Marshall & Sterling Insurance, Inc., founded in 1864, is among the largest privately owned insurance agencies in the United States, with total written premiums in excess of $1 billion. An employee-owned company with more than 550 insurance specialists, Marshall & Sterling maintains a national presence, is licensed throughout the nation* and the U.S. Virgin Islands, and is well positioned to serve the requirements of international clients. Marshall & Sterling is a leading broker for all lines of business and personal insurance, specialty risks including bonds, and employee group benefits, specializing in public entities, schools, campgrounds, the hospitality industry, manufacturers, professional and directors and officers liability, health care, construction, specialty programs, workers’ compensation and crime/bond. Marshall & Sterling has direct and preferred relationships with the leading insurance companies, providing clients with the broadest and most competitive programs available in the industry. According to a ranking by the Insurance Journal, Marshall & Sterling is currently ranked 32nd among more than 40,000 privately-held insurance agencies in the U.S. and is ranked among the top performers in the annual Best Practices Study conducted by the Independent Insurance Agents & Brokers of America (IIABA or the Big “I”) and Reagan Consulting. Follow Link to View Disclaimer: www.marshallsterling.com/linkedin-disclaimer

NFP is a leading insurance broker and consultant providing specialized property and casualty, corporate benefits, retirement, and individual solutions through its licensed subsidiaries and affiliates. NFP enables client success through the expertise of over 7,400 global employees, investments in innovative technologies, and enduring relationships with highly rated insurers, vendors, and financial institutions. NFP is the 5th largest benefits broker by global revenue, 5th best place to work in insurance and 6th largest US-based privately owned broker (Business Insurance); 9th commercial lines agency by P&C commercial lines revenue and 10th largest property and casualty agency (Insurance Journal); and 12th largest global insurance broker (Best’s Review).

Associated Community Brokers, located in Bridgeport, Connecticut, stands out as a distinguished insurance broker specializing in employer benefits. This local brokerage firm has carved a niche in providing tailored insurance solutions, particularly in the medical and ancillary benefits sectors. They are recognized for their adept handling of large employer groups, showcasing their capability to manage complex and sizeable insurance needs effectively. Their client portfolio is impressive and diverse, featuring prominent names in various industries. Notably, Connecticut Orthopaedic Specialists PC, a leading entity in the offices of physicians industry, benefits from their services, entrusting the insurance needs of over 500 participants to them. Additionally, Greenwich Aerogroup, a significant player in the air transportation industry in Connecticut, relies on Associated Community Brokers for the insurance needs of its 1040+ participants. Another esteemed client, RC Bigelow in the food manufacturing industry, further underscores the broker's prowess, with 610+ participants under their care. What sets Associated Community Brokers apart is their deep-rooted understanding and expertise in specific industries, particularly offices of physicians and air transportation. This specialized knowledge enables them to offer tailored solutions that are not only effective but also highly relevant to the unique challenges and requirements of these sectors. Their role as a local brokerage firm adds a personal touch to their services, fostering strong community ties and a deep understanding of the regional business landscape. This localized approach, combined with their proven track record with large employers, makes Associated Community Brokers a reliable and insightful partner for businesses seeking comprehensive and customized insurance solutions.

Marshall & Sterling Insurance, Inc., founded in 1864, is among the largest privately owned insurance agencies in the United States, with total written premiums in excess of $1 billion. An employee-owned company with more than 550 insurance specialists, Marshall & Sterling maintains a national presence, is licensed throughout the nation* and the U.S. Virgin Islands, and is well positioned to serve the requirements of international clients. Marshall & Sterling is a leading broker for all lines of business and personal insurance, specialty risks including bonds, and employee group benefits, specializing in public entities, schools, campgrounds, the hospitality industry, manufacturers, professional and directors and officers liability, health care, construction, specialty programs, workers’ compensation and crime/bond. Marshall & Sterling has direct and preferred relationships with the leading insurance companies, providing clients with the broadest and most competitive programs available in the industry. According to a ranking by the Insurance Journal, Marshall & Sterling is currently ranked 32nd among more than 40,000 privately-held insurance agencies in the U.S. and is ranked among the top performers in the annual Best Practices Study conducted by the Independent Insurance Agents & Brokers of America (IIABA or the Big “I”) and Reagan Consulting. Follow Link to View Disclaimer: www.marshallsterling.com/linkedin-disclaimer

Tzedakah House LLC, based in New Haven, CT, is a prominent insurance broker with a larger office, specializing in comprehensive solutions for employer benefits. Their substantial expertise in medical and ancillary benefits positions them as a trusted partner for both local and regional employers. Noteworthy clients such as Braxton Manufacturing Co in the machine shops; turned product; and screw, nut, and bolt manufacturing industry with 190+ participants, and Tower Laboratories in the pharmaceutical and medicine manufacturing sector with 270+ participants, underscore their proficiency in diverse industries. Operating within the thriving business community of New Haven, Tzedakah House LLC seamlessly combines local insights with industry-specific knowledge. Their demonstrated experience across pharmaceutical and medicine manufacturing, as well as machine shops; turned product; and screw, nut, and bolt manufacturing industries, showcases a versatile skill set to address the unique needs of businesses in these sectors. As part of a local brokerage firm, Tzedakah House LLC brings the advantages of regional familiarity and a client-centric approach. Their demonstrated experience with midsize employers further emphasizes their ability to tailor benefits solutions effectively, making them a strategic partner for businesses in New Haven, CT, seeking comprehensive and customized insurance options.

Marsh McLennan Agency (MMA) provides business insurance, employee health & benefits, retirement, and private client insurance solutions to organizations and individuals seeking limitless possibilities. With over 9,000 colleagues and 160 offices across the United States and Canada, MMA combines the personalized service model of a local consultant with the global resources and expertise of the world’s leading professional services firm, Marsh McLennan (NYSE: MMC). MMA generates more than $2 billion in annualized revenue, making it one of the largest brokerage operations in North America.

Chittenden Group Insurance, located in New Haven, CT, is a distinguished provider of insurance and financial solutions with a rich history dating back to 1928. Their extensive experience and established presence in CT, along with additional offices in AZ and FL, enable them to offer a wide array of products and services tailored to meet diverse needs and budgets. Recognized for their expertise in serving local and regional employers, particularly in the building equipment contractors industry, they have a notable clientele including Sarracco Mechanical Services. They excel in delivering medical and ancillary benefits, underlining their ability to cater to specific industry needs. This local brokerage firm stands out for its focus on building long-lasting relationships, emphasizing a familial approach to client service. Their employee benefits program is comprehensive, extending beyond standard health and dental options to create bespoke solutions that adapt to the evolving requirements of companies and their workforce. Additionally, Chittenden Group offers special programs for business owners, such as the Access Choice program for employee home and auto discounts, a Captive Approach for budget-friendly cost lock-in, and an expert-driven HR Compliance program. This suite of services demonstrates their commitment to providing holistic, client-centric solutions.

Valley Insurance Services, Inc., situated in the vibrant heart of New York, NY, stands as a beacon of excellence in the insurance brokerage landscape, particularly for employer benefits. With a seasoned team, this office location possesses unparalleled expertise in catering to the needs of local and regional employers, specializing in crafting comprehensive medical and ancillary benefits packages. One hallmark of their success is the strategic partnership with Extech Building Materials, a prominent player in the lumber and construction materials merchant wholesalers industry based in NJ. With over 140 participants, this collaboration underscores Valley Insurance Services, Inc.'s ability to navigate and meet the unique demands of diverse business sectors. Notably, their proficiency extends beyond mere transactions; they are an integral part of the local brokerage firm fabric, fostering enduring relationships with clients. Valley Insurance Services, Inc. distinguishes itself by delivering tailored solutions that align with the dynamic landscape of employer benefits. This office location thrives on a commitment to understanding the nuances of each client's requirements, ensuring a personalized and effective approach to insurance services. In the competitive realm of insurance brokerage, the New York, NY branch of Valley Insurance Services, Inc. stands as a trusted partner, dedicated to empowering employers with comprehensive and strategic benefit solutions.

Nestled in the bustling landscape of New York, NY, Stratford Financial Group is a distinguished insurance broker specializing in comprehensive solutions for employer benefits. With a sharp focus on medical and ancillary benefits, this office brings robust expertise to meet the diverse needs of both local and regional employers. A testament to their proficiency is the successful collaboration with Gourmet Kitchen, a key player in the building finishing contractors industry based in NJ. With over 100 participants, this partnership exemplifies Stratford Financial Group's ability to navigate the intricacies of the construction sector, providing tailored benefits packages aligned with the industry's specific demands. Another noteworthy association is with Quasar Corporation in the miscellaneous nondurable goods merchant wholesalers industry based in NJ, boasting 80+ participants. This further underscores the broker's versatility and capability to craft specialized benefits solutions for businesses in diverse sectors. As an integral part of a local brokerage firm, Stratford Financial Group possesses a nuanced understanding of the regional business landscape. Their expertise spans building finishing contractors and miscellaneous nondurable goods merchant wholesalers industries, reflecting a commitment to tailored solutions for a variety of business needs. In the vibrant heart of New York City, Stratford Financial Group stands as a trusted partner, offering not just insurance coverage but strategic and personalized partnerships dedicated to enhancing employee well-being and ensuring the sustained success of businesses in the local community.

Emery & Webb is a family owned insurance company, in business since 1886, with over 100 trained insurance professionals who serve clients throughout New York's Hudson Valley and across the United States. We offer home, auto, business, life, and group health insurance solutions, as well as insurance and risk management products for specialty markets including dental malpractice, music industry insurance, religious institutions, and non-profit organizations.

Charles Goodman Insurance Agency is a highly regarded insurance broker catering to midsize employers. With a prime location in Briarcliff Manor, New York, they have established themselves as a trusted resource for businesses in the region. Known for their exceptional customer service and industry expertise, they have garnered an impressive reputation among clients. One notable example of their proficiency is their collaboration with Cavalry Portfolio Services, a prominent employer in the business support services industry. Charles Goodman Insurance Agency worked closely with Cavalry Portfolio Services' HR and finance team to develop a tailored self-funding arrangement, addressing the unique needs of their 220 members. This partnership showcases the agency's ability to understand the intricacies of different industries and provide customized solutions. Additionally, Charles Goodman Insurance Agency possesses extensive knowledge and experience in legal services and business support services sectors, further enhancing their capabilities in serving clients effectively. Their comprehensive understanding of the insurance landscape enables them to offer specialized guidance and coverage options tailored to the specific requirements of these industries. Not limited to the Briarcliff Manor area, this particular location of Charles Goodman Insurance Agency serves clients across New York and Connecticut, expanding their reach and accessibility. In addition to their partnership with Cavalry Portfolio Services, they boast an impressive roster of employer clients, including Garfunkel Wild, P.C. With a commitment to exceptional service, expert advice, and customized insurance solutions, Charles Goodman Insurance Agency is a preferred choice for midsize employers seeking comprehensive coverage and peace of mind.