Develop and implement the bank’s loan /credit policies and procedures to effectively identify and address potential risk in the loan portfolio. Develop and implement training programs for staff to enhance their risk assessment and credit knowledge. Build and monitor credit and financial risk models for the organization. Present reports to Risk Committee, Sr. Loan Committee, and Board of Directors on a monthly, Quarterly and annual basis. Provide strategic plan updates and recommendations to the Board of Directors and CEO on a semi-annual and annual Basis. Lead the banks credit approval process to ensure loans meet the banks credit quality standards and target customers. Supervise credit analyst, underwriters, and collateral inspectors within the bank.
Skills:
• Risk Assessment
• Credit Policy Development
• Portfolio Management
• Financial Analysis
• Trend Analysis
• Regulatory Compliance
Achievements
• Led research and implemented the Moody’s software for improved credit risk management.
• Member of the Loan Oversight Committee, Sr. Loan Committee to oversee and recommend management of large and complex loans as well as supervision and monitoring of classified or troubled loans.
• Appointed to the Holding Company Board of Directors
• Member of the Asset Liability Committee (ALCO).
• Member or the BOD Strategic Planning Committee.