Higgins Insurance, a local insurance broker with an office located in Hopkinsville, Kentucky, serves clients across the state with a wide range of insurance solutions. With a strong expertise in insurance-related activities, particularly in the health practitioners industries, Higgins Insurance has established itself as one of the top brokerages in the Clarksville, TN market. Notably, this office of Higgins Insurance has demonstrated its commitment to providing tailored solutions for its clients. For instance, they have successfully partnered with T Rad North America Inc, a prominent employer in the fabricated metal product manufacturing industry, to set up a self-funding arrangement, PBM, and drug plan designed specifically for their 700 members. This exemplifies their ability to understand and address the unique needs of large employers. Furthermore, Higgins Insurance has established strong relationships with various employers across different sectors. Their clientele includes companies such as Gli Mining, Construction & Manufacturing Sub-Association, Ltd, Gli Professional Services Sub-Association, Ltd., Gli Wholesale & Retail Trade Sub-Association, Ltd., and the Kentucky Construction Industry Insurance Trust. This diverse portfolio showcases their experience and expertise in working with clients of all sizes and industries. With a good M Score reflecting their extensive experience, Higgins Insurance excels in providing comprehensive services to meet their clients' requirements. They possess strong capabilities in working with self-funded employers, collaborating with PPOs to fulfill member needs, and partnering with specific pharmacy providers and PBMs. As a result, Higgins Insurance has earned a reputation as a trusted and reliable insurance broker for businesses in Kentucky.

Founded in 1975, Nelson Insurance Agency continues to serve the insurance needs of businesses, families and individuals. With an experienced, knowledgeable and professional staff, we can provide you with the expert service and risk management solutions to meet the most complex individual or business needs. With access to top rated, financially sound national and regional carriers, we can construct a complete package of insurance protection for any size risk. In addition to general insurance, we have an affiliated insurance agency providing risk management and insurance services to specialty accounts: •Commonwealth Risk Solutions, Ltd. specializes in public entities, higher education, agri-business and petroleum marketers

Employee Benefit Associates, Inc. (EBA) is an independent insurance agency located in Lexington, Kentucky. We work locally and regionally to serve our clients in the area of employee benefit planning with additional services, including individual life and health coverages. Our commitment to excellence and philosophy of making a difference by educating, counseling and guiding our clients through challenging times differentiates EBA from our competition. Employers are under increasing pressure to provide a benefit program that can attract new talent and retain valuable employees. Changes in legislation, new trends in consumer driven health plans and the ever increasing cost of healthcare makes this a difficult task. As a respected leader in our industry, we help our clients face this challenge every day.

Havens & Company's Lexington, KY office stands out as a reliable partner for employer benefits, boasting extensive experience in catering to the needs of both local and regional employers. With a specialization in medical and ancillary benefits, this office has proven its prowess by serving notable clients, including Uc Health, a prominent player in the hospitals industry based in OH, boasting over 5520 participants. The depth of their expertise extends seamlessly across various facets of the hospitals sector. What sets Havens & Company apart is its intimate knowledge of the local landscape, a quality that stems from its affiliation with a distinguished local brokerage firm. This affiliation not only underscores the office's commitment to the community but also enhances its ability to provide tailored solutions that align with the unique demands of the region. Employers evaluating this Havens & Company location in Lexington, KY can rely on the team's proven track record of delivering comprehensive benefits solutions. The office's strategic focus on medical and ancillary benefits, coupled with its strong ties to local industries, positions it as a valuable ally for employers seeking a reliable and locally attuned insurance broker.

Sterling Thompson Company is an 85 year-old insurance agency based in Louisville, KY. We proudly serve the needs of our clients in the areas of personal, business, employee benefits, and farm/equine insurance.

McGriff Insurance Services, a national insurance broker, operates an office in Lexington, Kentucky, providing comprehensive insurance solutions to clients across the state. Their expertise and experience are exemplified through their partnership with Heartland Coca-Cola, a prominent employer in the beverage manufacturing industry, employing 340 individuals. Collaborating closely with Heartland Coca-Cola's HR and finance team, McGriff Insurance Services designed a tailored self-funding arrangement to address the unique needs of their members. This Lexington office of McGriff Insurance Services proudly serves various employer clients, including Baptist Health Corporate Office and Heartland Coca-Cola, showcasing their commitment to delivering personalized insurance solutions. Specializing in serving large employers, McGriff Insurance Services has acquired extensive experience in working with self-funded employers. Their knowledge and expertise enable them to provide optimal insurance coverage and risk management solutions. With a focus on the healthcare and social assistance industries, as well as beverage manufacturing, McGriff Insurance Services possesses a deep understanding of the specific risks and challenges faced by businesses in these sectors. They are well-equipped to navigate the intricacies of these industries and offer tailored insurance solutions to address their clients' unique requirements. As a national insurance broker, McGriff Insurance Services leverages their expertise, industry knowledge, and commitment to excellent customer service to serve clients in Kentucky and beyond. Their strong presence in the health care and beverage manufacturing sectors further solidifies their position as a trusted partner for businesses seeking comprehensive insurance coverage and risk management solutions.

Preferred Benefits offers medical insurance, voluntary benefits, and other services for all sizes of employers in the Louisville-Jefferson County, KY-IN, Metro Area. Each year, the Louisville-Jefferson County area welcomes over 29,600 new employers through expansions and new company start-ups that need to provide employee benefits services. Preferred Benefits is a local insurance broker that has been in business for many years and takes pride in providing the best service possible to their clients by offering a wide variety of products from many different carriers. Preferred Benefits is ranked as one of the highest performing agencies when it comes customer service and positive feedback from their clients. Their M Score is 4 out of a possible 5, which is one of the highest scores in the industry.

We have been providing insurance, investment, and employee benefit solutions to our clients for over 20 years. Our goal has been to find innovative and impactful ways to solve your greatest business and financial needs. We go above and beyond the call of duty with employer solutions by offering competitive benefits packages, compliance & legislation assistance, claims analytics, online enrollment & HR support, communication & education, and health & wellness options. We are your established standard for: Cost Containment, Benefit Designs, Tailor-Made Service & Stewardship

Assurepartners NL LLC, located in Bowling Green, KY, stands out as a prominent player in the insurance brokerage field, particularly recognized for its adept handling of midsize to large employers. As a larger office, they exhibit a profound capability in catering to the specific needs of self-funded clients, showcasing their flexibility and understanding of diverse employer requirements. Their proficiency is particularly notable in industries such as hospitals, nursing and residential care facilities, and water transportation, indicating a wide range of expertise. This adaptability is further exemplified through their impressive portfolio of top clients. Notable among these are Commonwealth Health Corporation in the hospitals industry, boasting over 2630 participants, Masonic Homes of Kentucky in the nursing and residential care facilities sector with more than 270 participants, and Midway University in the educational services industry, serving around 140 participants. This office’s affiliation with a local brokerage firm enhances its community-centric approach while still leveraging the resources and breadth of experience necessary to serve regional employers effectively. The team’s significant experience with both midsize and large employers is a testament to their versatility and capacity to provide tailored solutions that meet the unique demands of each client. Assurepartners NL LLC in Bowling Green, KY, thus presents itself as a robust and versatile insurance broker, adept in navigating the complexities of various industries and employer sizes, making them a valuable ally for businesses seeking comprehensive and customized insurance solutions.

Rh Clarkson Financial Services, a local insurance broker located in Louisville, Kentucky, is dedicated to providing comprehensive insurance solutions to clients across Kentucky and Tennessee. With a wealth of experience and expertise, they specialize in serving clients of large and midsize employers across various industries. One notable example of their expertise is demonstrated through their work with Gli Professional Services Sub-Association, Ltd., an esteemed employer in the insurance-related activities industry. Rh Clarkson Financial Services collaborated closely with Gli's HR and finance team to design a customized Preferred Provider Organization (PPO) plan, as well as a Pharmacy Benefit Manager (PBM) and drug plan, specifically tailored to meet the unique needs of their 1,340 members. This office of Rh Clarkson Financial Services boasts an impressive portfolio of employer clients, including Al J Schneider Co, Board of Trustees-Sheet Metal Local 110 Health Fund, Citizens Financial Corporation, and First Savings Bank Center. They have established themselves as a reliable partner for these organizations, consistently delivering effective insurance solutions that prioritize member satisfaction. With a strong M Score, Rh Clarkson Financial Services has gained recognition for their extensive experience and versatility across client sizes and industries. They possess profound expertise in specialty trade contractors, insurance-related activities, and activities related to real estate. Rh Clarkson Financial Services also excels in working with self-funded employers and collaborating with PPOs to ensure their members' needs are met. Their dedication to client satisfaction and their commitment to delivering personalized insurance solutions make Rh Clarkson Financial Services a trusted broker for businesses in Kentucky and Tennessee.