US Mortgage Network is a mortgage lender serving all of Pennsylvania. We offer FHA, VA, Conventional, New Construction, and Home Equity Loans.www.usmn.com

Responsible for: • Identify qualified loan applicants that are in compliance with Conventional & Government underwriting guidelines. • Analyze loan applicant’s income, taxes, W2’s, and profit and loss statements to identify qualifying ratios for mortgage loans. • Analyze loan applicant’s tri-merge credit reports for qualifying scores for mortgage loans. • Analyze real property valuations to determine viability of the proposed financial products. • Identify after credit analysis potential areas of improvement within applicants credit reports to include derogatory items that may materially impact the lending process. • Coordinating effective communication throughout the loan process between customers and underwriting to ensure rapid response to conditions and closing times. • Monitor market conditions to optimize the yield spread for clients when negotiating interest rates for mortgages. • Utilize DU findings to ensure the most complete file submission to underwriting along with potential areas of concern to address and overcome. • Monitor and manage workflow on loans to identify processing, underwriting, and borrower documentation that must be collected or completed to meet QC and loan program underwriting guidelines to include additional lender overlays. • Utilize creative problem solving and conflict resolution skills to eliminate potential issues that can arise within the lending process to ensure lender and borrower satisfaction.

Alcoa Pittsburgh FCU is a member owned not-for-profit financial cooperative. Unlike other financial institutions that need to generate profit to satisfy stockholders, we judge our success based on member satisfaction. Accordingly, we return earnings to our members through competitive dividend rates on savings and investment accounts, competitive interest rates on loans and additional new products and services.

GAP Federal Credit Union is a retail company based out of 387 Theatre Rd, Carrolltown, Pennsylvania, United States.

We started Legacy Financial for one reason, straight talk about mortgage financing. In 2004, we bought our first home and the used the Big Box Lending machine that was recommended to us by a “trusted source”. The day of closing was the eye-opening moment that motivated us to enter into the mortgage business when the loan wasn’t delivered as promised and there was nothing, we could do about it (moving truck in the driveway & Baby in my lap). We vowed this would never happen to good people trying to make their dreams come true.

WESTMORELAND WATER FEDERAL CREDIT UNION is a company based out of 1900 Franklin St, Greensburg, Pennsylvania, United States.

NORTH DISTRICTS CREDIT UNION is a company based out of 5321 WILLIAM FLYNN HWY, GIBSONIA, Pennsylvania, United States.

Moonlight Credit Union is a financial services company based out of 218 E Main St Bldg A, Worthington, Pennsylvania, United States.

VA Pittsburgh Employees Federal Credit Union is a banking company based out of 7180 Highland Dr, Pittsburgh, Pennsylvania, United States.

Stanwood Area FCU is a financial services company based out of 444 Arona Road, New Stanton, Pennsylvania, United States.