North Risk Partners is an independent insurance brokerage and risk management advisory firm specializing in strategic solutions for businesses and individuals. Our firm’s core areas of service are property and casualty, including commercial, home, auto, farm, and more; and benefits, including medical and ancillary plans for employee benefit programs as well as individuals and families. North Risk also has a significant surety bonds practice. Our team is committed to helping clients face risk head-on with right-fit insurance coverage and attention to opportunities for preventing avoidable losses. For businesses, we have programming and compliance support in the areas of human resources, safety, worksite wellness and more. North Risk Partners is one of the largest, privately owned independent insurance agencies in the Midwest with over 400 employees serving our clients from 31 locations across five states: Minnesota, Iowa, Nebraska, North Dakota, and South Dakota. Learn more at northriskpartners.com or connect with us on Twitter and Facebook. Twitter: https://twitter.com/NorthRisk Facebook: https://www.facebook.com/NorthRiskPartners/

Marsh McLennan Agency (MMA) provides business insurance, employee health & benefits, retirement, and private client insurance solutions to organizations and individuals seeking limitless possibilities. With over 9,000 colleagues and 160 offices across the United States and Canada, MMA combines the personalized service model of a local consultant with the global resources and expertise of the world’s leading professional services firm, Marsh McLennan (NYSE: MMC). MMA generates more than $2 billion in annualized revenue, making it one of the largest brokerage operations in North America.

North Risk Partners is an independent insurance brokerage and risk management advisory firm specializing in strategic solutions for businesses and individuals. Our firm’s core areas of service are property and casualty, including commercial, home, auto, farm, and more; and benefits, including medical and ancillary plans for employee benefit programs as well as individuals and families. North Risk also has a significant surety bonds practice. Our team is committed to helping clients face risk head-on with right-fit insurance coverage and attention to opportunities for preventing avoidable losses. For businesses, we have programming and compliance support in the areas of human resources, safety, worksite wellness and more. North Risk Partners is one of the largest, privately owned independent insurance agencies in the Midwest with over 400 employees serving our clients from 31 locations across five states: Minnesota, Iowa, Nebraska, North Dakota, and South Dakota. Learn more at northriskpartners.com or connect with us on Twitter and Facebook. Twitter: https://twitter.com/NorthRisk Facebook: https://www.facebook.com/NorthRiskPartners/

AssuredPartners: Your Trusted Insurance Broker in Duluth, Minnesota Located in Duluth, Minnesota, AssuredPartners is a national insurance broker known for its exceptional services and expertise. With a strong focus on meeting the unique needs of their clients, they have established themselves as a reliable partner in the insurance industry. One shining example of their successful work is their collaboration with TBI Residential & Community Services, a prominent employer in the health care and social assistance sector, boasting 230 members. AssuredPartners worked closely with TBI's HR and finance team to set up a self-funding arrangement, a specialized pharmacy benefit management (PBM), and a drug plan tailored specifically to the needs of their members. AssuredPartners has extensive experience working with self-funded employers, as well as a deep understanding of HMOs and their clients' diverse requirements. They have established solid relationships with PBMs and other pharmacy providers, allowing them to offer comprehensive solutions to their clients. Serving a wide range of clients, including large, midsize, and small employers, AssuredPartners has earned a stellar reputation in the industry. Some of their notable employer clients in the Duluth area include LHB Inc, Mada Insurance Incorporated, The Lakes Community Health Center Inc, and Duluth Regional Care Center. Their services extend throughout Minnesota and Wisconsin, catering to a diverse clientele. Boasting a commendable M Score, AssuredPartners' expertise spans various sectors, excluding public administration. They are particularly well-versed in serving the needs of the health care and social assistance industries, as well as utility system construction. In the Duluth, MN market, AssuredPartners stands among the top brokerages, thanks to their extensive experience and exceptional customer service, which has garnered high praise from satisfied clients. When it comes to insurance brokerage, AssuredPartners is your trusted partner, offering a wide range of services tailored to meet your specific needs

Kraus-Anderson Insurance, Uncommon Risk Expertise Kraus-Anderson Companies were founded more than 100 years ago with the guiding principal of making our client’s needs our first priority. Through the years, the landscape of the insurance industry has changed drastically. We have grown from being your insurance agent, to becoming your professional partner, working side by side to solve your risk transfer needs. Our goal is to be your agent of choice, solving your difficult problems whether commercial or personal, with innovative and cutting edge solutions. Kraus-Anderson Insurance looks forward to partnering with you as we build together for the future.