer competitive and high-quality employee benefits packages. Their expertise is highlighted by their notable clientele, which includes diverse industries and sizeable participant numbers, demonstrating their ability to cater to a wide range of business needs. A prime example is Lamarca & Sons Baking Company, a key player in the professional, scientific, and technical services industry in Massachusetts. Brabo's adept handling of their benefits plan, encompassing over 90 participants, showcases their capacity to manage complex and detailed employee benefit programs. Another testament to Brabo's proficiency is their collaboration with Sencorpwhite, a prominent name in the general purpose machinery manufacturing industry, also based in Massachusetts. Managing a benefits plan for over 160 participants, Brabo Insurance demonstrates not only versatility in serving various industries but also scalability, ensuring quality service regardless of the company size. Brabo's Boston office, by leveraging its localized knowledge and broad industry expertise, positions itself as an ideal choice for employers in Boston and surrounding regions seeking tailored, efficient, and comprehensive benefits solutions for their workforce. Their track record of managing substantial and diverse client portfolios speaks to their capability in delivering exceptional service and support in the realm of employer benefits.

FBinsure Main Office, located in Providence, RI, stands as a trusted local brokerage firm specializing in providing comprehensive insurance solutions for employers in the region. With a strong focus on employer benefits, particularly in the medical and ancillary benefits arena, FBinsure Main Office brings a wealth of expertise to the table. Distinguishing itself through a deep understanding of the local and regional landscape, FBinsure Main Office has established a solid track record of serving businesses across diverse industries. Notable among their clientele are prominent companies such as Bristol County Savings Bank, a leader in depository credit intermediation with over 270 participants; Mascorp Management Corp, an automobile dealers industry player boasting 90+ participants; and Plumbers' Supply Company, a heavyweight in the hardware, plumbing, and heating equipment and supplies merchant wholesalers sector, with an impressive 330+ participants. FBinsure Main Office's proficiency spans key industries, including depository credit intermediation, hardware, and plumbing and heating equipment and supplies merchant wholesalers. This breadth of experience positions them as a go-to partner for businesses seeking tailored insurance solutions. With a commitment to understanding the unique needs of each client, FBinsure Main Office in Providence, RI, emerges as a reliable ally in navigating the complex landscape of employer benefits.

Smith Brothers, situated in Worcester, MA, emerges as a distinguished insurance broker with a keen focus on providing comprehensive benefits solutions to both local and regional employers. Specializing in medical and ancillary benefits, this Worcester-based office showcases a depth of expertise that caters to the diverse needs of businesses in the area. One of Smith Brothers' notable strengths is their successful collaborations with top customers in various industries. Consulting Engineering Services in architectural, engineering, and related services, Hy Labonne & Sons in the grocery and convenience retailers sector, and Intercommunity in outpatient care centers, each with participant counts exceeding 130, 150, and 310 respectively, highlight the broker's versatility and ability to navigate the intricacies of different business domains. As part of a regional insurance broker firm, Smith Brothers combines localized knowledge with the resources of a broader network. This strategy positions them as a reliable partner for employers seeking tailored and effective insurance solutions in Worcester, MA. With demonstrated experience in serving midsize employers and a proven track record across grocery and convenience retailers, architectural and engineering services, and outpatient care centers, Smith Brothers stands out as a go-to resource for businesses looking to enhance their employee benefits offerings.