GRACE INVESTMENTS is a multi-disciplinary automotive group with operations straddling across emerging markets. We operate throughout the automotive value-chain, providing solutions and services that fuel rewarding experiences for our stakeholders globally. Our operations span the automobile industry’s primary value chain pillars: international trade, after sales distribution, spare parts manufacturing, new car retailing and global supply chain solutions.

Sr. Operations Officer/Human Resources Officer, Kremlin Senior management position responsible for policy making, research, decision making, and implementation. Substantial time spent on internal training and education consisting of classes, meetings and presentations.  Internal BSA Officer, responsible for development and correction of existing program, internal monitoring and reporting  Member of Executive Management team responsible for bank operations  Development of internal front line training program including monthly meetings, teller training and new account training  Development of Human Resources function including but not limited to formal structuring of positions and performance evaluations

FAIRVIEW SAVINGS AND LOAN ASSOCIATION is a company based out of 301 NORTH MAIN, FAIRVIEW, Oklahoma, United States.

- Maintain the existing connections and create new connections with potential customers- Review and evaluate financial reports of more than 150+ companies- Consult and prepare more than 300+ loan applications. 100% of those loan applications got approved, total approved loan amount was $42 million US dollars.

• Merchant Sales • Administrated Internal Network • Assisted customers with opening new accounts

One of the South’s fastest-growing financial institutions did not originate in a large, metropolitan area or grow with the usual bank business plan. Community Bank started more than 115 years ago in a small timber community in east central Mississippi and has grown by employing a unique approach to one of America’s most routine industries. From 1995 until today, with few acquisitions, Community Bancshares has grown from $200 million in assets and a couple of offices to more than $4.8 billion in assets, 55 offices and over 875 employees in four states.

Develop and implement the bank’s loan /credit policies and procedures to effectively identify and address potential risk in the loan portfolio. Develop and implement training programs for staff to enhance their risk assessment and credit knowledge. Build and monitor credit and financial risk models for the organization. Present reports to Risk Committee, Sr. Loan Committee, and Board of Directors on a monthly, Quarterly and annual basis. Provide strategic plan updates and recommendations to the Board of Directors and CEO on a semi-annual and annual Basis. Lead the banks credit approval process to ensure loans meet the banks credit quality standards and target customers. Supervise credit analyst, underwriters, and collateral inspectors within the bank. Skills: • Risk Assessment • Credit Policy Development • Portfolio Management • Financial Analysis • Trend Analysis • Regulatory Compliance Achievements • Led research and implemented the Moody’s software for improved credit risk management. • Member of the Loan Oversight Committee, Sr. Loan Committee to oversee and recommend management of large and complex loans as well as supervision and monitoring of classified or troubled loans. • Appointed to the Holding Company Board of Directors • Member of the Asset Liability Committee (ALCO). • Member or the BOD Strategic Planning Committee.

KANZA Bank is a family-owned community bank, serving Kansas families, farmers and businesses with financial solutions since 1905. We distinguish ourselves from the competition with fewer policies and committee approvals, offering personalized service and responsiveness you'll find refreshing. We offer a wide range of financial products for the consumer and commercial markets, at competitive rates and with experienced staff.