At Richard S. Bernstein & Associates, Inc., we understand the importance of selecting an insurance agency that has your best interest in mind. Clients can rely on us to deliver competitive insurance solutions and personalized service. Richard Bernstein is a leader in the insurance industry with over 40 years in business. A+ Better Business Bureau ranking was awarded. Full-service, independent insurance firm offering a diverse range of insurance products and carriers designed to meet the needs of our individual, corporate and charitable organization clients. Richard S. Bernstein & Associates, Inc. is committed to providing the utmost level of service with our dedicated account management team, extensive resources and strategic relationships. We are made up of experienced team of professionals providing trusted estate planning and insurance expertise that surpasses industry standards.

Armfield Harrison & Thomas is a reputable regional insurance broker serving clients of large, midsize, and small employers. With their office located in Coral Springs, Florida, they have established themselves as a trusted partner in the insurance industry. A shining example of their expertise is their work with Pepsi Northwest Beverages LLC, a prominent employer in the beverage manufacturing industry with 310 members. Collaborating closely with the HR and finance team at Pepsi Northwest Beverages LLC, Armfield Harrison & Thomas successfully implemented a self-funding arrangement, along with a customized pharmacy benefit management (PBM) and drug plan that caters to the unique needs of their members. This demonstrated their strong experience in working with self-funded employers and expertise in collaborating with PBMs and other specific pharmacy providers. Armfield Harrison & Thomas boasts a good M Score, indicative of their extensive experience and proficiency in serving clients of varying sizes and across diverse industries. They have cultivated strong expertise in sectors such as aerospace product and parts manufacturing, beverage manufacturing, and architectural, engineering, and related services. Operating in the vibrant market of Washington, Armfield Harrison & Thomas extends their services to clients in the area. Apart from their work with Pepsi Northwest Beverages LLC, they also cater to the insurance needs of esteemed employers like Integrus Architecture, P.S. and Linear Motion LLC. With a focus on exceptional customer service and a broad range of industry knowledge, Armfield Harrison & Thomas is committed to providing comprehensive insurance solutions that effectively address their clients' requirements. They strive to build long-term partnerships based on trust, reliability, and the ability to deliver tailored insurance coverage.

At Bateman Gordon & Sands, we provide a full range of products covering your business and personal protection needs. From workers compensation, general liability, group benefits and all other types of business coverage to homeowners, personal auto and boat insurance, we are here to serve you, the client. As one of the largest independent agencies in Florida we enjoy and pass on to you the benefits of our longstanding relationships with the nation’s most reputable insurance carriers. Acting as your comprehensive insurance resource adds to our business stability while offering you one stop shopping. Bateman Gordon & Sands is an experienced and financially stable company that has stood the test of time. For over 60 years we have built our reputation by giving our customers the personal attention they deserve in all areas of the insurance process from settling claims promptly and fairly to our ability to search through a multitude of insurance markets to find the right coverage at the best rate. If you are interested in an insurance agency that has maintained its financial stability, maintained the right relationships and maintained a reputation for exceptional customer service, we invite you to allow us to Exceed Your Expectations as well.

R.V. Johnson Insurance is a reputable local insurance broker situated in Stuart, Florida. With a robust presence in the region, they have established themselves as a trusted partner for a diverse range of clients. Notably, they have worked closely with Awareness Technology Inc, a prominent employer in the professional, scientific, and technical services industry, comprising 90 members. The experienced team at R.V. Johnson Insurance collaborated closely with Awareness Technology Inc's HR and finance departments to devise a comprehensive insurance solution. They successfully set up a self-funding arrangement, HMO plan, PPO plan, PBM, and drug plan tailored to suit the unique requirements of the company's members. This exemplifies their strong proficiency in working with HMOs and clients to ensure optimal coverage. Furthermore, R.V. Johnson Insurance possesses extensive experience working with clients and PPOs, adeptly addressing the needs of their members. They also exhibit considerable expertise in partnering with PBMs and other specific pharmacy providers, ensuring comprehensive healthcare coverage for their clients. Catering to midsize employers, R.V. Johnson Insurance's clientele spans various industries and includes esteemed companies such as International Wholesale Tile and Treasure Coast Irrigation. Their services extend beyond Florida, serving clients across New York as well. Their exceptional performance and diverse skill set have earned them a commendable M Score, reflecting their vast experience and expertise across different client sizes and industries. R.V. Johnson Insurance specializes in insurance solutions for architectural, engineering, and related services, professional, scientific, and technical services, and construction materials merchant wholesalers industries. They rank among the top brokerages in the Port St. Lucie, FL market, showcasing their unparalleled expertise and longevity in the region

JV Florida Insurance, situated in the vibrant city of Miami, FL, boasts a sizable office, indicative of its robust presence in the insurance market. Recognized for its extensive experience, the brokerage excels in catering to both large and small employers, showcasing a versatile skill set. The team's proficiency extends to self-funded clients, a testament to their nuanced understanding of intricate insurance structures. A cornerstone of JV Florida Insurance's success lies in their collaborations with notable businesses, such as Gardaworld Cash Services, a leader in the support activities for the transportation industry with a substantial participant count exceeding 6,460. Jae Restaurant Group, a prominent player in the restaurant and eating places sector, also benefits from their services with over 1,440 participants. Additionally, the broker has made significant contributions to Mr Glass Doors and Windows Manufacturing, a key player in the glass and glass product manufacturing industry, boasting 520+ participants. Noteworthy is JV Florida Insurance's expertise across various industries, including professional and commercial equipment and supplies merchant wholesalers, activities related to real estate, and the glass and glass product manufacturing sectors. As part of a local brokerage firm, this office stands out for its commitment to providing tailored solutions, reaffirming its status as a reliable partner for employers in the region.

The Gehring Group is a regional insurance consultant located in Palm Beach Gardens, Florida. With a strong focus on meeting the unique needs of their clients, they have gained a reputation for their expertise in working with HMOs, PPOs, and pharmacy benefit managers (PBMs). One notable example of their success is their collaboration with Orlando Rehabilitation Group, a prominent employer in the healthcare and social assistance industry. Gehring Group worked closely with the HR and finance teams of Orlando Rehabilitation Group to develop a comprehensive insurance plan that included a tailored HMO, PPO, PBM, and drug plan for their 500 employees. Serving a diverse range of clients, Gehring Group has established itself as a trusted insurance broker for large and midsize employers across various industries. Their client portfolio includes renowned organizations such as Alabama Farmers Cooperative, Inc, Esi Technical Co, Florida Institute For Long Term Care, and Hearthstone Senior Communities Inc. Covering clients in both Florida and Pennsylvania, Gehring Group's office in Palm Beach Gardens extends its exceptional services to these regions. Gehring Group's reputation is further bolstered by their exceptional customer service and expertise, as highlighted by positive client reviews. Their commitment to understanding the specific needs of each client and their extensive experience across industries such as health care and social assistance, professional, scientific, and technical services, and furniture and home furnishing merchant wholesalers, has earned them one of the highest M Scores possible. With a track record of delivering tailored insurance solutions, the Gehring Group is the go-to choice for businesses seeking comprehensive coverage and expert advice.

ClearscopeHR, located in Miami, FL, stands as a notable local brokerage firm specializing in employer benefits. Their forte lies in collaborating with local and regional employers, particularly in offering comprehensive medical and ancillary benefits. The firm has carved a niche in serving midsize employers, showcasing a deep understanding of the unique needs and challenges faced by this segment. A testament to their proficiency is their successful partnerships with prominent clients like C Davis Electric Co, a major player in the building equipment contractors industry. With over 150 participants, ClearscopeHR has adeptly managed their benefit needs, highlighting their capability to handle complex and large-scale requirements. Similarly, their collaboration with Pulmonary Physicians of South Florida, an established entity in the offices of physicians industry with over 140 participants, underscores their expertise in this sector. ClearscopeHR's experience is not just limited to these industries. They exhibit a broad understanding and capability across various sectors, particularly in building equipment contractors and offices of physicians. This diversity in their portfolio reflects their adaptability and comprehensive knowledge in managing varied employer benefits needs. Their Miami office is staffed with professionals who bring in-depth local insights, ensuring that the solutions provided are not only effective but also resonate with the regional context. This local expertise, combined with their experience in dealing with midsize employers, makes ClearscopeHR a go-to choice for businesses seeking tailored benefits solutions in the Miami region. Their approach is client-centric, focusing on creating customized plans that align with each employer's specific requirements, ensuring both efficiency and satisfaction.

Sabal Insurance Group, a local insurance broker based in Fort Lauderdale, Florida, specializes in working with large employers. With their extensive experience in the industry, Sabal Insurance Group has successfully served numerous self-funded employers, providing tailored insurance solutions that cater to their unique needs. The Fort Lauderdale office of Sabal Insurance Group has a notable track record of delivering exceptional service to its clients. One of their standout accomplishments includes collaborating with Iqor Us Inc., a prominent employer in the professional, scientific, and technical services industry, consisting of 4,460 members. By closely collaborating with Iqor's HR and finance team, Sabal Insurance Group expertly crafted a self-funding arrangement that perfectly aligned with the specific requirements of the company's members. This partnership exemplifies their ability to understand and address the complex insurance needs of their clients. Additionally, Sabal Insurance Group possesses strong expertise across various sectors, including professional, scientific, and technical services, as well as offices of physicians. Their wide-ranging knowledge and understanding of these industries make them a reliable partner for businesses seeking comprehensive insurance solutions. While their Fort Lauderdale office serves the local community, Sabal Insurance Group extends its services to clients in Texas as well. They proudly represent reputable employers such as ChenMed and Iqor Us Inc., showcasing their ability to effectively serve businesses of varying sizes and industries. Overall, Sabal Insurance Group stands out as a trusted insurance broker that excels in providing tailored solutions to large employers. Their commitment to understanding their clients' unique needs and delivering exceptional service sets them apart in the industry

USI is one of the largest insurance brokerage and consulting firms in the world, delivering property and casualty, employee benefits, personal risk, program and retirement solutions to large risk management clients, middle market companies, smaller firms and individuals. Headquartered in Valhalla, New York, USI connects over 10,000 industry-leading professionals across more than 200 offices to serve clients’ local, national and international needs. USI has become a premier insurance brokerage and consulting firm by leveraging the USI ONE Advantage®, an interactive platform that integrates proprietary and innovative client solutions, networked local resources and enterprise-wide collaboration to deliver customized results with positive, bottom-line impact. USI attracts best-in-class industry talent with a long history of deep and continuing investment in our local communities. For more information, visit usi.com.

Health care brokers/consultants embracing all areas of employee benefits. Quite simply, by helping our clients to make the best decisions possible, they save time and money. Managed health care, and employee benefits—and how to fund them—are complicated issues. How are conflicting interests resolved among competing constituents? Rely on The Rhodes Insurance Group to represent your best interests.