Smart Choice® is a network of over 9,000 independent agents and over 100 insurance carrier partners. We provide independent insurance agents with access to top-rated markets, product training, and sales and marketing support – and we’re the only no-fee program of our kind! Whether you’re a start-up agent, a former captive agent, or an experienced agent, Smart Choice® can give you the support and markets you deserve. We provide service from coast to coast, in 45 states, with access to personal, commercial, life and health markets, and customized business solutions guaranteed to make you a competitive agency. Smart Choice Agents enjoy additional benefits through our no-fee program, like access to our bi-monthly magazine, and our business solutions center.

ACS Benefit Services, founded in 1982, came from the realization that there needed to be better benefit solutions and health plans available in the marketplace. Since then, ACS has grown to be a leading third-party administrator by focusing on the future of the industry, creating long-term solutions and predicting the benefit administration needs of our employer groups. At ACS Benefit Services, we are focused on one thing – providing the best benefit services in the market to our clients. Employers from coast to coast, large and small, national and local, all depend on us to understand their complex benefit needs and deliver the ideal benefit solutions for their employees, uniquely specific to their industries. At ACS, we are committed to investing in the future – your future. We research and seek out emerging technology to stay ahead of the curve and bring you state-of-the-art data analytics and cost containment solutions in this ever-changing market. We are continually expanding our portfolio to provide new products, services and solutions to ensure that you’ll have the benefits that make you an employer of choice and simultaneously, increase both your employee retention and recruitment of leading candidates.