At Richard S. Bernstein & Associates, Inc., we understand the importance of selecting an insurance agency that has your best interest in mind. Clients can rely on us to deliver competitive insurance solutions and personalized service. Richard Bernstein is a leader in the insurance industry with over 40 years in business. A+ Better Business Bureau ranking was awarded. Full-service, independent insurance firm offering a diverse range of insurance products and carriers designed to meet the needs of our individual, corporate and charitable organization clients. Richard S. Bernstein & Associates, Inc. is committed to providing the utmost level of service with our dedicated account management team, extensive resources and strategic relationships. We are made up of experienced team of professionals providing trusted estate planning and insurance expertise that surpasses industry standards.

Armfield Harrison & Thomas is a reputable regional insurance broker serving clients of large, midsize, and small employers. With their office located in Coral Springs, Florida, they have established themselves as a trusted partner in the insurance industry. A shining example of their expertise is their work with Pepsi Northwest Beverages LLC, a prominent employer in the beverage manufacturing industry with 310 members. Collaborating closely with the HR and finance team at Pepsi Northwest Beverages LLC, Armfield Harrison & Thomas successfully implemented a self-funding arrangement, along with a customized pharmacy benefit management (PBM) and drug plan that caters to the unique needs of their members. This demonstrated their strong experience in working with self-funded employers and expertise in collaborating with PBMs and other specific pharmacy providers. Armfield Harrison & Thomas boasts a good M Score, indicative of their extensive experience and proficiency in serving clients of varying sizes and across diverse industries. They have cultivated strong expertise in sectors such as aerospace product and parts manufacturing, beverage manufacturing, and architectural, engineering, and related services. Operating in the vibrant market of Washington, Armfield Harrison & Thomas extends their services to clients in the area. Apart from their work with Pepsi Northwest Beverages LLC, they also cater to the insurance needs of esteemed employers like Integrus Architecture, P.S. and Linear Motion LLC. With a focus on exceptional customer service and a broad range of industry knowledge, Armfield Harrison & Thomas is committed to providing comprehensive insurance solutions that effectively address their clients' requirements. They strive to build long-term partnerships based on trust, reliability, and the ability to deliver tailored insurance coverage.

At Bateman Gordon & Sands, we provide a full range of products covering your business and personal protection needs. From workers compensation, general liability, group benefits and all other types of business coverage to homeowners, personal auto and boat insurance, we are here to serve you, the client. As one of the largest independent agencies in Florida we enjoy and pass on to you the benefits of our longstanding relationships with the nation’s most reputable insurance carriers. Acting as your comprehensive insurance resource adds to our business stability while offering you one stop shopping. Bateman Gordon & Sands is an experienced and financially stable company that has stood the test of time. For over 60 years we have built our reputation by giving our customers the personal attention they deserve in all areas of the insurance process from settling claims promptly and fairly to our ability to search through a multitude of insurance markets to find the right coverage at the best rate. If you are interested in an insurance agency that has maintained its financial stability, maintained the right relationships and maintained a reputation for exceptional customer service, we invite you to allow us to Exceed Your Expectations as well.

Eskra And Associates Inc., nestled in the vibrant business landscape of Miami, FL, stands as a formidable insurance broker, specializing in delivering tailored solutions to employers seeking comprehensive benefits packages. Boasting a rich tapestry of experience, this office has honed its expertise across diverse industries, with a notable focus on architectural, engineering, and related services, services to buildings and dwellings, and depository credit intermediation. What sets Eskra And Associates apart is their adept handling of self-funded clients, offering invaluable support to local and regional employers. Their clientele includes esteemed entities such as Geosyntec Consultants, Mastec, and Ocean Bank, with participant numbers ranging from 150 to 250+, attesting to their ability to cater to businesses of varying sizes. These success stories underscore the broker's proficiency in navigating the intricacies of different industries, ensuring that each client receives bespoke solutions aligned with their unique needs. As a proud member of a local brokerage firm, Eskra And Associates brings a localized touch to their services. This office, specifically, has demonstrated a keen understanding of midsize employers, exemplifying their commitment to meeting the nuanced demands of this market segment. In the competitive landscape of employer benefits, Eskra And Associates Inc. in Miami stands as a reliable partner, ready to navigate the intricacies of insurance solutions for businesses large and small.

HR Benefits Services is an employee benefits, consulting, and brokerage firm. With over 25 years of experience, our clients rely on our expertise in designing, implementing, and managing customized employee benefits programs. Our approach to business is to understand the needs and constraints of our clients. We strive to respond with innovative and carefully crafted solutions. Our strategy is not to sell insurance, but rather to partner with companies’ leadership teams to bring forth solutions that will ultimately reduce costs, improve profits, reduce risk and keep you competitive. Today’s legislative and economic environment requires employers to be more proactive, versatile, and compliant with hundreds of regulations that impact their business. Presently, businesses have been forced to run leaner operations with constant pricing pressures and reduced margins. Healthcare costs and employment litigation are on the rise. This is where we come in. We strive in implementing innovative insurance products that reduce costs and help you and your employees navigate through the complexities of the healthcare Industry. As a unique feature and added value, our in-house experts in human resources and employment law offer services for employee retention, compliance, payroll, recruiting, and much more. Allow us the opportunity to conduct a complimentary analysis and provide the tools that will help you meet business goals and budget.

Financial Designs Group provides employee benefits and group health insurance to small to mid size employers in the Miami-Fort Lauderdale-West Palm Beach, FL Metro Area. Group health benefits are an important part of total compensation for employees.

Olympic Agency's Miami, FL office stands out as a prominent player in the insurance brokerage landscape, boasting a substantial presence in the local market. This larger office has established itself as a go-to resource for employer benefits, particularly excelling in the realms of medical and ancillary coverage. Their expertise extends beyond the Miami area, encompassing a strong focus on both local and regional employers. With an impressive track record, Olympic Agency has successfully navigated the intricacies of various industries, showcasing notable proficiency in petroleum and coal products manufacturing, depository credit intermediation, and retail trade. Their clientele includes esteemed companies such as Empresas Berrios, a leader in personal services with 510+ participants, Firstbank Pr in depository credit intermediation with 210+ participants, and Me Salve Health Plan in the retail trade industry with 250+ participants. As a part of a local brokerage firm, Olympic Agency brings a nuanced understanding of the unique challenges and opportunities within the community. Noteworthy is their demonstrated experience working with both midsize and large employers, illustrating their adaptability and effectiveness across diverse business scales. With a commitment to delivering tailored solutions and a proven track record, Olympic Agency's Miami office emerges as a strategic partner for employers seeking comprehensive and customized benefit solutions.

The Gehring Group is a regional insurance consultant located in Palm Beach Gardens, Florida. With a strong focus on meeting the unique needs of their clients, they have gained a reputation for their expertise in working with HMOs, PPOs, and pharmacy benefit managers (PBMs). One notable example of their success is their collaboration with Orlando Rehabilitation Group, a prominent employer in the healthcare and social assistance industry. Gehring Group worked closely with the HR and finance teams of Orlando Rehabilitation Group to develop a comprehensive insurance plan that included a tailored HMO, PPO, PBM, and drug plan for their 500 employees. Serving a diverse range of clients, Gehring Group has established itself as a trusted insurance broker for large and midsize employers across various industries. Their client portfolio includes renowned organizations such as Alabama Farmers Cooperative, Inc, Esi Technical Co, Florida Institute For Long Term Care, and Hearthstone Senior Communities Inc. Covering clients in both Florida and Pennsylvania, Gehring Group's office in Palm Beach Gardens extends its exceptional services to these regions. Gehring Group's reputation is further bolstered by their exceptional customer service and expertise, as highlighted by positive client reviews. Their commitment to understanding the specific needs of each client and their extensive experience across industries such as health care and social assistance, professional, scientific, and technical services, and furniture and home furnishing merchant wholesalers, has earned them one of the highest M Scores possible. With a track record of delivering tailored insurance solutions, the Gehring Group is the go-to choice for businesses seeking comprehensive coverage and expert advice.