The Western Reserve Group operates exclusively through over 400 independent insurance agents, providing insurance protection to over 167,000 households,farms and businesses in the states of Ohio & Indiana. The company is rated A (Excellent) by A.M.Best. The Western Reserve Group offers a wide range of value added property and casualty insurance products for auto, homes, farms and businesses in Ohio and Indiana.

The Health Plan is a clinically-driven, technology-enhanced, and customer-focused health maintenance organization that manages and improves the health and well-being of its members. Established in 1979, the West Virginia-based company, with offices in Wheeling, Charleston and Morgantown, WV and Massillon, OH has offered a complete line of managed care products and services designed to provide health care systems and clients with innovative health care benefits and plans at a reasonable cost across the mid-Atlantic region and nationally.

AMI Benefit Plan Administrators, Inc. specializes in Fiduciary Plan Administration services as well as providing Fiduciary and record keeping services to retirement plans, including 401(k), profit sharing, money purchase, employee stock ownership, defined benefit, 403(b), prevailing wage, safe harbor, and cross-tested plans.

Hummel Group is a full-line insurance and financial services agency with 8 offices in Ohio and Indiana. We have grown to be a recognized insurance and financial services leader. It is the mission of Hummel Group to help clients identify and manage risk through the use of insurance and financial strategies. Our Risk Advisors strive every day to exceed your expectations and help you transition from success to significance with each interaction and transaction. Securities offered through The O.N. Equity Sales Company, Member FINRA/SIPC, 4585 State Route 39, PO Box 250, Berlin, OH 44610. Phone: 330-893-2600. Investment Advisory services offered through Hummel Wealth Management, LLC and O.N. Investment Management Company. Hummel Wealth Management, LLC is not affiliated with The O.N. Equity Sales Company or O.N. Investment Management Company. Licensed in: AK, AR, AZ, CA, CO, IA, IL, KS, KY, MD, ME, MI, MO, NJ, OH, OK, PA, SC, TN, UT, VA, WI, WV Insurance and annuity products issued by The Ohio National Life Insurance Company and Ohio National Life Assurance Corporation. Product, product features and rider availability vary by state. Issuers not licensed to do business and products not distributed in AK, HI or NY. Registered products (including variable annuities) are sold only by prospectuses, which can be obtained through your registered representative. Before investing. investors should read and consider carefully the product and any underlying fund prospectuses, which contain more complete information about investment strategies, fees, charges, risk factors and other factors that may apply. As with any investment, investing in variable portfolios involves risk, including possible loss of principal. Past performance is no guarantee of future results. Insurance and annuity product guarantees are based on the claims-paying ability of the issuing insurance company.

Since its founding in 1963, Valmark Financial Group has been at the forefront of the financial services industry, working exclusively with successful entrepreneurial wealth transfer and wealth management firms to meet the unique and ever-changing needs of our clients. Our entities specialize in providing life insurance, equity, investment advisory, risk management, and retirement plan products and support services for the industry’s top tier of financial advisors. To learn more about Valmark Financial Group visit our website at: www.valmarkfg.com Securities offered through Valmark Securities, Inc. Member FINRA/SIPC. Investment advisory services offered through Valmark Advisers, Inc., a SEC Registered Investment Advisor.

Risk International is a leading advocate in the insurance industry, offering unparalleled expertise as a risk management consultant and employee benefits advisor. We help our clients navigate the complicated insurance landscape. Our independent client-centric approach is evident in our transparent fee-for-service model, with 100% of fees directly paid by clients, eliminating conflicts of interest. Our dedicated team collaborates with you to develop optimized insurance programs that are practical and cost-effective, tailored to your unique requirements. Our expertise extends across diverse client profiles, including private equity firms and their portfolio companies, Fortune 500 enterprises, and mid-market organizations. Recognizing that companies invest in insurance to shield themselves from financial losses, we understand the intricacies of securing appropriate coverage can be overwhelming. We are committed to safeguarding businesses by guiding them through the complexities of the insurance landscape. Leveraging our expertise and resources, we ensure clients acquire insurance that aligns precisely with their unique needs. We work diligently to provide comprehensive protection for your business.

• Analyzed corporate and private investment portfolios using risk/return methodologies• Assessed the performance, risk characteristics and management styles of mutual funds• Reviewed clients’ accounts and results to determine financial performance and participated in meetings to share findings with clients

Our industry-leading, 95-percent client retention rate is a reflection of our people and our approach. We focus on business insurance and risk management, delivering financial stability to our clients through knowledgeable, dependable and honest service. Our clients tell us they want reliable results along with a relationship that is transparent, flexible and cost effective. We deliver. Because of the insurance company partnerships we have cultivated in our over 100-year history, we have developed several niche practices. We bolster these areas with client advisors who understand the exposures and niche industry claims. We specialize in the following industries: • Manufacturing • Construction • Oil & Gas • Environmental • Not-For-Profits • Healthcare & Human Services • Educational Institutions and Universities • Professional Services (Law Firms, Accounting Firms, Financial Institutions)

Our companies have provided solid insurance protection to Ohio residents for over a century. We have earned a reputation for supplying first-rate, competitively-priced coverage to home, farm, automobile and business owners in Ohio's communities. We also take pride in our prompt, fair claims service. Our claims specialists will meet your needs quickly, fairly and courteously.

Financial Life Planning | Investment Management | Retirement Planning | Business Succession Planning | Accounting Services If you have the ability to live a life of choice, free from financial fear, uncertainty, and doubt without jeopardizing tomorrow'​ legacy, then you are truly wealthy. We specialize in the process it takes to get there. We are an integrated team of financial specialists with decades of experience in helping people prepare for and successfully retire. Our number one priority is frequent communication. We realize that uncertainty is one of the biggest stressors we face in life. Although there is much uncertainty in the world that is unavoidable, we believe that by educating and communicating with our clients, we can reduce the uncertainty they have about how and why their money is invested. We have found that meeting on a regular basis to discuss our clients'​ wealth is the key to reducing money-related stress. If they are on vacation somewhere and see on the news that things are happening in the financial markets, they are much less stressed if they recently have had a thorough review of their investments. We work hard at providing objective, proactive advice to keep our clients on track to meet their goals while maintaining free-flowing communication at all times. Fee-Based Planning is offered through W3 Wealth Advisors, LLC, a State Registered Investment Advisor. Third Party Money Management is offered through Valmark Advisers, Inc., a SEC Registered Investment Advisor. Securities are offered through Valmark Securities, Inc. Member FINRA, SIPC. W3 Global Accounting provides only tax and accounting. W3 Financial Group, LLC, W3 Wealth Advisors, LLC, and W3 Global Accounting are separate entities from Valmark Securities, Inc. and Valmark Advisers, Inc. Third-party posts do not reflect the views of ValMark Securities or W3 and have not been approved prior to posting.

Who We Are Kennedy Insurance Agency has been family owned and operated for over 25 years. Our staff of insurance professionals has over 60 years of combined insurance experience. Our primary goal is to satisfy our clients in any possible way and ensure that we make clients for life, not just customers. Our Agency is committed to providing you the personal attention and superior service that you deserve. We want to keep you as a life long customer by regularly reviewing your coverage, and helping you receive the best value for your hard earned dollar. Personal Attention When you call we promise you will receive the personal attention that you want. You truly are a valued customer, not an "account number". You are a familiar face, a valued client, and a neighbor. We will be there for you when you need us the most. Superior Claims Service In the event of a loss, you can count on us to be there for you in case you have any problems or questions. We pride ourselves in only representing companies that have A+ rated Claims Services. This way we can be certain that our clients are handled with the highest standards of service in the industry. Sincerely, Mike Kennedy Kennedy Insurance Agency