Association Member Trust (AMT) is a unique not-for-profit multi-association benefits trust formed to serve the group benefit needs of participating association employer members. AMT was formed in 1979 and was the successor to the New Jersey Fuel Merchants Association Insurance Trust, originally established in 1945. Today, AMT offers self-funded health and dental benefits programs, combining employer units from seventeen independent trade associations to maximize claim stability, administrative efficiency, cost savings and a full menu of comprehensive benefits. AMT operates in accordance with the NJ MEWA law and is registered with the NJ Department of Banking and Insurance. Even though AMT's Health and Dental Benefit plans are self-funded, aggregate and specific stop loss protection for health claims is provided by Horizon Blue Cross Blue Shield of New Jersey to limit loss exposure. Horizon also provides AMT with medical claims processing and managed care services, as well as member access to the Horizon provider networks. The Delta Dental Plan of New Jersey provides AMT with dental claims processing services as well as member access to their dental provider networks. AMT holds monies in reserve to fund incurred but not reported claims as calculated by an independent actuary. Additionally, the AMT Trustees intend to maintain a level of plan equity that satisfies New Jersey's Risk Based Capital requirements for self funded multiple employer welfare arrangements. The Unicare Life and Health Insurance Company provides AMT employers with group Life and AD&D coverage options that are fully insured. AMT Trust Board of Trustees is composed of representatives from each of the independent trade association’s Sub-Trusts. Currently, seventeen trustees, representing participating sub-association groups according to formula, manage AMT.

Cultivating and Connecting Experts to Help you Thrive! Applied Bank Solutions started in 2008 with a focus on helping financial institutions survive and thrive! Through the years, we’ve been honored to help many organizations and have expanded our offerings to serve all types of financial service providers, as well as businesses in other industries. In 2016, we became Advanced Business Solutions which is more reflective of our desire to help all types of businesses that serve their communities. ABS provides a model of custom designed services. We accomplish this with experts from across the United States spanning multiple industries. We understand your importance and want to partner with you to help you accomplish your goals. ABS offers experienced resources, drive, and desire to serve you and assist you in growing to your fullest potential – by becoming an extension of your organization – to help you thrive! Please contact us to discuss solutions that work for you.

As a full-service, public warehousing company, ANEX Warehouse & Distribution offers a sensible warehousing and logistics alternative which reduces your capital expenditure risk and increases your return on investment. In a fluctuating economy, it can be a definite competitive advantage to outsource logistics services. Based in Pittsburgh PA, ANEX Warehouse is able to serve a large market area from several strategic locations in the Western PA region. We have expertise to receive, store, track, package and ship your goods on your behalf. These services are available on a variable-cost, scalable basis. Cross-Docking, Just-In-Time and Contract Packaging as well as many Value-Added services such as light assembly are increasingly regarded as key service ingredients in the rapidly changing warehousing logistics industry. ANEX Warehouse & Distribution is a third-party warehousing partner who meets all of these expectations. The competitive environment dictates that manufacturers focus their efforts on their core-competencies. Therefore, outsourcing the warehousing and distribution functions becomes an important consideration. ANEX is able to customize, adjust and match services to the evolving and fluctuating needs of the supply-chain. The ANEX Mission Anex Warehouse & Distribution Co. pledges to provide its clients and their customers with the finest FULL SERVICE warehousing and distribution gateway into Pennsylvania and surrounding regions by our relentless commitment.

Davis Enterprises is a family owned and family operated real estate investment, development and management company with its roots dating back to 1948. The company specializes in office, industrial, retail and multifamily properties across Arizona. The companies'​ 50 plus years of growth, experience and commitment to our community is made possible by our talented employees and strong tenants.

Context Capital Management is an alternative asset management firm based in La Jolla, California and Greenwich, Connecticut. The firm specializes in fixed income and relative-value strategies including convertible arbitrage, capital structure arbitrage, event-driven situations, fundamental credit, and volatility arbitrage.

CamaPlan was founded by veteran investors Carl Fischer and Maggie Polisano as a company run “for investors, by investors.” Since its inception, the name CamaPlan has come to be synonymous with expertise, flexibility, responsiveness, and diversity of investment choices in self-directed retirement accounts. CamaPlan first made its mark in its local market by providing superior client service and expert guidance to investors seeking the freedom and flexibility of a self-directed IRA, and it is now offering the same friendly, personalized service to investors across the country. As a third-party administrator, CamaPlan provides innovative investment opportunities for savvy investors seeking direct control and more choices in how they deploy their investment capital.

M&R Capital Management is a wealth management firm providing solutions to individuals, endowments, family offices, and all clients who desire an individualized approach to managing their wealth. M&R Capital leverages our investment professionals, who have average 30 years experience in providing and implementing solutions for each of our valued clients. Our firm was founded in 1993. The firm has grown over the years and has adapted to the changing opportunities in the wealth management business, as well as overall market conditions. We place the highest emphasis on specialized customer service and individual attention, while providing value to our clients through the implementation of solutions that meet their specific needs.

Founded in 1992, The Garver Group, Inc. is the billing and bookkeeping department to innovative and progressive law firms nationwide. We provide our clients with effective solutions to address the increasingly complex billing demands of law firm clients, bringing a superior knowledge of law firm billing to their operation and elevating their back-office performance to a new level of efficiency. The Garver Group has handled firms ranging in size from single attorney firms to very large practices.

DIST COUNCIL IRON WORKERS WELFARE FUND OF NORTHERN NEW JERSEY is a company based out of 12 EDISON PL, SPRINGFIELD, New Jersey, United States.

Putting people first.

The Lane Health 𝗖𝗮𝗿𝗱 𝘄𝗶𝘁𝗵 𝗮 𝗛𝗲𝗮𝗿𝘁 is a single solution for all the consumer benefit spending accounts you offer, and it makes high deductible health plans less scary. The exclusive Lane Health HSA offers your employees greater peace of mind, makes bill paying simpler, more budget friendly and cost effective. 𝗜𝗻𝗰𝗹𝘂𝘀𝗶𝘃𝗲 -- We serve all HDHP members with no contributions required. On-demand, swipe-and-go access to a line of credit with no credit checks. 𝗡𝗼 𝗿𝗶𝘀𝗸 𝘁𝗼 𝗲𝗺𝗽𝗹𝗼𝘆𝗲𝗿𝘀 -- The Advance line of credit is funded through Lane Health with no risk to the employer. 𝗠𝗼𝗿𝗲 𝗮𝘁𝘁𝗿𝗮𝗰𝘁𝗶𝘃𝗲 𝗛𝗗𝗛𝗣𝘀 -- Our HSA Advance offers employees greater financial protection with predictable pre-tax repayments, making high deductibles health plans less scary. 𝗘𝗺𝗽𝗹𝗼𝘆𝗲𝗿 𝗰𝗼𝘀𝘁 𝘀𝗮𝘃𝗶𝗻𝗴𝘀 -- Lower health plan costs and payroll taxes.

Securities and investment advisory services offered through Osaic FA, Inc., member FINRA/SIPC. Osaic FA is separately owned and other entities and/or marketing names, products or services referenced here are independent of Osaic FA. CRN-5868264-080923