Consumer Credit Counseling Service (CCCS), a division of Family Service Association of Sheboygan, Inc. is a nonprofit 501 (c)(3) full-service credit counseling agency. We provide confidential financial assessments, financial education, budget assistance, pre-mortgage education, housing, bankruptcy, school loan and credit/debt counseling to consumers throughout Wisconsin and Minnesota. We help people take control of their finances and establish financial stability in their lives by offering the following services: • Confidential Financial Assessments • Budget Counseling • Student Loan Counseling • Debt and Credit Counseling • Debt Management Programs • Bankruptcy Counseling and Education** • Housing Counseling including Foreclosure and Loss Mitigation Services • Pre- and Post-Purchase Housing Counseling and Education • Financial Education • Corporate Financial Wellness Programs for Employees CCCS is: • A United Way Agency • Affiliated with the National Foundation for Credit Counseling (NFCC) • Licensed • Bonded • Regulated by the Wisconsin Department of Financial Institutions • Accredited through the Council on Accreditation • Approved as a housing counseling agency through the U.S. Department of Housing and Urban Development (HUD)