Employee Benefits Summary for the Construction Industry

Learn more about the types of benefits construction companies offer across medical, short term disability, long term disability, life, vacation and leave and financial incentives.

Did you know about 70% of Construction
Companies offer medical insurance?

Complete Benefits Guide:

  • Medical
  • Disability
  • Life
  • Sick & Vacation
  • Retirement

Booming Residential Markets Lead to High Demand for Quality Construction Workers

Whether your construction business works on skyscrapers or unique building finishes, your employees – from bricklayers to electricians– are the foundation of your service offerings. Completing projects safely, on time, under budget, and with high customer service are directly correlated to the quality of your output.

You need the right set of benefits to attract and retain the best talent in your market. In the construction field, a higher amount of physical labor can result in an increased number of workers comp claims and higher overall medical expenses. Because of this, quality short and long term disability plans are important.

Due to a higher percentage of males in this industry, there is also a need for employer-sponsored healthcare and a 401K match, as these employees tend to place more importance on these benefits compared to others.

Overall, offering the perfect mix of medical and disability insurance mixed with a flexible work schedule can limit your financial risks from job site injuries, equipment damage, accidents, and more, while providing you with a flexible staff that continues to perform at a high level.

How do your benefits compare to other construction companies?

Download your custom report

Construction Industry Employment Summary

As of January 2021, there are an estimated 170,000 construction companies in the United States, employing over 680,000 people. In general, the industry is heavily male, with the average employer having four full-time employees, making it more important than ever to invest in the right employee benefits. Doing so will save your company money, help to retain the best employees, and can prevent unforeseen costs.

High Level Benefits Summary

70% Offer Medical Benefits

What percent of construction companies offer medical insurance?

  • 74% of construction companies offer medical benefits to their employees. This is higher than the national average of 69%.
  • The average flat monthly employer premium for family coverage is $1,065.
  • Comparatively, the average flat monthly employer premium for single coverage is $445.
75% Offer Life Insurance Benefits

What percent of construction companies offer life insurance?

75% of construction companies offer life insurance, which is again below the national average.

17% Offer Long-term Disability Benefits

What percent of construction companies offer short and or long-term disability insurance?

29% of construction companies offer access to a short-term disability plan, and only 17% offer access to a long-term disability plan. These are both well below the national averages.

36% Offer Consolidated Leave Plans

Do construction companies provide access to paid family leave?

  • 11% of construction companies provide access to paid family leave compared to the national average of 20%.
  • Unpaid family leave is offered at 81% compared to the national average of 88%.
  • Consolidated leave plans are only used in 36% of construction companies compared to the national average of 44%.

Download a complete Construction Industry Benefits Compendium for your size and geography

Over 125 micro-targeted, actionable insights.


In my 25 years of benefits experience, I have never seen information like this

– Cassie H, Benefit Manager

Download Your Custom Benefits Report Now



The construction industry has unique risks. Employers look to offer competitive medical insurance with the national averages but are below average in their disability, life, vacation, and leave as well as retirement offerings. If an employer can better design a plan, you should be able to attract and retain top-quality employees and use this plan as a differentiator.