At R&B Insurance Services we provide outstanding service and superior coverage to each and every one of our clients. We help you identify your individual insurance needs in order to develop the most comprehensive and cost effective solution for you.

Foundation Risk Partners is one of the fastest growing insurance brokerage and consulting firms in the United States. Through acquisition and organic growth, we continue to expand throughout all regions with a specific growth strategy that ensures a complementary mix of industry expertise, coverage, specialized services, location, values and cultural fit. The team at Foundation Risk Partners is driven to seek new levels of success for our partners, while providing superior results for our clients.

Keystone started in 1983 when four independent insurance agencies teamed up to pool their experience and expertise. Determined and scrappy in the face of a difficult market, this small group believed that agencies could be stronger and more successful if they linked arms. Today, that passion and spirit that started Keystone continues. Growing to over 300 independent agency partners, Keystone provides its agents with a community of like-minded agencies, industry expertise, and access to specialized products for their clients. Keystone is ranked third on Insurance Journal's 2023 list of Top 20 Privately-Held Property/Casualty Agency Partnerships. For more information, go to www.keystoneinsgrp.com.

Roche Financial, Inc., located in Williamsport, PA, stands as a prominent insurance broker within the region, boasting a substantial footprint in the industry. Operating from a spacious and well-equipped larger office, Roche Financial, Inc. is deeply ingrained in the local business landscape. Specializing in servicing self-funded clients, the office extends its expertise to support both local and regional employers. With a proven track record, this branch of Roche Financial, Inc. has successfully catered to midsize employers, showcasing a wealth of experience in crafting tailored insurance solutions. The team's proficiency spans diverse industries, with notable expertise in steel product manufacturing from purchased steel and furniture and related product manufacturing. This versatile skill set positions them as a valuable partner for businesses seeking comprehensive coverage. Among their esteemed clientele are industry leaders such as Jersey Shore Steel Company, a key player in steel manufacturing with over 190 participants, and John Savoy & Son, a prominent figure in furniture manufacturing with 80+ participants. Additionally, their collaboration with the Pennsylvania Automotive Association, boasting 4150+ participants, underscores their ability to navigate the complexities of diverse sectors. Affiliated with a respected local brokerage firm, Roche Financial, Inc. in Williamsport, PA, emerges as a reliable and experienced insurance partner for employers seeking comprehensive and customized benefit solutions.

F.N.B. Corporation (NYSE:FNB), headquartered in Pittsburgh, Pennsylvania, is a diversified financial services company operating in eight states. FNB holds a significant retail deposit market share in attractive metropolitan markets including: Pittsburgh, Pennsylvania; Baltimore, Maryland; Cleveland, Ohio; and Charlotte, Raleigh, Durham and the Piedmont Triad (Winston-Salem, Greensboro and High Point) in North Carolina. The Company has total assets of nearly $30 billion, and more than 400 banking offices throughout Pennsylvania, Ohio, Maryland, West Virginia, North Carolina and South Carolina.

Aperture Insurance Solutions, situated in the vibrant community of State College, PA, stands out as a prominent local brokerage firm with a spacious office setting. Renowned for its adept handling of midsize employers, this office is particularly proficient in serving clients with self-funded insurance needs, making them a versatile choice for both local and regional businesses. A significant aspect of their expertise lies in their tailored approach to industries such as religious, grantmaking, civic, professional, and similar organizations, as well as architectural, engineering, and related services. This specialization is evidenced through their impressive portfolio of top customers. One notable client is Kcf Technologies, a major player in the architectural and engineering sector in Pennsylvania, boasting over 550 participants. Similarly, Little League Baseball, a key organization in the religious and civic sector, also entrusts Aperture with over 150 participants, underscoring the firm's capability to handle diverse and complex insurance needs. The Aperture Insurance Solutions team in State College is recognized for its deep understanding of the nuances of these sectors, offering customized insurance solutions that resonate well with the specific challenges and requirements of their clients. This attribute makes them a go-to option for businesses seeking a broker with a strong local presence and a profound understanding of industry-specific insurance demands. Their commitment to client satisfaction and in-depth industry knowledge makes Aperture Insurance Solutions a reliable and astute choice for employers in and around State College, looking to secure robust insurance solutions for their organizations.