Karam Financial Group's Providence, RI office stands out as a prominent player in the insurance brokerage landscape, boasting a substantial presence in the region. With a focus on employer benefits, this larger office has honed its expertise in catering to the needs of local and regional employers, particularly excelling in the realms of medical and ancillary benefits. Distinguishing itself through a diverse clientele, Karam Financial Group has successfully serviced top-tier organizations, including Baycoast Bank, G Lopes Construction, and Inkhouse. These clients span industries such as depository credit intermediation, heavy and civil engineering construction, and advertising/public relations, showcasing the broker's versatility across sectors. Aligning with its commitment to local engagement, Karam Financial Group is an integral part of a local brokerage firm, emphasizing its connection to the community and understanding of regional dynamics. Notably, the broker has demonstrated a commendable track record working with midsize employers, reflecting its ability to navigate the nuanced challenges of this market segment. With a wealth of experience and a client-centric approach, Karam Financial Group's Providence office emerges as a strategic partner for employers seeking comprehensive and tailored insurance solutions. Their proven success with employers of similar scale and diverse industries underscores their capacity to deliver effective benefits strategies in a dynamic business landscape.

#1 "Best Agency to Work For"​ in the United States - Insurance Journal Top #100 Largest Agencies in the United States - Insurance Journal Boston Globe's "Top Places to Work"​ Boston Business Journal's "Best Places to Work"​ (2017-2021) RogersGray, A Baldwin Risk Partner, offers thoughtful, tailored strategic solutions to our clients, their families, and their companies. We serve as a trusted advisor, safeguarding clients’ assets while steering them towards personal and professional growth. Strong relationships with clients are further reinforced by our intense focus on our colleagues and our community, leaning on our shared values to make everyone better together.

Gallo|Thomas Insurance in Providence, RI, operates from a sizable office, catering to the diverse needs of employers in the local and regional landscape. As a key player in the insurance brokerage scene, this office has carved a niche with a proven track record in servicing self-funded clients. Their extensive experience is exemplified through successful collaborations with prominent entities such as Adler Pollock & Sheehan PC, a legal services giant with 160+ participants, Alliance Security in business support services boasting 80+ participants, and Calise & Sons Bakery, a leader in bakeries and tortilla manufacturing with 170+ participants. Specializing in the legal services, business support services, and bakeries and tortilla manufacturing industries, Gallo|Thomas Insurance distinguishes itself with deep-rooted expertise in these sectors. Operating under the umbrella of a local brokerage firm, this office stands out for its commitment to midsize employers, demonstrating a nuanced understanding of their unique challenges and insurance needs. With a strategic approach and a wealth of experience, Gallo|Thomas Insurance in Providence offers a comprehensive suite of insurance solutions, making them a valuable partner for employers seeking reliable and tailored coverage.

Tm Burrows Associates, stationed in Norwich, CT, stands out as a reputable insurance broker, specializing in tailoring benefits solutions for local and regional employers. Their focus on medical and ancillary benefits reflects a commitment to enhancing the overall well-being of the workforce in the vibrant community they serve. As part of a local brokerage firm, Tm Burrows Associates ensures a localized approach, blending global industry insights with a nuanced understanding of the challenges faced by businesses in Norwich and the surrounding areas. Their demonstrated expertise is exemplified through successful collaborations with local and regional employers, including Applied Physical Sciences Corp in the architectural, engineering, and related services industry, boasting over 230 participants. This partnership underscores Tm Burrows Associates' ability to navigate the intricacies of specialized industries, showcasing their proficiency in delivering comprehensive benefits solutions tailored to the specific needs of businesses within architectural, engineering, and related services sectors. In Norwich, CT, Tm Burrows Associates emerges as a symbol of expertise and dedication, offering a suite of benefits solutions designed to optimize employee well-being and satisfaction. With a proven track record and demonstrated experience with midsize employers, Tm Burrows Associates is positioned as a valuable partner for employers seeking a strategic and tailored approach to their benefits programs.

KTP Advisors helps clients provide benefits at the most cost-effective level for both active and retired employees. Whether you are in the private sector or the public sector, KTP can help lower costs, reduce liabilities, and decrease the burden on internal human resources staff – all while maintaining the target level of member benefits. At KTP we believe advisors should be: • Exclusively focused on the client’s goals and objectives • Fiercely independent and free from conflicts of interest • Completely transparent regarding methods and amounts of compensation KTP distinguishes itself through experience and expertise in the areas of retiree health benefits and pharmacy benefit management. The services we provide are formed from an acute understanding of the legislative, competitive, financial and administrative issues that impact client sponsor plan offerings. Clients value this proactive approach and the consistent delivery of solutions that enable them to achieve strategic objectives while saving time and money.

Located in the bustling city of Boston, the McWalter Volunteer Insurance Agency stands out as a prominent player in the insurance brokerage landscape. Situated in a spacious and well-equipped larger office, this agency caters to the diverse needs of employers, with a particular focus on the local and regional markets. A notable strength lies in their adept handling of self-funded clients, showcasing a wealth of experience that sets them apart. With a proven track record, McWalter Volunteer Insurance Agency has successfully served esteemed clients across various industries. Among their top customers are Harr Motor Company, a leader in the automobile dealers sector with over 140 participants, House Works in individual and family services boasting 160+ participants, and Mas Building & Bridge in specialty trade contractors with 80+ participants. This agency demonstrates commendable expertise across multiple industries, including computer systems design and related services, nonresidential building construction, and individual and family services. As a key player in the local brokerage scene, McWalter Volunteer Insurance Agency is well-connected and understands the unique needs of midsize employers. Their commitment to excellence and tailored solutions positions them as a valuable partner for employers seeking comprehensive insurance coverage and benefits.

Cross Insurance's Providence, Rhode Island location stands out as a regional insurance broker firm, particularly adept at catering to the distinct needs of local and regional employers. They have carved a niche in providing comprehensive employee benefits solutions, particularly in medical and ancillary benefits. Their expertise is most notable in serving midsize employers, where they offer customized, industry-specific strategies. The firm’s proficiency spans several industries, with notable achievements in sectors like printing and related support activities, individual and family services, and machine shops; turned product; and screw, nut, and bolt manufacturing. This wide-ranging expertise is exemplified in their work with diverse clients such as Allesco Industries, a key player in the machine shops and manufacturing sector, boasting over 100 participants. In the realm of individual and family services, their partnership with Children's Friend and Service, serving over 390 participants, underscores their capacity to handle large-scale employee benefit programs. Additionally, their collaboration with Squadlocker in the printing and support activities industry, catering to 170+ participants, further demonstrates their versatility and ability to tailor solutions to different industry needs. This Cross Insurance office is not just about numbers and industries; it's about understanding the unique challenges and opportunities within each sector and offering tailored, effective solutions. Their approach combines deep local knowledge with the resources of a regional broker, ensuring that each client receives both personalized attention and the benefit of extensive industry experience. This balance makes them a compelling choice for employers looking to enhance their employee benefits offerings.

WD & Associates, Inc.'s Providence, RI office stands as a cornerstone in the insurance brokerage landscape, distinguishing itself through a combination of size, specialized expertise, and a strong local presence. Boasting a considerable team, this larger office is well-versed in catering to the unique needs of both local and regional employers, particularly excelling in the realm of medical and ancillary benefits. With a notable portfolio, WD & Associates, Inc. has successfully forged partnerships with prominent businesses, including Hanna Instruments and Tanury Industries. Hanna Instruments, a leading player in navigational, measuring, electromedical, and control instruments manufacturing, entrusts WD & Associates, Inc. to manage benefits for their 120+ participants. Similarly, Tanury Industries, a key player in the coating, engraving, heat treating, and allied activities sector, relies on the expertise of WD & Associates, Inc. to navigate benefits for their 130+ participants. What sets this office apart is its profound understanding of industries such as navigational instruments manufacturing and coating activities. As an integral part of a local brokerage firm, this branch leverages collective wisdom and resources to provide comprehensive solutions. Notably, WD & Associates, Inc. demonstrates a proven track record in supporting midsize employers, showcasing their commitment to tailoring insurance solutions that align with the nuanced needs of businesses in the Providence region.

FBinsure Main Office, located in Providence, RI, stands as a trusted local brokerage firm specializing in providing comprehensive insurance solutions for employers in the region. With a strong focus on employer benefits, particularly in the medical and ancillary benefits arena, FBinsure Main Office brings a wealth of expertise to the table. Distinguishing itself through a deep understanding of the local and regional landscape, FBinsure Main Office has established a solid track record of serving businesses across diverse industries. Notable among their clientele are prominent companies such as Bristol County Savings Bank, a leader in depository credit intermediation with over 270 participants; Mascorp Management Corp, an automobile dealers industry player boasting 90+ participants; and Plumbers' Supply Company, a heavyweight in the hardware, plumbing, and heating equipment and supplies merchant wholesalers sector, with an impressive 330+ participants. FBinsure Main Office's proficiency spans key industries, including depository credit intermediation, hardware, and plumbing and heating equipment and supplies merchant wholesalers. This breadth of experience positions them as a go-to partner for businesses seeking tailored insurance solutions. With a commitment to understanding the unique needs of each client, FBinsure Main Office in Providence, RI, emerges as a reliable ally in navigating the complex landscape of employer benefits.

HUB International's Providence, RI office stands out as a premier insurance broker, specializing in tailoring comprehensive benefit solutions for local and regional employers. With a keen focus on medical and ancillary benefits, the office demonstrates a deep understanding of the unique needs of businesses in the hardware, plumbing, heating equipment, and automobile dealers industries. Noteworthy among their successes is their collaboration with Gordon Chevrolet, a prominent automobile dealership in MA, boasting over 40 participants in their tailored benefit plans. Additionally, Supply New England, a leading player in the hardware and plumbing industry based in MA, benefits from the expertise of HUB International with a robust plan catering to over 230 participants. What sets this office apart is its exceptional grasp of the intricacies within the hardware, plumbing, heating equipment, and automobile dealers sectors, offering tailored solutions that align seamlessly with industry requirements. Leveraging the backing of a large national insurance brokerage firm, HUB International's Providence location ensures that clients benefit not only from local insights but also from the resources and expertise of a nationally recognized brokerage. Employers seeking a trusted partner in navigating the complexities of employee benefits will find HUB International's Providence office to be a reliable ally, providing personalized solutions that address the unique demands of their respective industries.