For over 27 years, American Bank has been successfully serving the financial needs of small to mid-size businesses throughout the country with a concentration on the Baltimore and Washington DC markets. As a mid-sized community bank, we partner with businesses to help increase efficiencies and decrease costs. American Bank is the expert in fulfulling business banking needs in a convenient, more cost effective manner which reduces expenses and improves cash flow. We provide timely, personalized service so often lacking in today's business climate. Unlike most banks, American Bank is willing to address the unique needs of small businesses through personal relationships that are results oriented. American Bank has the tools, services, and expertise to partner effectively with businesses including competitve rates on deposit accounts, Check Scanners, and Cash Management and on-line products. In addition, our Commercial Lending Teams (Commercial Real Estate and Commercial and Industrial) offer the expertise and advise necessary to help businesses grow and be more profitable. As a small bank, we take great effort to learn about our client's business and take the time to do analysis to create custom-fit financial solutions to problems. American Bank also has a robust, nation-wide network of Retail Mortgage Branches which provide low rate mortgages to qualified borrowers.

Managed the Accounting and Financial Functions of the Association, Net Assets of $70 million Prepared the monthly, quarterly, and year end financial reports, such as Income and Expense, Asset, Liability, & Capital, and Statement of Condition Calculated schedule of depreciation for Fixed Assets Responsible for ensuring that all Investment Accounting is in compliance with FASB 115 and FASB 133 Monitored the Loan and Investment portfolio and report to the Board of Directors and Management any loans that require adverse classification Designed training manuals for Investment Accounting Procedures Accounts Payable / Receivable: Managed the Association's Accounts Payable function Ensured all invoices are approved and paid in a timely manner Prepared and distributed 1099 forms at year-end. Human Resources Generalist: Prepared biweekly payroll for 22 employees Conducted new employee orientation, ensuring that all new employees have completed the required employment forms and that they understand the benefit and compensation plans available to them Administered the Association's Defined Benefit, 401(k), and Deferred Compensation plans Managed the Group Health Insurance and COBRA plans Prepared the quarterly and annual Federal and State payroll tax reports. Selected and implemented a group health plan for the Association Designed the Association's vacation plan

Sky Federal Credit Union was chartered in December of 1935 as the Northern Pacific Railroad Employees Federal Credit Union. As one of the oldest credit unions in Montana, we have experienced significant growth through the years, offering members an ever-evolving platform of services and savings to help them in even the roughest economic climate. As a democratically owned and controlled institution, we base our services on a “people helping people” principle. Sky Federal Credit Union is a full-service community chartered, not-for-profit financial cooperative. Our charter allows us to serve anyone who lives, works or worships in Montana’s Park, Gallatin or Sweet Grass counties. We have three convenient locations in Livingston, Bozeman and Belgrade. In 2017 we are opening a new branch in Big Timber!

We’ve been building a strong legacy for our customers and communities since 1887. Yeah, we’ve been doing this for a long time. In 1994, we became a publicly traded company. In 2009, we began to grow exponentially. Today, with $2.4 billion in assets, we serve more than 40 communities in Missouri, Arkansas, and Illinois. Member FDIC | Equal Housing Lender