USI is one of the largest insurance brokerage and consulting firms in the world, delivering property and casualty, employee benefits, personal risk, program and retirement solutions to large risk management clients, middle market companies, smaller firms and individuals. Headquartered in Valhalla, New York, USI connects over 10,000 industry-leading professionals across more than 200 offices to serve clients’ local, national and international needs. USI has become a premier insurance brokerage and consulting firm by leveraging the USI ONE Advantage®, an interactive platform that integrates proprietary and innovative client solutions, networked local resources and enterprise-wide collaboration to deliver customized results with positive, bottom-line impact. USI attracts best-in-class industry talent with a long history of deep and continuing investment in our local communities. For more information, visit usi.com.

HUB International, a renowned national insurance consultant, operates a successful office in Fairfield, Connecticut, providing exceptional services to clients in various states including New York, New Jersey, Connecticut, Alabama, Minnesota, Florida, Tennessee, Virginia, Arkansas, Pennsylvania, Delaware, Georgia, and Michigan. With a strong foothold in the Bridgeport, CT market, HUB International stands as one of the top brokerages in terms of experience and expertise. Despite some lower reviews from customers, the office location has proven its capabilities through notable partnerships such as Bear Mountain Healthcare LLC, a prominent employer in the health care and social assistance industry. Collaborating closely with Bear Mountain's HR and finance teams, the HUB International office designed a tailored self-funding arrangement, HMO plan, PPO plan, PBM, and drug plan to cater to the unique needs of the company's 2400 members. HUB International boasts an extensive client portfolio, encompassing large, midsize, and small employers. Notable clients include AvePoint Richmond, Birmingham Health & Rehab LLC, and Blue Prism Software Inc. The company's wide range of experience and expertise across industries, client sizes, and products has earned them one of the highest M Scores possible. With a specialized focus on health care and social assistance, computer systems design, and related services, as well as management, scientific, and technical consulting services, HUB International showcases a deep understanding of these industries. Their proven track record includes successful collaborations with self-funded employers, efficient management of HMOs, tailored solutions for PPOs, and valuable partnerships with PBMs and other pharmacy providers. While it's important to consider the lower reviews when evaluating potential partners, HUB International's overall experience, expertise, and commitment to meeting client needs make them a strong candidate for insurance brokerage services.

Employee Family Protection is not just our name – it’s what we do. We assist employees in protecting themselves and their families with informed benefit decisions. Our clients value their employees benefit enrollment process, therefore, we are committed to offering valuable benefit advisement, cutting edge enrollment and billing technology, administrative support, proprietary billing solutions, and enrollment services to each client as needed. Our clients are assigned a dedicated team of experts equipped for their workforce’s needs before, during, and after the enrollment process. Over the last 43 years our growing staff has been devoted to holding a place as a national leader in the benefit service industry. Employee Family Protection provides innovative solutions for a better benefit experience.

At Brown & Brown, our guiding principles include building our team with the highest quality people and delivering innovative solutions and superior service. If you are a highly complex multinational company, an individual or anything in between, our experienced teams can help you view, analyze and purchase insurance efficiently. You will receive the personalized, dedicated service you deserve while leveraging the exceptional capabilities and peace of mind expected from a top brokerage to help protect what you value most.

Segal Insurance Brokerage, located in Farmington, Connecticut, is a trusted regional insurance broker serving clients across Massachusetts and New York. With a diverse clientele ranging from large corporations to midsize and small employers, Segal boasts a remarkable M Score, highlighting their extensive experience and expertise across various industries and client sizes. One notable example of Segal's exceptional service is their work with Skidmore College, an esteemed educational services employer comprising 40 members. Segal collaborated closely with Skidmore College's HR and finance team to establish a tailor-made self-funding arrangement, specifically designed to meet the unique needs of the college's employees. This success story showcases Segal's ability to provide customized insurance solutions that deliver optimal results. In addition to Skidmore College, Segal's impressive roster of employer clients includes Patricia Doyle, Wellesley College, Pullman & Comley LLC, and many others. Their wide-ranging expertise extends to industries such as educational services, nonresidential building construction, and legal services. Segal has proven their adeptness in working with self-funded employers, demonstrating their deep understanding of the complexities involved in such arrangements. As a regional insurance broker, Segal prides itself on its commitment to delivering top-notch service and building long-lasting relationships with clients. Their office in Farmington, Connecticut serves as a hub for providing comprehensive insurance solutions and expert advice to businesses throughout the region. Whether it's assisting large corporations or smaller enterprises, Segal's team of experienced professionals is dedicated to helping clients navigate the complex insurance landscape while mitigating risk and maximizing coverage.

The Schuster Group is committed to providing the best possible service and value to all of their clients. They offer a full range of voluntary benefits, SEP plans and medical insurance options for employers of any size in the greater Hartford-The companyst Hartford-East Hartford, CT metropolitan area. The job market in Hartford-The companyst Hartford-East Hartford, CT is increasingly competitive and healthy employee benefits plans can be an important option for employers looking to attract and retain talent. The Schuster Group Farmington provides local small business insurance brokers serving the Farmington region. The Schuster Group's Farmington office has an M Score of 5 which is the highest M Score possible based on wide experience with business clients and positive customer feedback. Top insurance brokers can provide insight or referrals on retirement plan choices as well HR policies and more. Over the last 25 years The company have become one of the largest independent employee benefits, insurance and financial services firms in their region. The company savors their independence in its freedom from stockholder mandates or private equity profit motives that allows us to focus solely on their clients and local community. The Schuster Group Farmington is highly rated by customers based on their employer reviews.

Gallagher, a global insurance brokerage, risk management, and consulting firm, serves communities around the globe, helping clients address risk, protecting assets, and recovering from losses. The products and services we provide keep businesses and institutions running, and enable individuals and families to face their future with confidence. Gallagher provides retail and wholesale property and casualty brokerage, alternative risk transfer services, employee benefit consulting, and actuarial services. Gallagher also offers claims and information management, risk control consulting and appraisal services, human resource consulting, and retirement services. #BuildingConfidenceTogether Follow us on social: Instagram: http://instagram.com/gallagherglobal Facebook: http://www.facebook.com/GallagherGlobal Twitter: https://twitter.com/GallagherGlobal YouTube: https://www.youtube.com/GallagherGlobal

Mercer, a leading national insurance consultant, specializes in serving large and midsize employers with a strong focus on self-funded arrangements. With a comprehensive understanding of HMOs and a commitment to meeting client needs, Mercer excels in delivering tailored solutions that optimize healthcare coverage. Headquartered in Norwalk, Connecticut, Mercer's office strategically caters to clients across multiple states, including Connecticut, Nebraska, New Jersey, Pennsylvania, Illinois, Ohio, Kentucky, Florida, Texas, and Massachusetts. This broad coverage allows Mercer to provide localized expertise and support to employers in diverse regions. An excellent example of Mercer's capabilities is their successful partnership with Acme United Corporation, a prominent employer in the midsize durable goods merchant wholesalers industry. Mercer collaborated closely with Acme United's HR and finance team to establish a comprehensive self-funding arrangement that included an HMO plan, PPO plan, PBM, and drug plan tailored to the unique needs of their 440 members. Mercer's exceptional performance is underscored by their high M Score, a testament to their extensive experience and expertise across different client sizes, industries, and products. The company's strengths extend to various sectors, including health care and social assistance, as well as outpatient care centers. With a proven track record in managing self-funded arrangements and strong relationships with pharmacy benefit managers (PBMs) and other specialized pharmacy providers, Mercer ensures that employers receive top-notch service and optimal healthcare solutions. Mercer's Norwalk office stands as a reliable partner for employers seeking innovative and cost-effective insurance strategies. Their impressive client portfolio includes Acme United Corporation, Acuren Inspection Inc., Cenveo Worldwide Limited, and Genesis Alkali LLC, highlighting Mercer's ability to serve diverse organizations with unique requirements and deliver exceptional results.

Gowrie Group is a local insurance broker headquartered in Westbrook, Connecticut, catering to clients of large and midsize employers. Renowned for their exceptional customer service and expertise, Gowrie Group has received high ratings from satisfied clients. With a focus on self-funded employers, they have extensive experience in designing insurance solutions that meet the unique needs of their clients. An excellent illustration of their capabilities is showcased in their collaboration with Colliers Project Leaders USA Ne LLC, an employer in the architectural, engineering, and related services industry. Gowrie Group worked closely with the HR and finance team of Colliers Project Leaders USA Ne LLC to establish a comprehensive self-funding arrangement, as well as a PPO plan, pharmacy benefits management (PBM), and drug plan tailored to the specific requirements of their 90-member workforce. Gowrie Group boasts a diverse range of expertise, particularly in the fields of information, miscellaneous manufacturing, and other industries. Their extensive knowledge enables them to provide specialized insurance solutions tailored to the unique risks and challenges faced by businesses in these sectors. With a solid M Score, Gowrie Group demonstrates their exceptional performance and competence across various client sizes and industries. Their reputation is built on their commitment to understanding client needs and their ability to effectively work with clients and PPOs to ensure members receive optimal coverage and benefits. Moreover, Gowrie Group has developed strong relationships with pharmacy benefit managers (PBMs) and other specific pharmacy providers, enhancing their ability to deliver comprehensive healthcare solutions. Serving clients in Connecticut and Kansas, Gowrie Group's Westbrook office extends their professional services to esteemed organizations such as Star Distributors, Inc., The Lee Company, American Republican Inc, and Colliers Project Leaders USA Ne LLC. Businesses seeking a reliable insurance partner with a wealth of industry expertise can confidently turn to Gowrie Group for tailored and top-quality insurance solutions.