The YMCA Retirement Fund’s sole purpose is to provide retirement benefits for YMCA employees throughout the U.S. Our team includes experts in investment management and benefits administration who are dedicated to ensuring the Fund is a results-driven, high quality provider of financial services and education to the people we serve. We are proud of our mission to reward YMCA employees for their dedication to the Movement with a well-deserved, comfortable retirement.

The New York City District Council of Carpenters Benefit Funds or NYCDCCBF, is a dynamic service organization that administers welfare, retirement, and vacation benefits to hard-working union carpenters across New York City. The NYCDCCBF has a fun, diverse culture that offers its employees the opportunity to grow professionally while receiving competitive wages, an unmatched benefits package, and ample paid time off for personal or health reasons. About Us Located at 395 Hudson Street in New York City, surrounded by the lively districts of SOHO, Greenwich Village, and West Village, the New York City District Council of Carpenters Benefit Funds (“NYCDCCBF”) exists for the sole benefit of its members and eligible dependents. The mission of the Benefit Funds is to properly administer benefit plans and deliver superior service to our members in all respects. The NYCDCCBF provides comprehensive, valuable benefits to over 25,000 working and retired carpenters — members of the NYCDCC — and their families. Through the Welfare, Pension, Annuity and Apprenticeship Funds, NYCDCC members enjoy health, vacation, and scholarship benefits, and apprenticeship and journeymen training, as well as a defined monthly pension and defined contribution benefit at retirement, all at little or no cost to the members.

Excavators Union Local 731 is a construction company based out of 3411 35th Ave, Astoria, New York, United States.

The General Pension and Social Security Authority (GPSSA) is the responsible UAE-based federal authority mandated to apply pension and retirement benefits for Emiratis (males/females) working in a public or private sector in the UAE or GCC Region, given that they are between 18 to 60 years of age and are fit to work. Employers are required to register their Emirati employees with the Authority no later than one month from their joining date in order to ensure insured individuals, pensioners and beneficiaries enjoy salary contributions upon retirement. For more information on the conditions and types of services available, please do not hesitate to contact us. GPSSA’s Website: http://www.gpssa.gov.ae Toll-free Number: 800-10. أنشــئت الهيئــة بموجـب قانـون اتحـادي رقـم (6) لسـنة 1999، وتتولى هيئة المعاشات تطبيق أحكام القانون الاتحادي رقم (7) لسنة 1999 للمعاشات والتأمينات الاجتماعية وتعديلاته. يغطي التأمين المخاطر الطبيعية كالشيخوخة والوفاة والمخاطر غير الطبيعية كالعجز والأمراض والإصابات المهنية، ويشمل به المواطنيــن العاملين فــي القطــاعين الحكومــي والخـاص ويشترط للشمول بالتأمين التمتع بجنســية الدولة، وألا يقـل العمر عـن 18 سـنة وألا يزيـد عن الـ (60)، واللياقة الصحية للعمل قبل التعيين. ويعتبر الاشــتراك إلزامــي ويتوجــب علــى جهــة العمــل التســجيل والاشــتراك عــن الموظـف خـلال 30 يومـاً من تاريخ التحاقه بالعمل. ويخضع لأحكام القانون الجهات الحكومية الاتحادية والهيئات والمؤسسات العامة والمصارف التي تسهم فيها الحكومة الاتحادية إضافة إلى الجهات المحلية والخاصة باستثناء الجهات المحلية والخاصة في إمارة أبوظبي، والجهات المحلية في إمارة الشارقة. المزيد من المعلومات على موقعنا الإلكتروني http://www.gpssa.gov.ae مركز الاتصال 80010

Excavators Union Local 731 is a construction company based out of 3411 35th Ave, Astoria, New York, United States.

Baron Capital is an asset management firm focused on delivering growth equity investment solutions. Founded in 1982, we have become known for our long-term, fundamental, active approach to growth investing. We were founded as an equity research firm, and research has remained at the core of our business. Investors should consider the investment objectives, risks, and charges and expenses of the investment carefully before investing. The prospectus contains this and other information about the Fund. You may obtain one from its distributor, Baron Capital, Inc., by calling 1-800-99BARON or visiting www.BaronFunds.com. Please read it carefully before investing. Please visit the following URL for important social media disclosures: http://www.baronfunds.com/social-media

Mitsubishi International Corporation ("MIC") offers high-value-added services in a broad range of business fields. MIC's primary businesses are related to global trading of industrial and consumer products, complex project management, and strategic finance and investment. Other important functions of MIC include marketing, distribution, materials procurement, technology transfer, product sourcing, and supply chain management.

Steel Service, a steel contractor, fabricator, and service center, has completed thousands of major industrial and commercial projects both nationally and internationally. Steel Service has a vast range of knowledge and experience in industrial and commercial construction projects. We provide and install structural steel, miscellaneous metals, and other related construction products as directed by our clients. Steel Service is a true “steel contractor” with a dedication to service and delivery that is unmatched in the industry. We provide the most complete and coordinated 05-specification scope compared to any of our competitors and we are an American Institute of Steel Construction Quality Certified Fabrication facility. We are located at 2260 Flowood Drive in Flowood, MS 39232. (601) 939-9222

The New York City District Council of Carpenters Benefit Funds or NYCDCCBF, is a dynamic service organization that administers welfare, retirement, and vacation benefits to hard-working union carpenters across New York City. The NYCDCCBF has a fun, diverse culture that offers its employees the opportunity to grow professionally while receiving competitive wages, an unmatched benefits package, and ample paid time off for personal or health reasons. About Us Located at 395 Hudson Street in New York City, surrounded by the lively districts of SOHO, Greenwich Village, and West Village, the New York City District Council of Carpenters Benefit Funds (“NYCDCCBF”) exists for the sole benefit of its members and eligible dependents. The mission of the Benefit Funds is to properly administer benefit plans and deliver superior service to our members in all respects. The NYCDCCBF provides comprehensive, valuable benefits to over 25,000 working and retired carpenters — members of the NYCDCC — and their families. Through the Welfare, Pension, Annuity and Apprenticeship Funds, NYCDCC members enjoy health, vacation, and scholarship benefits, and apprenticeship and journeymen training, as well as a defined monthly pension and defined contribution benefit at retirement, all at little or no cost to the members.

H. C. Wainwright & Co., LLC is a full-service investment bank dedicated to providing Investment Banking, Equity Research, Sales & Trading as well Corporate Access and Strategic Advisory services. Ranked the #1 Placement Agent by Informa Business Solutions (formerly Sagient Research Systems) since 1998, the H.C. Wainwright team is the leader and most active placement agent of Follow-On transactions. In 2018, H.C. Wainwright celebrates 150 years of innovative service led by a diverse group of seasoned Investment Bankers, thoughtful Equity Research Analysts and insightful Sales-Traders.

Established in 1957, UFCW and Employers Trust, LLC, also known as the Trust Fund Office, is one of the top 500 largest retirement funds (managing over $4.2 billion in assets) in the USA. We administer health plans and pension benefits for over 230,000 participants at 116 employers throughout Northern California and Hawaii. We serve the grocery food market and retail pharmacy industry consisting of essential workers from employers like Safeway, Save Mart, and Raley’s. The Trust Fund Office administers several multiemployer plans; an employee benefit plan maintained under multiple collective bargaining agreements. Our “Taft Hartley” plans are governed by strong Boards of Directors consisting of Union and Employer industry leaders (as Trustees) with a fiduciary focus and care for our Membership and their families. Our mission is to provide exceptional benefit administration to those we serve: our Members, Dependents, Local Unions, Employers, and Service Providers.