Insurance Solutions for Today's World Avery Hall’s impeccable reputation in the community and insurance industry makes us the ideal agency for those with every type of insurance need. Our knowledge and services relate to almost every kind of insurance, including employee & individual benefits, individual insurance, and business insurance. Our qualified staff has the skills and experience to protect and provide peace of mind to our clients throughout the Delmarva and the Mid-Atlantic region, as we have since 1925. Avery Hall is the go-to insurance agency for those who want quality service with a personal touch. We can serve as a mentor and advisor to individuals and local businesses, both big and small, and work towards fostering a relationship of trust and reliability with every client. “Insurance Solutions for Today’s World" isn't just our slogan: it represents our commitment to our clients and encapsulates our core values. We strive to provide reliable counsel for our clients. We will provide the same level of quality care when dealing with a small business or individual as we do with a multi-divisional corporation.

We help people grow their assets and protect everything that is important to them. We are Maryland's #1 independent multi-disciplined financial services firm, providing Employee Benefits, Risk Management and Personal Insurance. Our business model saves our clients their most precious commodity - TIME! Your Account Executive acts as one point of contact who has access to a broad team of Specialists, collaborating to deliver customized solutions for all your insurance and financial services needs. PSA is always looking for talented sales professionals. Learn more at www.psafinancial.com/producer Take a virtual tour of PSA: http://maps.google.com/maps/place?cid=15696094581841234502 Industry Recognition Fortune 500 Fastest Growing Companies Business Insurance Magazine - 100 Largest Broker of U.S. Business list Baltimore Business Journal - Largest P&C Brokers list - Largest Employee Benefit Administrators list - Largest Privately Held Businesses list SmartCEO Magazine - Future 50 Award Winner - Smart 100 Participant CareFirst: Top Employee Benefits Brokers List United Healthcare: United Advantage Gold Agency Status The Hartford: VIP Agent Travelers: Franchise Elite Encompass: Gold Key Agent Selective: President’s Club

Russell Insurance Group, Inc., situated in Baltimore, MD, stands as a reputable insurance broker with a proven track record in serving the needs of local and regional employers. Specializing in medical and ancillary benefits, this office has cultivated a deep understanding of the insurance landscape, providing valuable insights to clients. Their expertise extends to various industries, with a particular focus on architectural, engineering, and related services. Notably, Russell Insurance Group, Inc. has successfully catered to the unique requirements of prominent businesses, such as Development Facilitators. This industry leader in architectural and engineering services, based in Maryland, entrusts Russell Insurance Group, Inc. to manage benefits for over 80 participants. The broker's proficiency within the architectural, engineering, and related services sectors is a testament to their tailored approach and industry-specific knowledge. As an integral part of the local brokerage firm community, Russell Insurance Group, Inc. brings a personalized touch to their services. This local connection allows them to understand the nuances of the Baltimore business landscape, ensuring that employers receive customized and relevant insurance solutions. With a commitment to excellence, Russell Insurance Group, Inc. stands out as a trusted partner for employers seeking comprehensive and tailored insurance benefits.

IIABA 2021 Best Practices Agency - HMS INSURANCE ASSOCIATES, INC. was selected in 2016 to be part of an elite group of independent insurance agencies around the United States participating in the Independent Insurance Agents & Brokers of America (IIABA or the Big “I”) “Best Practices” Study Group. Our status was renewed in 2017, 2018, 2019, 2020, 2021, and 2022 for the 7th consecutive year. On average, only 250 independent agencies throughout the U.S. qualify each year for inclusion in the Best Practices Study. An IIABA affiliated state association or an insurance company must first nominate the agency which then must qualify based on outstanding customer retention, growth, stability and financial management. Founded in 1943, we celebrate more than 80 years of service to the region. HMS Insurance Associates, Inc. joined Marsh & McLennan Agency, LLC in 2023, enhancing our capabilities to serve clients both regionally and across the country. Our office of operations is located in Hunt Valley, Maryland; just north of the Baltimore area. We specialize in commercial insurance, surety bonding, captives, risk management services, personal home and auto, and employee benefit solutions for individuals and business owners. Our team of more than 135 insurance professionals are dedicated to providing superior customer service along with competitively priced insurance and risk management products. And our team of in-house claims mediators will be there for you when an unexpected loss occurs. Follow our LinkedIn Showcase pages for information and related articles pertaining to specific insurance divisions and services. Or visit our website for more information about HMS and how we can serve all your insurance and risk management needs.

NFP is a leading insurance broker and consultant providing specialized property and casualty, corporate benefits, retirement, and individual solutions through its licensed subsidiaries and affiliates. NFP enables client success through the expertise of over 7,400 global employees, investments in innovative technologies, and enduring relationships with highly rated insurers, vendors, and financial institutions. NFP is the 5th largest benefits broker by global revenue, 5th best place to work in insurance and 6th largest US-based privately owned broker (Business Insurance); 9th commercial lines agency by P&C commercial lines revenue and 10th largest property and casualty agency (Insurance Journal); and 12th largest global insurance broker (Best’s Review).

Independent Executive Insurance Brokers, situated in the heart of Washington, DC, emerges as a stalwart in the insurance brokerage landscape, specializing in tailoring comprehensive benefit solutions for local and regional employers. With a keen focus on medical and ancillary benefits, this branch of IEI Brokers leverages its extensive expertise to craft customized insurance packages that cater to the unique needs of diverse industries. A cornerstone of their success lies in their adept handling of clientele across the legal services spectrum, demonstrating a nuanced understanding of the intricacies within the sector. Notable clients include Steptoe and Johnson, a DC-based legal services giant boasting over 1180 participants, Odin Feldman & Pittleman PC in Virginia with 90+ participants, and Pierce Atwood in Maine with an impressive 260+ participants. These affiliations underscore the office's prowess in serving legal professionals, showcasing a track record of reliability and excellence. Operating as an integral part of a local brokerage firm, Independent Executive Insurance Brokers, Washington, DC, stands as a trusted partner for employers seeking not just insurance solutions, but strategic collaborations that align with their specific business objectives. With a commitment to localized expertise and a proven track record, this office proves itself invaluable in navigating the complex landscape of employer benefits.

Golden & Cohen has been rated one of the top health benefits consulting companies in the Washington, D.C. metropolitan area for years because we provide access to the full spectrum of insurance products available in the marketplace today. We know that the relationship between an insurance broker and client is based entirely on trust and encourage our clients to consider these questions: Do you believe the broker has recommended the plan that really is the best for your business? Can you be sure the broker has negotiated the very best deal possible? And are you comfortable that the broker is providing you with accurate information on products for your company? Let us begin earning your trust today by calling for options and quotes: 866-330-0195. Here’s to your good health! • Stephanie Cohen, CEO: stephanie@golden-cohen.com • Scott Golden, CFO: scott@golden-cohen.com • Jack Cohen, COO: jack@golden-cohen.com

Partners Together - Endless Possibilities Hilb Group provides the resources of a big insurance broker and the attentive, personal service of a small agency. Our people are our greatest strength. Our values of trust, passion, integrity and growth drive our actions to benefit every client. Managing Risk Your risk profile doesn’t matter – Hilb paints a very wide portrait. We have more than 30 industry specialties, which gives our clients and brokers a unique advantage. We form enduring partnerships to get the best results every time, and work with the top insurers to provide a huge range of high-quality choices, matched exactly to your needs. About Hilb Group Founded in 2009, Hilb Group is a Top 25 middle market independent insurance broker. Hilb Group offers expertise in property & casualty, employee benefits, and retirement services to business and individuals throughout the nation.

Marsh McLennan Agency (MMA) provides business insurance, employee health & benefits, retirement, and private client insurance solutions to organizations and individuals seeking limitless possibilities. With over 9,000 colleagues and 160 offices across the United States and Canada, MMA combines the personalized service model of a local consultant with the global resources and expertise of the world’s leading professional services firm, Marsh McLennan (NYSE: MMC). MMA generates more than $2 billion in annualized revenue, making it one of the largest brokerage operations in North America.

As an independent, commercial insurance brokerage firm, The Jacobs Company has earned a reputation that is unparalleled in the industry. More than twenty five years ago, Frank Jacobs understood that while every agent claimed to offer great service, few went beyond the traditional “salesman’s” role. His philosophy was to not only be your broker, but also a trusted resource for your business- to help you and your company succeed. Mr. Jacobs began by investing in the finest people and technology in the business. All Jacobs Company employees have advanced educational and insurance degrees, and over 400 years of combined industry experience. Our diverse workforce brings experience from nearly every industry- construction, finance, property management, distribution, technology, etc. In addition to our ability to transact business with the world’s top insurance carriers, the technology in place at The Jacobs Company provides us with state-of-the-art tools to assist our clients with day-to-day operations while protecting their most valuable assets. We recognize the importance of knowing our client's business and their unique and challenging exposures to risk. With our extensive business experience and wealth of resources, The Jacobs Company is more than just an insurance broker; we are part of our clients' day-to-day decision making process. We offer the best in pricing, unparalleled service, and a vast array of resources.

National Capital Insurance Agency, nestled in the heart of Baltimore, MD, stands as a beacon of expertise in the complex realm of employer benefits. This seasoned insurance broker has honed its skills by catering to the unique needs of local and regional employers, specializing particularly in medical and ancillary benefits. Their proficiency extends across diverse industries, with a notable focus on architectural, engineering, and related services. Distinguishing themselves within the architectural and engineering sectors, National Capital Insurance Agency has become a trusted partner for businesses like Vika Companies. With 90+ participants, Vika Companies, based in VA, attests to the agency's efficacy in delivering tailored solutions. The agency's impact is further exemplified by its collaboration with Warehouse Employees Local No 570 Trust Fund, a robust player in the specialty trade contractors industry in MD, boasting 1610+ participants. National Capital Insurance Agency's roots are firmly planted in the local community, being an integral part of a distinguished local brokerage firm. Their commitment to understanding the intricacies of the regional business landscape and their track record of success with top-tier clients make them a compelling choice for employers seeking comprehensive and tailored benefits solutions in the Baltimore metropolitan area.