As a community bank we provide a wide variety of financial services, but delivered in a personalized manner only small banks can offer. Apple River State Bank was chartered in 1948 and opened in Apple River, Illinois which still remains a locally owned financial institution. As Apple River State Bank evaluated the local markets, it concluded that branches located in the expanding communities of Jo Daviess County was a means of enhancing its long-term opportunities and offering true community banking services. As a result, Apple River State Bank has opened full-service branches in Elizabeth, Galena, Hanover, Scales Mound and Warren, Illinois as well as over 25 ATM's throughout Jo Daviess County. The Apple River State Bank has embraced a philosophy that places customer needs and service above everything else. The Bank's pricing of its services reflects that emphasis by its consistent policy of competitive fees on all deposit and loan products. In addition, the Bank offers trust, investment, and long-term fixed mortgages to better serve our local market. Finally, the Bank is committed to maintaining a strong financial presence in our market. At a time when the financial services industry continues to consolidate and "lose the customer in the shuffle"​, we've tried to never forget that a bank has the responsibility to make its decisions not just with the bank's interests in mind, but the interests of our customers. It is the mission of the Apple River State Bank to operate as an independent, locally owned and customer responsive bank. We will strive to make our decisions keeping in mind the best interest of: •Our Community •Our Shareholders •Our Customers •Our Employees

Founded in 1901 in Malta Illinois, Resource Bank was originally known as The First National Bank of Malta. Through the years the bank has expanded to its current size of seven offices throughout DeKalb County. At Resource Bank, we believe the relationship between a bank and its clients should be based on a mutual trust; something that will last for years and benefit you for a lifetime. For more than a century, we’ve taken pride in giving you individual attention - from people who really care. This kind of relationship can only be achieved through personal commitment, innovation, and integrity. These attributes are the hallmarks of our success and our pledge for the future.

Stillman Bank is a local, independently-owned community bank founded in 1882 and has been meeting the financial needs of our customers in northern Illinois for more than a century. We offer the products and services you expect from big banks, but we do it with a friendly, hometown touch. And, because we are a community bank, we have a genuine and vested interest in the communities and customers we serve. Member FDIC, Equal Housing Lender

With locations in Arlington Heights, Crystal Lake, Huntley, McHenry, and Woodstock, American Community Bank & Trust is a financial partner who provides exceptional personal service and can bring creative financial solutions to each and every client. ●COMMERCIAL BANKING: With a reputation for sharing our clients’ entrepreneurial spirit, we offer sound advice with a high level of responsiveness- all with the integrity you would expect from a financial partner. ACBT is where business banks. ●PERSONAL BANKING: We believe technology should enhance customer service, not replace it. Our services include both exceptional person-to-person attention and convenient, secure online and mobile banking for you and your family. ●WEALTH MANAGEMENT: American Community Wealth Management connects you with a Certified Financial Planner whose experience with investment banking, asset management, and trust services will help you secure your financial future.

Blackhawk Community Credit Union is a member-owned financial services organization. Our mission is to empower our members to reach their financial goals. We will do this by holding the highest standards for service while operating in an ethical and financially sound manner and providing our employees with a rewarding career of giving back to our member community. We are a Great Place to Work.

At Citizens State Bank, we are committed to being your full service, independent, locally-owned community bank. Our customers rely on our expertise, professional staff and diverse products and services, many of which can be customized to suit your specific needs. All business decisions are made locally by people who live and work where you do. Above all, we listen to your needs and go the extra step to provide you with complete satisfaction. For more than 140 years Citizens State Bank has remained confident, courteous and close by.

"Woodford State Bank, Committed to serving our local communities, providing superior customer service and working to ensure your financial success." Woodford State Bank - Since 1915 Founded in Woodford, WI November 10, 1915 Cecil O Gilmore instrumental in getting charter and served as first President of first Board of Directors. C.F. Thompson served as bank’s first C.E.O. Business first transacted in what is now the Post Office until moving into its own brick building in 1916. In 1979, bank’s present structure was completed. Expanded with first branch office opening in Monroe, 1984. First bank to have offices located in Lafayette and Green Counties. Growth moved branch to present location in 1998. After 29 years as C.E.O., Terry Schliem’s 2000 retirement promoted Scott DeNure as his successor. New 3,800 sq. ft. addition completed in 2009. Argyle branch office opened in 1999 Relocated to newly constructed office on Spruce Street in 2004. South Wayne Office opened in 2001 Blanchardville Office opened in 2007 Former First National Bank of Blanchardville acquired from Park Bank of Madison.

STERLING FEDERAL BANK is a banking company based out of 110 E FOURTH ST, Sterling, Illinois, United States.

UNION Savings BANK is an independent, full-service community bank serving the Northern Illinois area. We offer a broad range of banking services, from personal and business banking to investment, trust, and mortgage services. Stop by an office located in Freeport, Belvidere, or Mount Morris, or visit us online at www.unionsavingsbank.com. Member FDIC Equal Housing Lender NMLS #530596

First Community Credit Union is a member-owned, not-for-profit financial cooperative and has provided quality member service for over 90 years. FirstCCU has more than 25,000 members and $275 million in assets and is a Bauer Financial 5-Star Superior Safety-rated credit union for 23 consecutive years. Established in 1933, during the midst of the Great Depression, 20 employees of Fairbanks Morse & Company in Beloit, Wisconsin chipped in $5.00 shares to start the original credit union. This money was then lent out to other employees who needed a loan. FirstCCU has seven full-service branch locations in Janesville, Beloit, Monroe, and Rockford. Membership with the credit union is open to anyone who lives or works in Rock, Green, Dane, Jefferson, Iowa, Grant, Lafayette, Racine, Kenosha, Waukesha, and Walworth counties in Wisconsin as well as Winnebago, Jo Daviess, McHenry, Boone, Ogle, Carroll, and Stephenson counties in Illinois. Member NCUA Equal Housing Lender

On August 6, 1866, there were no banks in McHenry County. Mr. J.C. Crumb realized that Harvard needed a bank to facilitate the economic growth of Harvard and the surrounding area so he started The Harvard Bank. It was known as The Harvard Bank until October 13, 1919, when the word “State” was added to its name and it was incorporated. When it started, it was located right across the street from where it presently stands in a feed store owned by Mr. Crumb. Our first banking relationship started two days after we officially opened. In 1923, the building on the corner of Brainard and Ayer Street was completed and the Bank moved across the street. On its 75th Anniversary, in 1941, Mr. William Hubbell was President and he was only the third President. To date there have only been eight Presidents of The Harvard State Bank. Through the years, The Harvard State Bank has led the way with safe and sound business principles; helpful, friendly customer relations; and state of the art banking plans and developments. We offer ATM service in a number of locations; a wide variety of checking, savings and money market accounts; a complete Loan Department offering a wide variety of mortgages, Home Equity Lines of Credit, consumer, agricultural and our own credit cards with reward packages.

Advantage One is a full-service financial institution proudly serving sixteen counties across Southeast Michigan.