The Health Plan is a clinically-driven, technology-enhanced, and customer-focused health maintenance organization that manages and improves the health and well-being of its members. Established in 1979, the West Virginia-based company, with offices in Wheeling, Charleston and Morgantown, WV and Massillon, OH has offered a complete line of managed care products and services designed to provide health care systems and clients with innovative health care benefits and plans at a reasonable cost across the mid-Atlantic region and nationally.

Hummel Group is a full-line insurance and financial services agency with 8 offices in Ohio and Indiana. We have grown to be a recognized insurance and financial services leader. It is the mission of Hummel Group to help clients identify and manage risk through the use of insurance and financial strategies. Our Risk Advisors strive every day to exceed your expectations and help you transition from success to significance with each interaction and transaction. Securities offered through The O.N. Equity Sales Company, Member FINRA/SIPC, 4585 State Route 39, PO Box 250, Berlin, OH 44610. Phone: 330-893-2600. Investment Advisory services offered through Hummel Wealth Management, LLC and O.N. Investment Management Company. Hummel Wealth Management, LLC is not affiliated with The O.N. Equity Sales Company or O.N. Investment Management Company. Licensed in: AK, AR, AZ, CA, CO, IA, IL, KS, KY, MD, ME, MI, MO, NJ, OH, OK, PA, SC, TN, UT, VA, WI, WV Insurance and annuity products issued by The Ohio National Life Insurance Company and Ohio National Life Assurance Corporation. Product, product features and rider availability vary by state. Issuers not licensed to do business and products not distributed in AK, HI or NY. Registered products (including variable annuities) are sold only by prospectuses, which can be obtained through your registered representative. Before investing. investors should read and consider carefully the product and any underlying fund prospectuses, which contain more complete information about investment strategies, fees, charges, risk factors and other factors that may apply. As with any investment, investing in variable portfolios involves risk, including possible loss of principal. Past performance is no guarantee of future results. Insurance and annuity product guarantees are based on the claims-paying ability of the issuing insurance company.

• Analyzed corporate and private investment portfolios using risk/return methodologies• Assessed the performance, risk characteristics and management styles of mutual funds• Reviewed clients’ accounts and results to determine financial performance and participated in meetings to share findings with clients

Our industry-leading, 95-percent client retention rate is a reflection of our people and our approach. We focus on business insurance and risk management, delivering financial stability to our clients through knowledgeable, dependable and honest service. Our clients tell us they want reliable results along with a relationship that is transparent, flexible and cost effective. We deliver. Because of the insurance company partnerships we have cultivated in our over 100-year history, we have developed several niche practices. We bolster these areas with client advisors who understand the exposures and niche industry claims. We specialize in the following industries: • Manufacturing • Construction • Oil & Gas • Environmental • Not-For-Profits • Healthcare & Human Services • Educational Institutions and Universities • Professional Services (Law Firms, Accounting Firms, Financial Institutions)

The ability to see clearly is key to optimal living and quality of life for all people and extends beyond health to every person’s ability to participate in and contribute to society. VBA’s mission is to improve the human experience by utilizing innovative models of service, delivery and advocacy to reduce barriers to high-quality eye care. Improving the Human Experience VBA vision and dental products offer members access to fundamental vision and dental care. Through routine eye exams and dental cleanings, doctors are able to help members see clearly and smile with confidence. A Personal Approach Everyone gets a uniquely personal approach to vision and dental benefits with VBA’s customized plans, personalized service and the latest products. Whether you’re a member, administrator, provider or lab, working with VBA is a simple process. At VBA, you’re our focus. Since 1965, we’ve provided comprehensive vision coverage to corporations, municipalities, schools, health and welfare funds, hospitals and health maintenance organizations in Pennsylvania. Our focus on personalized service has helped us build and maintain long-term relationships – like the one we still have with our first customer that joined us more than 50 years ago.

NSS Life is the oldest Slovak fraternal benefits society in the United States of America. Our mission is to provide our fraternal family members financial security via life and annuity products, while offering charitable, cultural, social and educational opportunities that benefit them and their communities. It is to this fraternal family that we invite you and yours.

Moody and Associates, Inc. is a full service hydrogeologic, environmental, and civil engineering firm with a 130+ year history. Contact us or visit our website at www.moody-s.com to learn more.

Since 2002, Premier Comp Solutions (PCS) has provided cost containment solutions to insurance carriers, third party administrators, and employers throughout the workers’ compensation community. Our services include provider panel development, centralized appointment scheduling, telephonic injury management, PT/MRI/PPO network access and medical bill repricing. Through the years, PCS has developed and perfected a unique and innovative approach offering all of our services as part of a total cost containment solution. While each service can be utilized independently, PCS clients utilizing our comprehensive program experience REAL and proven cost savings. The services combined with our commitment to quality and exceptional customer service produce outcomes which are truly second to none in the industry.

Who We Are Kennedy Insurance Agency has been family owned and operated for over 25 years. Our staff of insurance professionals has over 60 years of combined insurance experience. Our primary goal is to satisfy our clients in any possible way and ensure that we make clients for life, not just customers. Our Agency is committed to providing you the personal attention and superior service that you deserve. We want to keep you as a life long customer by regularly reviewing your coverage, and helping you receive the best value for your hard earned dollar. Personal Attention When you call we promise you will receive the personal attention that you want. You truly are a valued customer, not an "account number". You are a familiar face, a valued client, and a neighbor. We will be there for you when you need us the most. Superior Claims Service In the event of a loss, you can count on us to be there for you in case you have any problems or questions. We pride ourselves in only representing companies that have A+ rated Claims Services. This way we can be certain that our clients are handled with the highest standards of service in the industry. Sincerely, Mike Kennedy Kennedy Insurance Agency

Marthinsen and Salvitti Insurance Group is an independent full service agency Marthinsen & Salvitti Insurance Group offers a wide range of commercial and personal insurance solutions to clients both large and small. Representing 30+ insurance companies, we have extensive resources that enable our expert team to deliver unparalleled service at the best rates available to the marketplace.

All lines of insurance, since 1874. We carry over 15 insurance companies for Property & Casualty and another 10 for Life & Health insurance. Call us before you renew your current coverage so we can give you an honest comparision quotation. There is a reason we have been around so long. Service.

CHART is a member-owned malpractice company that helps improve outcomes for patients and communities. CHART combines an AHRQ-certified Patient Safety Organization with a 100% member-owned medical malpractice insurance company. Our community hospital members, found throughout Connecticut, New York, Pennsylvania, and West Virginia, are hand-selected based upon their location, size, and individual commitments to patient safety. Once selected to join our community, our members gain access to extensive Patient Safety and Education services to improve outcomes, enhance defensibility and better engage with patients. Since 2002 we have saved our members a documented $211,000,000 in premium cost and our business plan has earned us the prestigious A- (Excellent) rating for financial strength from A.M. Best. CHART's mission is to protect community hospitals and their physicians from the risks of medical professional liability and equip them to create safer environments of care.